Last update: Oct 2026

Cost of Living Comparison Between Bali and Panvel

For one person, living is cheaper in Panvel: $407 a month against $1,187 in Bali, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Bali
Learn more

Bali Living Index
19

Cost of Living Index in Panvel
Learn more

Panvel Living Index

Jump to prices

Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Panvel

🇮🇳 India

$407

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Panvel

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Panvel actually costs, broken down by who's living it.

A single person spends $1,187 per month in Bali vs $407 in Panvel, rent included.

Bali $1,187
Panvel $407

A couple spends around $2,004 per month in Bali vs $670 in Panvel, rent included.

Bali $2,004
Panvel $670

A family of three spends $2,822 per month in Bali vs $933 in Panvel, rent included.

Bali $2,822
Panvel $933

Bali costs about 191% more than Panvel, and outside of rent the biggest gap is in groceries.

Both Bali and Panvel are more affordable than the global median – Bali 12% lower, Panvel 70% lower.

Meal at Budget Restaurant

$2.80 Rp 50.7K

$2.70 ₹254

3.70%

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 522.3K

$13.46 ₹1,264

114.34%

Fast Food Meal (McDonalds, etc)

$4.76 Rp 86.2K

$3.66 ₹343

30.05%

Cappuccino

$2.23 Rp 40.4K

$2.12 ₹199

5.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.5K

$0.46 ₹42.73

182.61%

Water (0.33 liter bottle)

$0.56 Rp 10.2K

$0.15 ₹13.74

273.33%

Local Beer (0.5 liter draught)

$2.23 Rp 40.5K

$2.04 ₹191

9.31%

Imported Beer (0.33 liter bottle)

$3.55 Rp 64.3K

$3.16 ₹297

12.34%

Milk (1 liter)

$1.41 Rp 25.4K

$0.69 ₹64.7

104.35%

White Bread (500g)

$2.18 Rp 39.5K

$0.52 ₹49.28

319.23%

Rice (white) (1kg)

$1.05 Rp 18.9K

$0.67 ₹62.5

56.72%

Eggs

$1.92 Rp 34.8K

$1.03 ₹96.8

86.41%

Local Cheese (1kg)

$14.84 Rp 268.7K

$6.21 ₹583

138.97%

Chicken Fillets (1kg)

$3.86 Rp 69.9K

$3.26 ₹306

18.40%

Beef Round Steak (1kg)

$10.69 Rp 193.4K

Apples (1kg)

$3.34 Rp 60.4K

$2.25 ₹212

48.44%

Banana (1kg)

$1.46 Rp 26.4K

$0.69 ₹65.1

111.59%

Oranges (1kg)

$2.22 Rp 40.3K

$1.09 ₹102

103.67%

Tomato (1kg)

$1.80 Rp 32.7K

$0.49 ₹45.94

267.35%

Potato (1kg)

$1.72 Rp 31.1K

$0.42 ₹39.23

309.52%

Onion (1kg)

$2.23 Rp 40.3K

$0.47 ₹43.78

374.47%

Lettuce (1 head)

$0.92 Rp 16.6K

$0.44 ₹40.85

109.09%

Water (1.5 liter bottle)

$0.46 Rp 8,333

$0.43 ₹40.39

6.98%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.2K

$5.00 ₹470

-58.80%

Wine (Bottle)

$20.38 Rp 368.9K

$6.31 ₹593

222.98%

Local Beer (0.5 liter bottle)

$2.16 Rp 39.2K

$1.75 ₹165

23.43%

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.6K

$2.72 ₹255

4.78%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.53 ₹520

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.21 ₹19.63

19.05%

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 157.2K

$3.58 ₹336

142.46%

Taxi Start (Normal Tariff)

$0.44 Rp 7,980

$0.44 ₹41.33

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,789

$0.27 ₹25.56

59.26%

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 97.5K

$1.25 ₹117

330.40%

Gasoline (1 liter)

$0.85 Rp 15.4K

$1.14 ₹107

-25.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 429.8M

$11.3K ₹1.1M

109.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 594.7M

$17.5K ₹1.6M

87.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

$40.89 ₹3,840

87.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 114.5K

$3.89 ₹365

62.72%

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 342.7K

$7.39 ₹694

156.16%

Gym Membership (Monthly)

$41.65 Rp 754.0K

$10.72 ₹1,007

288.53%

Tennis Court (1 Hour on Weekend)

$14.78 Rp 267.5K

$6.67 ₹627

121.59%

Cinema Ticket

$3.58 Rp 64.8K

$4.89 ₹459

-26.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$115 ₹10.8K

279.25%

International Primary School, 1 Child (Yearly)

$11.0K Rp 199.8M

$2,326 ₹218.4K

374.53%

Jeans (Levis 501 Or Similar)

$43.09 Rp 780.0K

$20.93 ₹1,965

105.88%

Summer Dress (H&M, Zara, etc)

$33.51 Rp 606.6K

$26.38 ₹2,477

27.03%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$43.22 ₹4,058

73.60%

Men's Leather Business Shoes

$73.9 Rp 1.3M

$38.10 ₹3,577

93.83%

1-bedroom Apartment, City Center (Monthly)

$957 Rp 17.3M

$128 ₹12.0K

647.21%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.3M

$81.6 ₹7,659

598.65%

3-bedroom Apartment, City Center (Monthly)

$3,028 Rp 54.8M

$341 ₹32.0K

787.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 Rp 26.2M

$226 ₹21.2K

539.96%

Buy Apartment in City Center (m2)

$2,096 Rp 37.9M

$936 ₹87.9K

123.79%

Buy Apartment Outside City Center (m2)

$1,885 Rp 34.1M

$529 ₹49.7K

256.29%

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

$250 ₹23.4K

-13.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.16

50.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 31, 2026

Last update for Panvel: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$570 48%

Panvel

$82 20% 85.7% $488

Groceries & Markets

Bali

$263 22.2%

Panvel

$112 27.5% 57.4% $151

Monthly Utilities & Internet

Bali

$102 8.6%

Panvel

$52 12.8% 48.9% $50

Clothing & Footwear

Bali

$101 8.6%

Panvel

$58 14.2% 43% $44

Eating Out

Bali

$89 7.5%

Panvel

$77 18.9% 13.8% $12

Sport & Entertainment

Bali

$49 4.1%

Panvel

$21 5% 58% $28

Getting Around

Bali

$12 1%

Panvel

$6.2 1.5% 49.3% $6.1

Cost Breakdown

A central one-bedroom costs $957 in Bali versus $128 in Panvel. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Panvel, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Bali versus $13 in Panvel. Monthly groceries follow the same trend: $263 vs $112 – making Panvel the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇮🇳 Panvel

🕒 Local time

04:09 4:09 AM

01:39 1:39 AM

2 h 30 min behind Bali

🌤 Weather

👥 Population

180,020

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Panvel 5,540 km ≈ 7 h nonstop flight

From you

Bali
Panvel

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Panvel: Cost of Living - Frequently Asked Questions

Bali costs about 191% more than Panvel, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,780 per month in Bali and $611 in Panvel. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panvel, especially for central apartments: a one-bedroom in the center costs $128 there versus $957 in Bali.

A mid-range dinner for two costs $29 in Bali and $13 in Panvel. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,187 in Bali and $407 in Panvel. That makes Panvel about 66% cheaper.

A $800 monthly budget goes further in Panvel, where all-in costs run around $407, than in Bali at $1,187. In Panvel it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Panvel – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Panvel is the easier option financially – housing and daily costs are lower, and overall it costs about 66% less, which matters a lot on a fixed budget or early-career salary.