Last update: Oct 2026

Cost of Living Comparison Between Bangor and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,889 in Bangor, rent and utilities included – about $11,700 less a year. Other living expenses account for most of the difference.

92

Cost of Living Index in Bangor
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Bangor Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Bangor

🇬🇧 United Kingdom

$1,889

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bangor and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bangor and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,889 in Bangor versus $918 in Cebu.

Bangor $1,889
Cebu $918

Estimated couple costs with rent: $2,991 in Bangor versus $1,409 in Cebu.

Bangor $2,991
Cebu $1,409

Monthly costs for a family of three with rent: $4,093 in Bangor versus $1,900 in Cebu.

Bangor $4,093
Cebu $1,900

Living in Bangor is roughly 106% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Bangor is 40% above, Cebu is 32% below.

Meal at Budget Restaurant

$23.94 £17.96

$3.09 ₱194

674.76%

Three-Course Dinner for Two, Mid-Range

$82.5 £61.9

$24.22 ₱1,525

240.59%

Fast Food Meal (McDonalds, etc)

$9.62 £7.22

$3.92 ₱247

145.41%

Cappuccino

$4.40 £3.30

$2.51 ₱158

75.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.88 £1.41

$1.59 ₱100

18.24%

Water (0.33 liter bottle)

$1.95 £1.46

$0.53 ₱33.43

267.92%

Local Beer (0.5 liter draught)

$6.49 £4.87

$1.78 ₱112

264.61%

Imported Beer (0.33 liter bottle)

$7.12 £5.34

$2.17 ₱137

228.11%

Milk (1 liter)

$1.84 £1.38

$1.92 ₱121

-4.17%

White Bread (500g)

$2.27 £1.71

$1.36 ₱85.4

66.91%

Rice (white) (1kg)

$2.22 £1.66

$1.01 ₱63.5

119.80%

Eggs

$3.91 £2.93

$2.03 ₱128

92.61%

Local Cheese (1kg)

$9.15 £6.87

$9.86 ₱621

-7.20%

Chicken Fillets (1kg)

$10.46 £7.85

$4.39 ₱277

138.27%

Beef Round Steak (1kg)

$14.29 £10.72

$7.60 ₱479

88.03%

Apples (1kg)

$2.92 £2.19

$3.30 ₱208

-11.52%

Banana (1kg)

$1.56 £1.17

$1.39 ₱87.8

12.23%

Oranges (1kg)

$2.79 £2.09

$2.33 ₱147

19.74%

Tomato (1kg)

$3.33 £2.50

$1.50 ₱94.3

122.00%

Potato (1kg)

$1.60 £1.20

$2.36 ₱149

-32.20%

Onion (1kg)

$1.59 £1.19

$1.90 ₱119

-16.32%

Lettuce (1 head)

$1.19 £0.89

$1.19 ₱74.9

Water (1.5 liter bottle)

$1.57 £1.18

$0.63 ₱39.71

149.21%

Cigarettes 20 Pack (Marlboro, Camel)

$23.60 £17.71

$3.00 ₱189

686.67%

Wine (Bottle)

$10.55 £7.91

$6.03 ₱379

74.96%

Local Beer (0.5 liter bottle)

$2.82 £2.12

$1.23 ₱77.7

129.27%

Imported Beer (0.33 liter bottle)

$3.15 £2.37

$1.75 ₱110

80.00%

One-way Ticket (Public Transport)

$4.03 £3.03

$0.25 ₱15.86

1512.00%

Public Transport Monthly Pass (Regular Price)

$97.5 £73.2

$12.64 ₱796

671.44%

Taxi Start (Normal Tariff)

$4.57 £3.43

$0.77 ₱48.62

493.51%

Taxi (Normal Tariff) (1km)

$2.01 £1.51

$0.23 ₱14.53

773.91%

Taxi 1hour Waiting (Normal Tariff)

$26.25 £19.69

$4.46 ₱281

488.57%

Gasoline (1 liter)

$1.90 £1.42

$1.31 ₱82.8

45.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K £28.1K

$21.2K ₱1.3M

76.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.8K £30.6K

$19.1K ₱1.2M

113.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$315 £236

$120 ₱7,569

162.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.71 £17.79

$14.00 ₱882

69.36%

Internet (50+ Mbps, Unlimited Data)

$40.07 £30.06

$27.54 ₱1,734

45.50%

Gym Membership (Monthly)

$42.62 £31.97

$32.33 ₱2,035

31.83%

Tennis Court (1 Hour on Weekend)

$20.10 £15.08

$6.65 ₱419

202.26%

Cinema Ticket

$13.68 £10.27

$5.65 ₱356

142.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,566 £1,175

$275 ₱17.3K

468.85%

International Primary School, 1 Child (Yearly)

$22.0K £16.5K

$7,918 ₱498.5K

178.22%

Jeans (Levis 501 Or Similar)

$112 £84.4

$49.33 ₱3,106

127.93%

Summer Dress (H&M, Zara, etc)

$45.84 £34.39

$25.24 ₱1,589

81.62%

Sport Shoes (Adidas, Nike)

$102 £76.4

$77.0 ₱4,846

32.38%

Men's Leather Business Shoes

$121 £90.5

$57.2 ₱3,601

110.89%

1-bedroom Apartment, City Center (Monthly)

$589 £442

$500 ₱31.5K

17.97%

1-bedroom Apartment, Outside City Center (Monthly)

$492 £369

$309 ₱19.4K

59.37%

3-bedroom Apartment, City Center (Monthly)

$1,272 £954

$1,078 ₱67.9K

17.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,065 £799

$615 ₱38.7K

73.12%

Buy Apartment in City Center (m2)

$5,045 £3,785

$2,886 ₱181.7K

74.80%

Buy Apartment Outside City Center (m2)

$3,828 £2,872

$1,917 ₱120.7K

99.75%

Average Monthly Net Salary (After Tax)

$2,365 £1,774

$346 ₱21.8K

583.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

7.2

-23.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangor: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bangor

$492 26.1%

Cebu

$309 33.6% 37.3% $183

Monthly Utilities & Internet

Bangor

$379 20.1%

Cebu

$162 17.6% 57.3% $217

Eating Out

Bangor

$335 17.8%

Cebu

$88 9.6% 73.7% $247

Groceries & Markets

Bangor

$313 16.6%

Cebu

$206 22.4% 34.2% $107

Clothing & Footwear

Bangor

$171 9.1%

Cebu

$94 10.2% 45.2% $77

Getting Around

Bangor

$128 6.8%

Cebu

$16 1.7% 87.9% $113

Sport & Entertainment

Bangor

$70 3.7%

Cebu

$44 4.8% 37.7% $26

Cost Breakdown

A one-bedroom apartment in the center runs $589 in Bangor and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Bangor pays 584% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Bangor vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $313 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Bangor

🇵🇭 Cebu

🕒 Local time

20:12 8:12 PM

03:12 3:12 AM

7 h ahead of Bangor

🌤 Weather

👥 Population

17,988

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Bangor Cebu 11,420 km ≈ 15 h nonstop flight

From you

Bangor
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangor vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 106% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 584% higher in Bangor, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $589 in Bangor versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $82.0 in Bangor. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,889 per month in Bangor versus $918 in Cebu – a 106% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $1,889 in Bangor, a $1,500 budget is realistic in Cebu but tight or insufficient in Bangor. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Bangor, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Bangor and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 106% less than in Bangor. Beyond cost, consider language, visa policies, and how big the international community is in each city.