Last update: Oct 2026

Cost of Living Comparison Between Bali and Navi Mumbai

For one person, living is cheaper in Navi Mumbai: $547 a month against $1,187 in Bali, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Bali
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Bali Living Index
26

Cost of Living Index in Navi Mumbai
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Navi Mumbai Living Index

Jump to prices

Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Navi Mumbai

🇮🇳 India

$547

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Navi Mumbai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Navi Mumbai actually costs, broken down by who's living it.

A single person spends $1,187 per month in Bali vs $547 in Navi Mumbai, rent included.

Bali $1,187
Navi Mumbai $547

A couple spends around $2,004 per month in Bali vs $859 in Navi Mumbai, rent included.

Bali $2,004
Navi Mumbai $859

A family of three spends $2,822 per month in Bali vs $1,171 in Navi Mumbai, rent included.

Bali $2,822
Navi Mumbai $1,171

Bali costs about 117% more than Navi Mumbai, and outside of rent the biggest gap is in groceries.

Both Bali and Navi Mumbai are more affordable than the global median – Bali 12% lower, Navi Mumbai 60% lower.

Meal at Budget Restaurant

$2.80 Rp 50.7K

$2.59 ₹243

8.11%

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 522.3K

$13.53 ₹1,270

113.23%

Fast Food Meal (McDonalds, etc)

$4.76 Rp 86.2K

$3.61 ₹339

31.86%

Cappuccino

$2.23 Rp 40.4K

$1.95 ₹184

14.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.5K

$0.48 ₹45.28

170.83%

Water (0.33 liter bottle)

$0.56 Rp 10.2K

$0.16 ₹15.15

250.00%

Local Beer (0.5 liter draught)

$2.23 Rp 40.5K

$2.09 ₹196

6.70%

Imported Beer (0.33 liter bottle)

$3.55 Rp 64.3K

$3.08 ₹289

15.26%

Milk (1 liter)

$1.41 Rp 25.4K

$0.70 ₹65.8

101.43%

White Bread (500g)

$2.18 Rp 39.5K

$0.54 ₹50.5

303.70%

Rice (white) (1kg)

$1.05 Rp 18.9K

$0.69 ₹65.0

52.17%

Eggs

$1.92 Rp 34.8K

$1.02 ₹96.0

88.24%

Local Cheese (1kg)

$14.84 Rp 268.7K

$8.80 ₹826

68.64%

Chicken Fillets (1kg)

$3.86 Rp 69.9K

$3.44 ₹323

12.21%

Beef Round Steak (1kg)

$10.69 Rp 193.4K

Apples (1kg)

$3.34 Rp 60.4K

$2.30 ₹216

45.22%

Banana (1kg)

$1.46 Rp 26.4K

$0.81 ₹76.4

80.25%

Oranges (1kg)

$2.22 Rp 40.3K

$1.07 ₹101

107.48%

Tomato (1kg)

$1.80 Rp 32.7K

$0.62 ₹58.5

190.32%

Potato (1kg)

$1.72 Rp 31.1K

$0.45 ₹41.95

282.22%

Onion (1kg)

$2.23 Rp 40.3K

$0.56 ₹52.8

298.21%

Lettuce (1 head)

$0.92 Rp 16.6K

$0.51 ₹47.89

80.39%

Water (1.5 liter bottle)

$0.46 Rp 8,333

$0.38 ₹35.70

21.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.2K

$4.93 ₹463

-58.22%

Wine (Bottle)

$20.38 Rp 368.9K

$7.61 ₹714

167.81%

Local Beer (0.5 liter bottle)

$2.16 Rp 39.2K

$2.02 ₹190

6.93%

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.6K

$3.60 ₹338

-20.83%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.68 ₹533

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.22 ₹20.69

13.64%

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 157.2K

$4.62 ₹434

87.88%

Taxi Start (Normal Tariff)

$0.44 Rp 7,980

$0.33 ₹31.28

33.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,789

$0.24 ₹22.61

79.17%

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 97.5K

$1.35 ₹127

298.52%

Gasoline (1 liter)

$0.85 Rp 15.4K

$1.10 ₹103

-22.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 429.8M

$11.5K ₹1.1M

105.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 594.7M

$19.7K ₹1.9M

66.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

$59.3 ₹5,564

29.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 114.5K

$4.67 ₹438

35.55%

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 342.7K

$8.43 ₹792

124.56%

Gym Membership (Monthly)

$41.65 Rp 754.0K

$21.39 ₹2,008

94.72%

Tennis Court (1 Hour on Weekend)

$14.78 Rp 267.5K

$14.38 ₹1,350

2.78%

Cinema Ticket

$3.58 Rp 64.8K

$5.33 ₹500

-32.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$136 ₹12.8K

220.06%

International Primary School, 1 Child (Yearly)

$11.0K Rp 199.8M

$2,267 ₹212.9K

386.93%

Jeans (Levis 501 Or Similar)

$43.09 Rp 780.0K

$22.59 ₹2,122

90.75%

Summer Dress (H&M, Zara, etc)

$33.51 Rp 606.6K

$27.83 ₹2,614

20.41%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$41.26 ₹3,875

81.85%

Men's Leather Business Shoes

$73.9 Rp 1.3M

$31.83 ₹2,989

132.01%

1-bedroom Apartment, City Center (Monthly)

$957 Rp 17.3M

$321 ₹30.1K

198.31%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.3M

$178 ₹16.7K

220.75%

3-bedroom Apartment, City Center (Monthly)

$3,028 Rp 54.8M

$770 ₹72.3K

293.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 Rp 26.2M

$387 ₹36.3K

273.62%

Buy Apartment in City Center (m2)

$2,096 Rp 37.9M

$2,176 ₹204.4K

-3.71%

Buy Apartment Outside City Center (m2)

$1,885 Rp 34.1M

$1,691 ₹158.8K

11.48%

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

$735 ₹69.0K

-70.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.83

40.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 31, 2026

Last update for Navi Mumbai: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$570 48%

Navi Mumbai

$178 32.5% 68.8% $392

Groceries & Markets

Bali

$263 22.2%

Navi Mumbai

$128 23.4% 51.3% $135

Monthly Utilities & Internet

Bali

$102 8.6%

Navi Mumbai

$72 13.2% 29.1% $30

Clothing & Footwear

Bali

$101 8.6%

Navi Mumbai

$56 10.2% 45.2% $46

Eating Out

Bali

$89 7.5%

Navi Mumbai

$74 13.6% 16.9% $15

Sport & Entertainment

Bali

$49 4.1%

Navi Mumbai

$32 5.9% 34.4% $17

Getting Around

Bali

$12 1%

Navi Mumbai

$7 1.3% 42.7% $5.2

Cost Breakdown

A central one-bedroom costs $957 in Bali versus $321 in Navi Mumbai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Navi Mumbai are about 3.4 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Bali versus $14 in Navi Mumbai. Monthly groceries follow the same trend: $263 vs $128 – making Navi Mumbai the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇮🇳 Navi Mumbai

🕒 Local time

07:37 7:37 AM

05:07 5:07 AM

2 h 30 min behind Bali

🌤 Weather

👥 Population

1,120,547

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Navi Mumbai 5,550 km ≈ 7 h nonstop flight

From you

Bali
Navi Mumbai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Navi Mumbai: Cost of Living - Frequently Asked Questions

Bali costs about 117% more than Navi Mumbai, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,780 per month in Bali and $821 in Navi Mumbai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Navi Mumbai, especially for central apartments: a one-bedroom in the center costs $321 there versus $957 in Bali.

A mid-range dinner for two costs $29 in Bali and $14 in Navi Mumbai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,187 in Bali and $547 in Navi Mumbai. That makes Navi Mumbai about 54% cheaper.

A $800 monthly budget goes further in Navi Mumbai, where all-in costs run around $547, than in Bali at $1,187. In Navi Mumbai it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Navi Mumbai costs $547 versus $1,187 in Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Navi Mumbai is the easier option financially – housing and daily costs are lower, and overall it costs about 54% less, which matters a lot on a fixed budget or early-career salary.