Last update: Oct 2026

Cost of Living Comparison Between Bali and Koh Tao

For one person, living is cheaper in Koh Tao: $1,038 a month against $1,224 in Bali, rent and utilities included – about $2,200 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

60

Cost of Living Index in Bali
Learn more

Bali Living Index
50

Cost of Living Index in Koh Tao
Learn more

Koh Tao Living Index

Jump to prices

Bali

🇮🇩 Indonesia

$1,224

/mo nomad

Koh Tao

🇹🇭 Thailand

$1,038

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Koh Tao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Koh Tao actually costs, broken down by who's living it.

A single person spends $1,224 per month in Bali vs $1,038 in Koh Tao, rent included.

Bali $1,224
Koh Tao $1,038

A couple spends around $2,064 per month in Bali vs $1,702 in Koh Tao, rent included.

Bali $2,064
Koh Tao $1,702

A family of three spends $2,904 per month in Bali vs $2,367 in Koh Tao, rent included.

Bali $2,904
Koh Tao $2,367

Bali costs about 18% more than Koh Tao, and outside of rent the biggest gap is in groceries.

Both Bali and Koh Tao are more affordable than the global median – Bali 9% lower, Koh Tao 23% lower.

Meal at Budget Restaurant

$2.74 Rp 49.0K

$3.75 ฿126

-26.93%

Three-Course Dinner for Two, Mid-Range

$29.64 Rp 529.8K

$27.47 ฿920

7.90%

Fast Food Meal (McDonalds, etc)

$4.74 Rp 84.7K

$7.44 ฿249

-36.29%

Cappuccino

$2.22 Rp 39.7K

$2.29 ฿76.7

-3.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 24.5K

$0.74 ฿24.85

85.14%

Water (0.33 liter bottle)

$0.66 Rp 11.8K

$0.42 ฿14.14

57.14%

Local Beer (0.5 liter draught)

$2.21 Rp 39.4K

$2.11 ฿70.5

4.74%

Imported Beer (0.33 liter bottle)

$3.62 Rp 64.7K

$3.16 ฿106

14.56%

Milk (1 liter)

$1.44 Rp 25.8K

$1.56 ฿52.3

-7.69%

White Bread (500g)

$2.17 Rp 38.7K

$1.31 ฿43.93

65.65%

Rice (white) (1kg)

$1.12 Rp 20.0K

$1.43 ฿47.89

-21.68%

Eggs

$1.97 Rp 35.2K

$2.08 ฿69.6

-5.29%

Local Cheese (1kg)

$16.41 Rp 293.2K

$18.59 ฿623

-11.73%

Chicken Fillets (1kg)

$3.63 Rp 65.0K

$3.11 ฿104

16.72%

Beef Round Steak (1kg)

$11.53 Rp 206.2K

$10.34 ฿346

11.51%

Apples (1kg)

$3.37 Rp 60.2K

$2.70 ฿90.5

24.81%

Banana (1kg)

$1.46 Rp 26.0K

$1.54 ฿51.7

-5.19%

Oranges (1kg)

$2.15 Rp 38.4K

$2.16 ฿72.5

-0.46%

Tomato (1kg)

$1.90 Rp 34.0K

$1.95 ฿65.2

-2.56%

Potato (1kg)

$1.80 Rp 32.2K

$1.43 ฿48.03

25.87%

Onion (1kg)

$2.24 Rp 40.0K

$1.26 ฿42.12

77.78%

Lettuce (1 head)

$0.94 Rp 16.8K

$1.06 ฿35.35

-11.32%

Water (1.5 liter bottle)

$0.48 Rp 8,577

$0.51 ฿17.19

-5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.14 Rp 38.2K

$4.06 ฿136

-47.29%

Wine (Bottle)

$21.94 Rp 392.2K

$17.40 ฿583

26.09%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.4K

$1.67 ฿56.0

35.33%

Imported Beer (0.33 liter bottle)

$2.77 Rp 49.6K

$2.63 ฿88.0

5.32%

One-way Ticket (Public Transport)

$0.26 Rp 4,661

$1.97 ฿65.9

-86.80%

Public Transport Monthly Pass (Regular Price)

$8.08 Rp 144.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,853

$2.62 ฿87.6

-83.21%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,491

$0.91 ฿30.50

-53.85%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.1K

$3.48 ฿117

62.64%

Gasoline (1 liter)

$0.90 Rp 16.0K

$1.29 ฿43.27

-30.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K Rp 433.4M

$23.8K ฿796.9K

1.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 563.1M

$24.3K ฿813.9K

29.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 Rp 1.4M

$96.6 ฿3,235

-17.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.63 Rp 118.5K

$11.14 ฿373

-40.48%

Internet (50+ Mbps, Unlimited Data)

$18.33 Rp 327.6K

$16.85 ฿564

8.78%

Gym Membership (Monthly)

$45.56 Rp 814.4K

$54.6 ฿1,827

-16.50%

Tennis Court (1 Hour on Weekend)

$15.24 Rp 272.4K

$11.61 ฿389

31.27%

Cinema Ticket

$3.71 Rp 66.4K

$7.88 ฿264

-52.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$442 Rp 7.9M

$547 ฿18.3K

-19.16%

International Primary School, 1 Child (Yearly)

$5,246 Rp 93.8M

$11.4K ฿383.3K

-54.18%

Jeans (Levis 501 Or Similar)

$44.18 Rp 789.6K

$62.7 ฿2,100

-29.56%

Summer Dress (H&M, Zara, etc)

$34.13 Rp 610.1K

$28.43 ฿952

20.05%

Sport Shoes (Adidas, Nike)

$77.2 Rp 1.4M

$96.2 ฿3,220

-19.70%

Men's Leather Business Shoes

$75.0 Rp 1.3M

$88.2 ฿2,952

-14.97%

1-bedroom Apartment, City Center (Monthly)

$994 Rp 17.8M

$535 ฿17.9K

85.64%

1-bedroom Apartment, Outside City Center (Monthly)

$588 Rp 10.5M

$354 ฿11.9K

66.26%

3-bedroom Apartment, City Center (Monthly)

$3,084 Rp 55.1M

$1,533 ฿51.3K

101.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 Rp 26.7M

$897 ฿30.0K

66.79%

Buy Apartment in City Center (m2)

$2,383 Rp 42.6M

$2,660 ฿89.0K

-10.41%

Buy Apartment Outside City Center (m2)

$2,015 Rp 36.0M

$1,917 ฿64.2K

5.12%

Average Monthly Net Salary (After Tax)

$223 Rp 4.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.57

147.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 4, 2026

Last update for Koh Tao: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$588 48%

Koh Tao

$354 34% 39.9% $235

Groceries & Markets

Bali

$274 22.4%

Koh Tao

$252 24.2% 8.1% $22

Monthly Utilities & Internet

Bali

$105 8.6%

Koh Tao

$125 12% 18.7% $20

Clothing & Footwear

Bali

$104 8.5%

Koh Tao

$124 11.9% 19.5% $20

Eating Out

Bali

$89 7.3%

Koh Tao

$101 9.7% 13.6% $12

Sport & Entertainment

Bali

$53 4.3%

Koh Tao

$70 6.8% 32.7% $17

Getting Around

Bali

$12 1%

Koh Tao

$15 * 1.5% 29.2% $3.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $994 in Bali versus $535 in Koh Tao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $30.00 in Bali versus $27.00 in Koh Tao. Monthly groceries follow the same trend: $274 vs $252 – making Koh Tao the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇹🇭 Koh Tao

🕒 Local time

22:13 10:13 PM

21:13 9:13 PM

1 h behind Bali

🌤 Weather

👥 Population

1,382

💱 Currency

Indonesian Rupiah IDR Rp

Thai Baht THB ฿

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 THB = 2.99 USD

100 THB = 2.67 EUR

Exchange rates and currency converter

THB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Thai Baht exchange rates as of October 10, 2026: 1 USD = 33.48 THB (100 THB = 2.99 USD). 1 EUR = 37.52 THB (100 THB = 2.67 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Koh Tao 2,680 km ≈ 3 h 45 min nonstop flight

From you

Bali
Koh Tao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Koh Tao: Cost of Living - Frequently Asked Questions

Bali costs about 18% more than Koh Tao, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,836 per month in Bali and $1,557 in Koh Tao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koh Tao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,224 in Bali and $1,038 in Koh Tao. That's a gap of about 18%.

Kindergarten costs $442 per month in Bali and $547 in Koh Tao. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Koh Tao, where all-in costs run around $1,038, than in Bali at $1,224. In Koh Tao it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Koh Tao costs $1,038 versus $1,224 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Koh Tao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.