Last update: Oct 2026

Cost of Living Comparison Between Bali and Karnataka

For one person, living is cheaper in Karnataka: $327 a month against $1,187 in Bali, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Bali
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Bali Living Index
16

Cost of Living Index in Karnataka
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Karnataka Living Index

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Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Karnataka

🇮🇳 India

$327

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Karnataka

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Karnataka actually costs, broken down by who's living it.

A single person spends $1,187 per month in Bali vs $327 in Karnataka, rent included.

Bali $1,187
Karnataka $327

A couple spends around $2,004 per month in Bali vs $539 in Karnataka, rent included.

Bali $2,004
Karnataka $539

A family of three spends $2,822 per month in Bali vs $752 in Karnataka, rent included.

Bali $2,822
Karnataka $752

Bali costs about 263% more than Karnataka, and outside of rent the biggest gap is in groceries.

Both Bali and Karnataka are more affordable than the global median – Bali 12% lower, Karnataka 76% lower.

Meal at Budget Restaurant

$2.80 Rp 50.6K

$1.03 ₹97.4

171.84%

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 520.8K

$10.88 ₹1,028

165.17%

Fast Food Meal (McDonalds, etc)

$4.76 Rp 86.0K

$3.61 ₹341

31.86%

Cappuccino

$2.23 Rp 40.3K

$0.93 ₹87.6

139.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.4K

$0.42 ₹39.69

209.52%

Water (0.33 liter bottle)

$0.56 Rp 10.2K

$0.14 ₹13.35

300.00%

Local Beer (0.5 liter draught)

$2.23 Rp 40.3K

$1.88 ₹178

18.62%

Imported Beer (0.33 liter bottle)

$3.55 Rp 64.1K

$2.13 ₹201

66.67%

Milk (1 liter)

$1.41 Rp 25.4K

$0.52 ₹49.31

171.15%

White Bread (500g)

$2.18 Rp 39.4K

$0.45 ₹42.20

384.44%

Rice (white) (1kg)

$1.05 Rp 18.9K

$0.85 ₹80.1

23.53%

Eggs

$1.92 Rp 34.7K

$0.88 ₹83.3

118.18%

Local Cheese (1kg)

$14.84 Rp 267.9K

$5.74 ₹542

158.54%

Chicken Fillets (1kg)

$3.86 Rp 69.7K

$3.44 ₹325

12.21%

Beef Round Steak (1kg)

$10.69 Rp 192.9K

Apples (1kg)

$3.34 Rp 60.2K

$1.77 ₹167

88.70%

Banana (1kg)

$1.46 Rp 26.4K

$0.46 ₹43.47

217.39%

Oranges (1kg)

$2.22 Rp 40.1K

$0.83 ₹78.4

167.47%

Tomato (1kg)

$1.80 Rp 32.6K

$0.31 ₹28.84

480.65%

Potato (1kg)

$1.72 Rp 31.0K

$0.36 ₹33.57

377.78%

Onion (1kg)

$2.23 Rp 40.2K

$0.44 ₹41.50

406.82%

Lettuce (1 head)

$0.92 Rp 16.5K

$0.25 ₹23.59

268.00%

Water (1.5 liter bottle)

$0.46 Rp 8,308

$0.27 ₹25.67

70.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.1K

$1.62 ₹153

27.16%

Wine (Bottle)

$20.38 Rp 367.8K

$4.39 ₹414

364.24%

Local Beer (0.5 liter bottle)

$2.16 Rp 39.1K

$1.97 ₹186

9.64%

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.4K

$2.42 ₹228

17.77%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.26 ₹214

One-way Ticket (Public Transport)

$0.25 Rp 4,531

$0.23 ₹21.75

8.70%

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 156.7K

$7.07 ₹667

22.77%

Taxi Start (Normal Tariff)

$0.44 Rp 7,956

$0.54 ₹51.2

-18.52%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,766

$0.28 ₹26.19

53.57%

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 97.2K

$2.13 ₹201

152.58%

Gasoline (1 liter)

$0.85 Rp 15.3K

$0.97 ₹91.5

-12.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 428.5M

$6,213 ₹586.9K

282.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 592.9M

$12.5K ₹1.2M

161.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

$17.67 ₹1,669

334.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 114.2K

$3.75 ₹354

68.80%

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 341.6K

$3.08 ₹291

514.61%

Gym Membership (Monthly)

$41.65 Rp 751.7K

$15.06 ₹1,423

176.56%

Tennis Court (1 Hour on Weekend)

$14.78 Rp 266.7K

$6.43 ₹608

129.86%

Cinema Ticket

$3.58 Rp 64.6K

$2.58 ₹243

38.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$44.31 ₹4,186

885.83%

International Primary School, 1 Child (Yearly)

$11.0K Rp 199.2M

$1,152 ₹108.8K

858.38%

Jeans (Levis 501 Or Similar)

$43.09 Rp 777.7K

$18.20 ₹1,719

136.76%

Summer Dress (H&M, Zara, etc)

$33.51 Rp 604.8K

$19.28 ₹1,822

73.81%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$52.9 ₹4,998

41.81%

Men's Leather Business Shoes

$73.9 Rp 1.3M

$20.80 ₹1,965

255.05%

1-bedroom Apartment, City Center (Monthly)

$957 Rp 17.3M

$121 ₹11.5K

689.09%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.3M

$79.1 ₹7,471

620.47%

3-bedroom Apartment, City Center (Monthly)

$3,028 Rp 54.6M

$272 ₹25.7K

1014.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 Rp 26.1M

$194 ₹18.3K

645.47%

Buy Apartment in City Center (m2)

$2,096 Rp 37.8M

$917 ₹86.6K

128.59%

Buy Apartment Outside City Center (m2)

$1,885 Rp 34.0M

$529 ₹50.0K

256.20%

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

$526 ₹49.7K

-59.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.9

74.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 31, 2026

Last update for Karnataka: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$570 48%

Karnataka

$79 24.2% 86.1% $491

Groceries & Markets

Bali

$263 22.2%

Karnataka

$97 29.7% 63.1% $166

Monthly Utilities & Internet

Bali

$102 8.6%

Karnataka

$25 7.5% 76% $78

Clothing & Footwear

Bali

$101 8.6%

Karnataka

$50 15.3% 50.7% $51

Eating Out

Bali

$89 7.5%

Karnataka

$46 14.1% 48.3% $43

Sport & Entertainment

Bali

$49 4.1%

Karnataka

$20 6.2% 58.6% $29

Getting Around

Bali

$12 1%

Karnataka

$9.9 3% 19.3% $2.4

Cost Breakdown

A central one-bedroom costs $957 in Bali versus $121 in Karnataka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Karnataka are about 2.4 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Bali versus $11 in Karnataka. Monthly groceries follow the same trend: $263 vs $97 – making Karnataka the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇮🇳 Karnataka

🕒 Local time

18:58 6:58 PM

16:28 4:28 PM

2 h 30 min behind Bali

🌤 Weather

👥 Population

77,139

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Karnataka 5,220 km ≈ 7 h nonstop flight

From you

Bali
Karnataka

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Karnataka: Cost of Living - Frequently Asked Questions

Bali costs about 263% more than Karnataka, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,780 per month in Bali and $491 in Karnataka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karnataka, especially for central apartments: a one-bedroom in the center costs $121 there versus $957 in Bali.

A mid-range dinner for two costs $29 in Bali and $11 in Karnataka. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,187 in Bali and $327 in Karnataka. That makes Karnataka about 72% cheaper.

A $800 monthly budget goes further in Karnataka, where all-in costs run around $327, than in Bali at $1,187. In Karnataka it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Karnataka costs $327 versus $1,187 in Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

For expats, Karnataka is the easier option financially – housing and daily costs are lower, and overall it costs about 72% less, which matters a lot on a fixed budget or early-career salary.