Last update: Oct 2026

Cost of Living Comparison Between Bali and Ludhiana

For one person, living is cheaper in Ludhiana: $476 a month against $1,187 in Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Bali
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Bali Living Index
23

Cost of Living Index in Ludhiana
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Ludhiana Living Index

Jump to prices

Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Ludhiana

🇮🇳 India

$476

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Ludhiana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Ludhiana actually costs, broken down by who's living it.

A single person spends $1,187 per month in Bali vs $476 in Ludhiana, rent included.

Bali $1,187
Ludhiana $476

A couple spends around $2,004 per month in Bali vs $765 in Ludhiana, rent included.

Bali $2,004
Ludhiana $765

A family of three spends $2,822 per month in Bali vs $1,055 in Ludhiana, rent included.

Bali $2,822
Ludhiana $1,055

Bali costs about 149% more than Ludhiana, and outside of rent the biggest gap is in groceries.

Both Bali and Ludhiana are more affordable than the global median – Bali 12% lower, Ludhiana 65% lower.

Meal at Budget Restaurant

$2.80 Rp 50.7K

$3.48 ₹326

-19.54%

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 522.3K

$10.40 ₹976

177.40%

Fast Food Meal (McDonalds, etc)

$4.76 Rp 86.2K

$3.61 ₹339

31.86%

Cappuccino

$2.23 Rp 40.4K

$1.93 ₹181

15.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.5K

$0.37 ₹34.31

251.35%

Water (0.33 liter bottle)

$0.56 Rp 10.2K

$0.27 ₹25.59

107.41%

Local Beer (0.5 liter draught)

$2.23 Rp 40.5K

$1.62 ₹152

37.65%

Imported Beer (0.33 liter bottle)

$3.55 Rp 64.3K

$3.79 ₹356

-6.33%

Milk (1 liter)

$1.41 Rp 25.4K

$0.75 ₹70.7

88.00%

White Bread (500g)

$2.18 Rp 39.5K

$0.51 ₹47.68

327.45%

Rice (white) (1kg)

$1.05 Rp 18.9K

$0.79 ₹74.5

32.91%

Eggs

$1.92 Rp 34.8K

$0.87 ₹82.0

120.69%

Local Cheese (1kg)

$14.84 Rp 268.7K

$3.91 ₹367

279.54%

Chicken Fillets (1kg)

$3.86 Rp 69.9K

$3.02 ₹283

27.81%

Beef Round Steak (1kg)

$10.69 Rp 193.4K

Apples (1kg)

$3.34 Rp 60.4K

$2.13 ₹200

56.81%

Banana (1kg)

$1.46 Rp 26.4K

$0.60 ₹56.6

143.33%

Oranges (1kg)

$2.22 Rp 40.3K

$0.82 ₹76.7

170.73%

Tomato (1kg)

$1.80 Rp 32.7K

$0.36 ₹33.65

400.00%

Potato (1kg)

$1.72 Rp 31.1K

$0.29 ₹27.40

493.10%

Onion (1kg)

$2.23 Rp 40.3K

$0.32 ₹30.29

596.88%

Lettuce (1 head)

$0.92 Rp 16.6K

$0.40 ₹37.52

130.00%

Water (1.5 liter bottle)

$0.46 Rp 8,333

$0.35 ₹33.15

31.43%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.2K

$3.53 ₹332

-41.64%

Wine (Bottle)

$20.38 Rp 368.9K

$12.78 ₹1,200

59.47%

Local Beer (0.5 liter bottle)

$2.16 Rp 39.2K

$1.77 ₹166

22.03%

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.6K

$3.04 ₹286

-6.25%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$8.12 ₹762

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.56 ₹52.1

-55.36%

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 157.2K

$15.97 ₹1,500

-45.65%

Taxi Start (Normal Tariff)

$0.44 Rp 7,980

$1.56 ₹147

-71.79%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,789

$0.40 ₹37.99

7.50%

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 97.5K

$2.13 ₹200

152.58%

Gasoline (1 liter)

$0.85 Rp 15.4K

$1.11 ₹104

-23.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 429.8M

$13.3K ₹1.2M

79.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 594.7M

$22.5K ₹2.1M

45.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

$54.2 ₹5,085

41.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 114.5K

$3.20 ₹301

97.81%

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 342.7K

$5.78 ₹543

227.51%

Gym Membership (Monthly)

$41.65 Rp 754.0K

$15.27 ₹1,434

172.76%

Tennis Court (1 Hour on Weekend)

$14.78 Rp 267.5K

$4.61 ₹433

220.61%

Cinema Ticket

$3.58 Rp 64.8K

$3.62 ₹340

-1.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$71.3 ₹6,699

512.31%

International Primary School, 1 Child (Yearly)

$11.0K Rp 199.8M

$1,852 ₹173.9K

495.84%

Jeans (Levis 501 Or Similar)

$43.09 Rp 780.0K

$22.01 ₹2,066

95.77%

Summer Dress (H&M, Zara, etc)

$33.51 Rp 606.6K

$40.12 ₹3,767

-16.48%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$70.2 ₹6,591

6.90%

Men's Leather Business Shoes

$73.9 Rp 1.3M

$36.30 ₹3,408

103.44%

1-bedroom Apartment, City Center (Monthly)

$957 Rp 17.3M

$168 ₹15.8K

468.31%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.3M

$99.1 ₹9,308

474.82%

3-bedroom Apartment, City Center (Monthly)

$3,028 Rp 54.8M

$426 ₹40.0K

610.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 Rp 26.2M

$280 ₹26.3K

416.88%

Buy Apartment in City Center (m2)

$2,096 Rp 37.9M

$894 ₹83.9K

134.52%

Buy Apartment Outside City Center (m2)

$1,885 Rp 34.1M

$688 ₹64.6K

173.84%

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

$318 ₹29.8K

-32.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.17

50.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 31, 2026

Last update for Ludhiana: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$570 48%

Ludhiana

$99 20.8% 82.6% $471

Groceries & Markets

Bali

$263 22.2%

Ludhiana

$113 23.8% 56.9% $150

Monthly Utilities & Internet

Bali

$102 8.6%

Ludhiana

$63 13.3% 38.1% $39

Clothing & Footwear

Bali

$101 8.6%

Ludhiana

$76 16% 25.2% $26

Eating Out

Bali

$89 7.5%

Ludhiana

$80 16.8% 10.3% $9.2

Sport & Entertainment

Bali

$49 4.1%

Ludhiana

$23 4.7% 53.9% $26

Getting Around

Bali

$12 1%

Ludhiana

$22 4.6% 77.4% $9.5

Cost Breakdown

A central one-bedroom costs $957 in Bali versus $168 in Ludhiana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 47% higher in Ludhiana, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Bali versus $10 in Ludhiana. Monthly groceries follow the same trend: $263 vs $113 – making Ludhiana the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇮🇳 Ludhiana

🕒 Local time

05:50 5:50 AM

03:20 3:20 AM

2 h 30 min behind Bali

🌤 Weather

👥 Population

2,232,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Ludhiana 6,070 km ≈ 8 h nonstop flight

From you

Bali
Ludhiana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Ludhiana: Cost of Living - Frequently Asked Questions

Bali costs about 149% more than Ludhiana, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,780 per month in Bali and $714 in Ludhiana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments: a one-bedroom in the center costs $168 there versus $957 in Bali.

A mid-range dinner for two costs $29 in Bali and $10 in Ludhiana. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,187 in Bali and $476 in Ludhiana. That makes Ludhiana about 60% cheaper.

Families tend to lean toward Ludhiana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.