Last update: Oct 2026

Cost of Living Comparison Between Ballina and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,218 in Ballina, rent and utilities included – about $10,400 less a year. Other living expenses account for most of the difference.

107

Cost of Living Index in Ballina
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Ballina Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ballina

🇮🇪 Ireland

$2,218

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Ballina and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ballina and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,218 per month in Ballina vs $1,353 in Ubud, Bali, rent included.

Ballina $2,218
Ubud, Bali $1,353

A couple spends around $3,255 per month in Ballina vs $2,297 in Ubud, Bali, rent included.

Ballina $3,255
Ubud, Bali $2,297

A family of three spends $4,293 per month in Ballina vs $3,241 in Ubud, Bali, rent included.

Ballina $4,293
Ubud, Bali $3,241

Ballina costs about 64% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Ballina and Ubud, Bali sit above the global median – Ballina by 64%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$16.90 €15.04

$3.23 Rp 58.1K

423.22%

Three-Course Dinner for Two, Mid-Range

$66.2 €58.9

$34.88 Rp 627.8K

89.74%

Fast Food Meal (McDonalds, etc)

$12.43 €11.05

$5.70 Rp 102.5K

118.07%

Cappuccino

$3.84 €3.42

$2.62 Rp 47.1K

46.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 €1.38

$1.72 Rp 31.0K

-9.88%

Water (0.33 liter bottle)

$1.31 €1.16

$0.81 Rp 14.6K

61.73%

Local Beer (0.5 liter draught)

$5.75 €5.12

$2.65 Rp 47.7K

116.98%

Imported Beer (0.33 liter bottle)

$7.60 €6.76

$4.37 Rp 78.6K

73.91%

Milk (1 liter)

$1.63 €1.45

$1.57 Rp 28.3K

3.82%

White Bread (500g)

$2.21 €1.97

$2.19 Rp 39.5K

0.91%

Rice (white) (1kg)

$2.07 €1.84

$1.18 Rp 21.2K

75.42%

Eggs

$3.12 €2.77

$2.16 Rp 38.8K

44.44%

Local Cheese (1kg)

$10.21 €9.08

$17.65 Rp 317.7K

-42.15%

Chicken Fillets (1kg)

$12.91 €11.48

$3.78 Rp 68.0K

241.53%

Beef Round Steak (1kg)

$16.16 €14.37

$11.95 Rp 215.1K

35.23%

Apples (1kg)

$2.77 €2.47

$3.60 Rp 64.8K

-23.06%

Banana (1kg)

$1.61 €1.43

$1.59 Rp 28.6K

1.26%

Oranges (1kg)

$2.72 €2.42

$2.31 Rp 41.6K

17.75%

Tomato (1kg)

$5.13 €4.57

$1.91 Rp 34.3K

168.59%

Potato (1kg)

$1.87 €1.66

$1.78 Rp 32.1K

5.06%

Onion (1kg)

$1.54 €1.37

$2.33 Rp 41.9K

-33.91%

Lettuce (1 head)

$1.35 €1.20

$1.00 Rp 18.0K

35.00%

Water (1.5 liter bottle)

$2.10 €1.86

$0.53 Rp 9,509

296.23%

Cigarettes 20 Pack (Marlboro, Camel)

$20.99 €18.67

$2.29 Rp 41.1K

816.59%

Wine (Bottle)

$9.99 €8.89

$22.07 Rp 397.3K

-54.73%

Local Beer (0.5 liter bottle)

$3.44 €3.06

$2.35 Rp 42.2K

46.38%

Imported Beer (0.33 liter bottle)

$3.43 €3.06

$2.98 Rp 53.6K

15.10%

One-way Ticket (Public Transport)

$5.51 €4.90

$0.23 Rp 4,112

2295.65%

Public Transport Monthly Pass (Regular Price)

$137 €122

$8.90 Rp 160.2K

1440.67%

Taxi Start (Normal Tariff)

$5.01 €4.45

$0.47 Rp 8,466

965.96%

Taxi (Normal Tariff) (1km)

$1.53 €1.36

$0.43 Rp 7,737

255.81%

Taxi 1hour Waiting (Normal Tariff)

$37.53 €33.38

$5.47 Rp 98.4K

586.11%

Gasoline (1 liter)

$1.99 €1.77

$0.83 Rp 14.9K

139.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.1K

$23.9K Rp 429.8M

41.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €33.8K

$32.8K Rp 590.1M

15.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 €249

$80.0 Rp 1.4M

250.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.65 €16.59

$6.56 Rp 118.1K

184.30%

Internet (50+ Mbps, Unlimited Data)

$39.19 €34.86

$18.60 Rp 334.8K

110.70%

Gym Membership (Monthly)

$51.4 €45.71

$54.1 Rp 974.1K

-5.04%

Tennis Court (1 Hour on Weekend)

$11.02 €9.80

$18.28 Rp 329.0K

-39.72%

Cinema Ticket

$12.15 €10.80

$4.25 Rp 76.5K

185.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,265 €1,125

$493 Rp 8.9M

156.71%

International Primary School, 1 Child (Yearly)

$14.5K €12.9K

$5,597 Rp 100.7M

159.69%

Jeans (Levis 501 Or Similar)

$106 €94.6

$45.58 Rp 820.4K

133.24%

Summer Dress (H&M, Zara, etc)

$49.68 €44.19

$34.96 Rp 629.4K

42.11%

Sport Shoes (Adidas, Nike)

$116 €103

$77.7 Rp 1.4M

48.88%

Men's Leather Business Shoes

$112 €100

$78.5 Rp 1.4M

43.21%

1-bedroom Apartment, City Center (Monthly)

$892 €793

$1,131 Rp 20.4M

-21.17%

1-bedroom Apartment, Outside City Center (Monthly)

$839 €746

$673 Rp 12.1M

24.70%

3-bedroom Apartment, City Center (Monthly)

$1,294 €1,151

$3,613 Rp 65.0M

-64.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,361 €1,210

$1,702 Rp 30.6M

-20.04%

Buy Apartment in City Center (m2)

$3,418 €3,040

$2,717 Rp 48.9M

25.77%

Buy Apartment Outside City Center (m2)

$2,838 €2,524

$2,241 Rp 40.3M

26.62%

Average Monthly Net Salary (After Tax)

$3,322 €2,955

$166 Rp 3.0M

1896.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.82

13.78

-72.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ballina: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ballina

$839 37.8%

Ubud, Bali

$673 49.7% 19.8% $166

Groceries & Markets

Ballina

$346 15.6%

Ubud, Bali

$287 21.2% 17% $59

Monthly Utilities & Internet

Ballina

$338 15.3%

Ubud, Bali

$105 7.8% 68.9% $233

Eating Out

Ballina

$274 12.4%

Ubud, Bali

$106 7.9% 61.2% $168

Clothing & Footwear

Ballina

$173 7.8%

Ubud, Bali

$107 7.9% 38.4% $66

Getting Around

Ballina

$172 7.8%

Ubud, Bali

$12 0.9% 92.8% $159

Sport & Entertainment

Ballina

$76 3.4%

Ubud, Bali

$63 4.6% 17.3% $13

Cost Breakdown

A central one-bedroom costs $892 in Ballina versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1897% higher in Ballina, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Ballina versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $346 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇪 Ballina

🇮🇩 Ubud, Bali

🕒 Local time

14:35 2:35 PM

21:35 9:35 PM

7 h ahead of Ballina

🌤 Weather

👥 Population

10,556

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Ballina Ubud, Bali 12,960 km ≈ 17 h nonstop flight

From you

Ballina
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ballina vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ballina costs about 64% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,327 per month in Ballina and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 1441% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,265 per month in Ballina and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Ballina at $2,218. In Ubud, Bali it covers expenses comfortably, while in Ballina it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $2,218 in Ballina. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ballina makes more sense. Both are solid long-term options with distinct trade-offs.