Last update: Oct 2026

Cost of Living Comparison Between Baltimore, MD and Binghamton, NY

For one person, living is cheaper in Binghamton, NY: $2,277 a month against $2,603 in Baltimore, MD, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in Baltimore, MD
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Baltimore, MD Living Index
110

Cost of Living Index in Binghamton, NY
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Binghamton, NY Living Index

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Baltimore, MD

🇺🇸 United States

$2,603

/mo nomad

Binghamton, NY

🇺🇸 United States

$2,277

/mo nomad

Monthly Cost of Living

How much you'll spend in Baltimore, MD and in Binghamton, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baltimore, MD and in Binghamton, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,603 in Baltimore, MD versus $2,277 in Binghamton, NY.

Baltimore, MD $2,603
Binghamton, NY $2,277

Estimated couple costs with rent: $3,940 in Baltimore, MD versus $3,478 in Binghamton, NY.

Baltimore, MD $3,940
Binghamton, NY $3,478

Monthly costs for a family of three with rent: $5,277 in Baltimore, MD versus $4,679 in Binghamton, NY.

Baltimore, MD $5,277
Binghamton, NY $4,679

Living in Baltimore, MD is roughly 14% more expensive than in Binghamton, NY, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Baltimore, MD 91% above, Binghamton, NY 67% above.

Meal at Budget Restaurant

$17.89 $17.89

$17.46 $17.46

2.46%

Three-Course Dinner for Two, Mid-Range

$94.6 $94.6

$49.86 $49.86

89.63%

Fast Food Meal (McDonalds, etc)

$10.58 $10.58

$10.82 $10.82

-2.22%

Cappuccino

$5.20 $5.20

$5.65 $5.65

-7.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.45 $3.45

$2.15 $2.15

60.47%

Water (0.33 liter bottle)

$2.60 $2.60

$1.54 $1.54

68.83%

Local Beer (0.5 liter draught)

$6.92 $6.92

$4.88 $4.88

41.80%

Imported Beer (0.33 liter bottle)

$8.08 $8.08

$5.95 $5.95

35.80%

Milk (1 liter)

$1.15 $1.15

$0.95 $0.95

21.05%

White Bread (500g)

$4.13 $4.13

$3.90 $3.90

5.90%

Rice (white) (1kg)

$4.25 $4.25

$4.24 $4.24

0.24%

Eggs

$5.04 $5.04

$4.21 $4.21

19.71%

Local Cheese (1kg)

$12.57 $12.57

$12.29 $12.29

2.28%

Chicken Fillets (1kg)

$12.88 $12.88

$11.94 $11.94

7.87%

Beef Round Steak (1kg)

$18.12 $18.12

$17.58 $17.58

3.07%

Apples (1kg)

$5.90 $5.90

$5.28 $5.28

11.74%

Banana (1kg)

$1.54 $1.54

$1.71 $1.71

-9.94%

Oranges (1kg)

$5.66 $5.66

$5.37 $5.37

5.40%

Tomato (1kg)

$4.80 $4.80

$6.16 $6.16

-22.08%

Potato (1kg)

$2.71 $2.71

$3.87 $3.87

-29.97%

Onion (1kg)

$2.87 $2.87

$3.57 $3.57

-19.61%

Lettuce (1 head)

$2.36 $2.36

$2.44 $2.44

-3.28%

Water (1.5 liter bottle)

$2.26 $2.26

$2.94 $2.94

-23.13%

Cigarettes 20 Pack (Marlboro, Camel)

$13.27 $13.27

$11.82 $11.82

12.27%

Wine (Bottle)

$15.80 $15.80

$15.08 $15.08

4.77%

Local Beer (0.5 liter bottle)

$2.67 $2.67

$1.70 $1.70

57.06%

Imported Beer (0.33 liter bottle)

$3.82 $3.82

$4.96 $4.96

-22.98%

One-way Ticket (Public Transport)

$2.06 $2.06

$1.95 $1.95

5.64%

Public Transport Monthly Pass (Regular Price)

$77.6 $77.6

$71.5 $71.5

8.49%

Taxi Start (Normal Tariff)

$1.76 $1.76

$2.91 $2.91

-39.52%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$1.75 $1.75

-21.14%

Taxi 1hour Waiting (Normal Tariff)

$23.89 $23.89

$24.23 $24.23

-1.40%

Gasoline (1 liter)

$1.07 $1.07

$1.05 $1.05

1.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.2K $28.2K

22.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$26.5K $26.5K

0.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$214 $214

1.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$68.1 $68.1

$65.0 $65.0

4.69%

Internet (50+ Mbps, Unlimited Data)

$88.8 $88.8

$65.5 $65.5

35.70%

Gym Membership (Monthly)

$47.25 $47.25

$51.6 $51.6

-8.38%

Tennis Court (1 Hour on Weekend)

$47.67 $47.67

$40.20 $40.20

18.58%

Cinema Ticket

$14.95 $14.95

$14.23 $14.23

5.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,934 $1,934

$1,315 $1,315

47.03%

International Primary School, 1 Child (Yearly)

$35.0K $35.0K

$7,178 $7,178

388.18%

Jeans (Levis 501 Or Similar)

$53.3 $53.3

$41.40 $41.40

28.62%

Summer Dress (H&M, Zara, etc)

$62.1 $62.1

$58.3 $58.3

6.57%

Sport Shoes (Adidas, Nike)

$94.0 $94.0

$77.2 $77.2

21.83%

Men's Leather Business Shoes

$111 $111

$148 $148

-24.77%

1-bedroom Apartment, City Center (Monthly)

$1,735 $1,735

$1,319 $1,319

31.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,165 $1,165

$892 $892

30.71%

3-bedroom Apartment, City Center (Monthly)

$2,179 $2,179

$1,907 $1,907

14.26%

3-bedroom Apartment, Outside City Center (Monthly)

$2,026 $2,026

$1,727 $1,727

17.33%

Buy Apartment in City Center (m2)

$2,404 $2,404

$1,308 $1,308

83.78%

Buy Apartment Outside City Center (m2)

$2,214 $2,214

$1,304 $1,304

69.73%

Average Monthly Net Salary (After Tax)

$4,375 $4,375

$3,668 $3,668

19.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

6.65

1.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baltimore, MD: October 26, 2026

Last update for Binghamton, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Baltimore, MD

$1.2K 44.8%

Binghamton, NY

$892 39.2% 23.5% $274

Groceries & Markets

Baltimore, MD

$435 16.7%

Binghamton, NY

$433 19% 0.4% $1.8

Monthly Utilities & Internet

Baltimore, MD

$374 14.4%

Binghamton, NY

$345 15.1% 7.9% $30

Eating Out

Baltimore, MD

$312 12%

Binghamton, NY

$291 12.8% 6.8% $21

Clothing & Footwear

Baltimore, MD

$144 5.6%

Binghamton, NY

$146 6.4% 1.3% $1.9

Getting Around

Baltimore, MD

$94 3.6%

Binghamton, NY

$91 4% 3.7% $3.5

Sport & Entertainment

Baltimore, MD

$77 3%

Binghamton, NY

$80 3.5% 3.7% $2.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,735 in Baltimore, MD and $1,319 in Binghamton, NY. Housing cost is often the main lever when comparing two cities.

Baltimore, MD pays 19% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $95 in Baltimore, MD vs $50 in Binghamton, NY for a mid-range dinner for two. Groceries echo the gap at $435 vs $433 per month, with Binghamton, NY cheaper across the board.

Good to know

🇺🇸 Baltimore, MD

🇺🇸 Binghamton, NY

🕒 Local time

17:35 5:35 PM

Same time as Baltimore, MD

🌤 Weather

👥 Population

585,708

47,969

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Between locations

Baltimore, MD Binghamton, NY 320 km

From you

Baltimore, MD
Binghamton, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baltimore, MD vs Binghamton, NY: Cost of Living - Frequently Asked Questions

Binghamton, NY wins on cost – living expenses run 12% lower than in Baltimore, MD. Housing and daily spending are where you’ll feel the difference most, making Binghamton, NY the obvious pick if budget is a priority.

Average pay runs 19% higher in Baltimore, MD, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,735 in Baltimore, MD versus $1,319 in Binghamton, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Binghamton, NY runs roughly 8% less than in Baltimore, MD. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $2,603 per month in Baltimore, MD versus $2,277 in Binghamton, NY – Binghamton, NY is about 12% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Binghamton, NY wins on affordability, Baltimore, MD on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.