Last update: Oct 2026

Cost of Living Comparison Between Bali and Kholmsk

For one person, living is cheaper in Kholmsk: $1,025 a month against $1,224 in Bali, rent and utilities included – about $2,400 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

60

Cost of Living Index in Bali
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Bali Living Index
50

Cost of Living Index in Kholmsk
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Kholmsk Living Index

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Bali

🇮🇩 Indonesia

$1,224

/mo nomad

Kholmsk

🇷🇺 Russia

$1,025

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Kholmsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Kholmsk actually costs, broken down by who's living it.

A single person spends $1,224 per month in Bali vs $1,025 in Kholmsk, rent included.

Bali $1,224
Kholmsk $1,025

A couple spends around $2,064 per month in Bali vs $1,619 in Kholmsk, rent included.

Bali $2,064
Kholmsk $1,619

A family of three spends $2,904 per month in Bali vs $2,213 in Kholmsk, rent included.

Bali $2,904
Kholmsk $2,213

Bali costs about 19% more than Kholmsk, and outside of rent the biggest gap is in eating out.

Both Bali and Kholmsk are more affordable than the global median – Bali 9% lower, Kholmsk 23% lower.

Meal at Budget Restaurant

$2.74 Rp 49.0K

$11.22 ₽954

-75.58%

Three-Course Dinner for Two, Mid-Range

$29.64 Rp 529.8K

$36.19 ₽3,079

-18.10%

Fast Food Meal (McDonalds, etc)

$4.74 Rp 84.7K

$6.81 ₽580

-30.40%

Cappuccino

$2.22 Rp 39.7K

$2.44 ₽207

-9.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 24.5K

$1.02 ₽86.8

34.31%

Water (0.33 liter bottle)

$0.66 Rp 11.8K

$0.59 ₽49.97

11.86%

Local Beer (0.5 liter draught)

$2.21 Rp 39.4K

$1.85 ₽157

19.46%

Imported Beer (0.33 liter bottle)

$3.62 Rp 64.7K

$2.99 ₽254

21.07%

Milk (1 liter)

$1.44 Rp 25.8K

$1.06 ₽90.3

35.85%

White Bread (500g)

$2.17 Rp 38.7K

$0.79 ₽67.5

174.68%

Rice (white) (1kg)

$1.12 Rp 20.0K

$1.30 ₽110

-13.85%

Eggs

$1.97 Rp 35.2K

$1.46 ₽124

34.93%

Local Cheese (1kg)

$16.41 Rp 293.2K

$10.12 ₽861

62.15%

Chicken Fillets (1kg)

$3.63 Rp 65.0K

$5.25 ₽446

-30.86%

Beef Round Steak (1kg)

$11.53 Rp 206.2K

$12.49 ₽1,063

-7.69%

Apples (1kg)

$3.37 Rp 60.2K

$1.84 ₽157

83.15%

Banana (1kg)

$1.46 Rp 26.0K

$1.73 ₽147

-15.61%

Oranges (1kg)

$2.15 Rp 38.4K

$1.89 ₽160

13.76%

Tomato (1kg)

$1.90 Rp 34.0K

$2.95 ₽251

-35.59%

Potato (1kg)

$1.80 Rp 32.2K

$0.75 ₽63.8

140.00%

Onion (1kg)

$2.24 Rp 40.0K

$0.61 ₽52.2

267.21%

Lettuce (1 head)

$0.94 Rp 16.8K

$1.27 ₽108

-25.98%

Water (1.5 liter bottle)

$0.48 Rp 8,577

$0.75 ₽64.1

-36.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.14 Rp 38.2K

$2.57 ₽219

-16.73%

Wine (Bottle)

$21.94 Rp 392.2K

$8.40 ₽715

161.19%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.4K

$1.02 ₽87.1

121.57%

Imported Beer (0.33 liter bottle)

$2.77 Rp 49.6K

$2.00 ₽170

38.50%

One-way Ticket (Public Transport)

$0.26 Rp 4,661

$0.51 ₽43.08

-49.02%

Public Transport Monthly Pass (Regular Price)

$8.08 Rp 144.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,853

$2.34 ₽199

-81.20%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,491

$0.40 ₽34.14

5.00%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.1K

$5.64 ₽480

0.35%

Gasoline (1 liter)

$0.90 Rp 16.0K

$0.93 ₽78.8

-3.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K Rp 433.4M

$36.0K ₽3.1M

-32.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 563.1M

$29.0K ₽2.5M

8.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 Rp 1.4M

$103 ₽8,797

-22.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.63 Rp 118.5K

$6.06 ₽515

9.41%

Internet (50+ Mbps, Unlimited Data)

$18.33 Rp 327.6K

$8.30 ₽707

120.84%

Gym Membership (Monthly)

$45.56 Rp 814.4K

$39.77 ₽3,384

14.56%

Tennis Court (1 Hour on Weekend)

$15.24 Rp 272.4K

$21.81 ₽1,855

-30.12%

Cinema Ticket

$3.71 Rp 66.4K

$5.04 ₽429

-26.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$442 Rp 7.9M

$389 ₽33.1K

13.58%

International Primary School, 1 Child (Yearly)

$5,246 Rp 93.8M

$7,319 ₽622.8K

-28.33%

Jeans (Levis 501 Or Similar)

$44.18 Rp 789.6K

$85.5 ₽7,272

-48.31%

Summer Dress (H&M, Zara, etc)

$34.13 Rp 610.1K

$48.27 ₽4,107

-29.29%

Sport Shoes (Adidas, Nike)

$77.2 Rp 1.4M

$131 ₽11.1K

-40.95%

Men's Leather Business Shoes

$75.0 Rp 1.3M

$102 ₽8,658

-26.32%

1-bedroom Apartment, City Center (Monthly)

$994 Rp 17.8M

$404 ₽34.3K

146.27%

1-bedroom Apartment, Outside City Center (Monthly)

$588 Rp 10.5M

$305 ₽26.0K

92.78%

3-bedroom Apartment, City Center (Monthly)

$3,084 Rp 55.1M

$943 ₽80.2K

227.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,496 Rp 26.7M

$564 ₽48.0K

165.13%

Buy Apartment in City Center (m2)

$2,383 Rp 42.6M

$2,094 ₽178.2K

13.76%

Buy Apartment Outside City Center (m2)

$2,015 Rp 36.0M

$1,510 ₽128.5K

33.48%

Average Monthly Net Salary (After Tax)

$223 Rp 4.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

21.33

-35.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 4, 2026

Last update for Kholmsk: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$588 48%

Kholmsk

$305 30.1% 48.1% $283

Groceries & Markets

Bali

$274 22.4%

Kholmsk

$209 20.6% 23.8% $65

Monthly Utilities & Internet

Bali

$105 8.6%

Kholmsk

$118 11.6% 12.1% $13

Clothing & Footwear

Bali

$104 8.5%

Kholmsk

$165 16.3% 58.9% $61

Eating Out

Bali

$89 7.3%

Kholmsk

$161 15.9% 80.6% $72

Sport & Entertainment

Bali

$53 4.3%

Kholmsk

$50 4.9% 5.9% $3.1

Getting Around

Bali

$12 1%

Kholmsk

$6.4 * 0.6% 45.3% $5.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $994 in Bali versus $404 in Kholmsk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $30.00 in Bali versus $36.00 in Kholmsk. Groceries tell a different story – $274 in Bali vs $209 in Kholmsk – so Kholmsk wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Bali

🇷🇺 Kholmsk

🕒 Local time

19:15 7:15 PM

22:15 10:15 PM

3 h ahead of Bali

🌤 Weather

👥 Population

27,954

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

100 RUB = 1.18 USD

100 RUB = 1.05 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Russian Ruble exchange rates as of October 10, 2026: 1 USD = 85.09 RUB (100 RUB = 1.18 USD). 1 EUR = 95.35 RUB (100 RUB = 1.05 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Kholmsk 6,720 km ≈ 9 h nonstop flight

From you

Bali
Kholmsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Kholmsk: Cost of Living - Frequently Asked Questions

Bali costs about 19% more than Kholmsk, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,836 per month in Bali and $1,538 in Kholmsk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kholmsk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,224 in Bali and $1,025 in Kholmsk. That's a gap of about 19%.

Kindergarten costs $442 per month in Bali and $389 in Kholmsk. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Kholmsk, where all-in costs run around $1,025, than in Bali at $1,224. In Kholmsk it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kholmsk costs $1,025 versus $1,224 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kholmsk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.