Last update: Oct 2026

Cost of Living Comparison Between Bali and Karad

For one person, living is cheaper in Karad: $467 a month against $1,187 in Bali, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Bali
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Bali Living Index
22

Cost of Living Index in Karad
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Karad Living Index

Jump to prices

Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Karad

🇮🇳 India

$467

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Karad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Karad actually costs, broken down by who's living it.

A single person spends $1,187 per month in Bali vs $467 in Karad, rent included.

Bali $1,187
Karad $467

A couple spends around $2,004 per month in Bali vs $727 in Karad, rent included.

Bali $2,004
Karad $727

A family of three spends $2,822 per month in Bali vs $988 in Karad, rent included.

Bali $2,822
Karad $988

Bali costs about 154% more than Karad, and outside of rent the biggest gap is in groceries.

Both Bali and Karad are more affordable than the global median – Bali 12% lower, Karad 65% lower.

Meal at Budget Restaurant

$2.80 Rp 50.6K

$2.16 ₹204

29.63%

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 520.8K

$10.69 ₹1,010

169.88%

Fast Food Meal (McDonalds, etc)

$4.76 Rp 86.0K

$4.15 ₹392

14.70%

Cappuccino

$2.23 Rp 40.3K

$2.66 ₹251

-16.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.4K

$0.41 ₹38.65

217.07%

Water (0.33 liter bottle)

$0.56 Rp 10.2K

$0.16 ₹15.40

250.00%

Local Beer (0.5 liter draught)

$2.23 Rp 40.3K

$2.67 ₹252

-16.48%

Imported Beer (0.33 liter bottle)

$3.55 Rp 64.1K

$4.18 ₹395

-15.07%

Milk (1 liter)

$1.41 Rp 25.4K

$0.70 ₹65.8

101.43%

White Bread (500g)

$2.18 Rp 39.4K

$0.50 ₹46.96

336.00%

Rice (white) (1kg)

$1.05 Rp 18.9K

$0.77 ₹72.6

36.36%

Eggs

$1.92 Rp 34.7K

$0.97 ₹91.5

97.94%

Local Cheese (1kg)

$14.84 Rp 267.9K

$5.60 ₹529

165.00%

Chicken Fillets (1kg)

$3.86 Rp 69.7K

$3.70 ₹350

4.32%

Beef Round Steak (1kg)

$10.69 Rp 192.9K

Apples (1kg)

$3.34 Rp 60.2K

$2.13 ₹201

56.81%

Banana (1kg)

$1.46 Rp 26.4K

$0.69 ₹64.9

111.59%

Oranges (1kg)

$2.22 Rp 40.1K

$1.25 ₹118

77.60%

Tomato (1kg)

$1.80 Rp 32.6K

$0.49 ₹46.19

267.35%

Potato (1kg)

$1.72 Rp 31.0K

$0.34 ₹31.79

405.88%

Onion (1kg)

$2.23 Rp 40.2K

$0.40 ₹38.20

457.50%

Lettuce (1 head)

$0.92 Rp 16.5K

$0.40 ₹38.11

130.00%

Water (1.5 liter bottle)

$0.46 Rp 8,308

$0.29 ₹27.11

58.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.1K

$4.89 ₹462

-57.87%

Wine (Bottle)

$20.38 Rp 367.8K

$8.46 ₹800

140.90%

Local Beer (0.5 liter bottle)

$2.16 Rp 39.1K

$1.95 ₹184

10.77%

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.4K

$3.14 ₹297

-9.24%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.16 ₹582

One-way Ticket (Public Transport)

$0.25 Rp 4,531

$0.23 ₹21.81

8.70%

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 156.7K

$7.05 ₹666

23.12%

Taxi Start (Normal Tariff)

$0.44 Rp 7,956

$0.32 ₹29.83

37.50%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,766

$0.31 ₹28.93

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 97.2K

$1.57 ₹148

242.68%

Gasoline (1 liter)

$0.85 Rp 15.3K

$1.11 ₹105

-23.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 428.5M

$15.9K ₹1.5M

49.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 592.9M

$22.7K ₹2.1M

45.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

$60.8 ₹5,740

26.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 114.2K

$4.48 ₹424

41.29%

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 341.6K

$9.16 ₹865

106.66%

Gym Membership (Monthly)

$41.65 Rp 751.7K

$13.92 ₹1,315

199.21%

Tennis Court (1 Hour on Weekend)

$14.78 Rp 266.7K

$6.65 ₹628

122.26%

Cinema Ticket

$3.58 Rp 64.6K

$4.89 ₹462

-26.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$46.60 ₹4,402

837.38%

International Primary School, 1 Child (Yearly)

$11.0K Rp 199.2M

$1,452 ₹137.1K

660.41%

Jeans (Levis 501 Or Similar)

$43.09 Rp 777.7K

$36.43 ₹3,442

18.28%

Summer Dress (H&M, Zara, etc)

$33.51 Rp 604.8K

$38.45 ₹3,632

-12.85%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$55.4 ₹5,236

35.36%

Men's Leather Business Shoes

$73.9 Rp 1.3M

$47.52 ₹4,489

55.41%

1-bedroom Apartment, City Center (Monthly)

$957 Rp 17.3M

$122 ₹11.6K

682.38%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.3M

$77.5 ₹7,320

635.35%

3-bedroom Apartment, City Center (Monthly)

$3,028 Rp 54.6M

$269 ₹25.4K

1025.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 Rp 26.1M

$189 ₹17.8K

666.86%

Buy Apartment in City Center (m2)

$2,096 Rp 37.8M

$922 ₹87.1K

127.26%

Buy Apartment Outside City Center (m2)

$1,885 Rp 34.0M

$531 ₹50.1K

255.13%

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.29

66.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 31, 2026

Last update for Karad: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$570 48%

Karad

$77 16.6% 86.4% $492

Groceries & Markets

Bali

$263 22.2%

Karad

$116 24.9% 55.8% $147

Monthly Utilities & Internet

Bali

$102 8.6%

Karad

$74 15.9% 27% $28

Clothing & Footwear

Bali

$101 8.6%

Karad

$80 17.1% 21.1% $21

Eating Out

Bali

$89 7.5%

Karad

$86 18.3% 4.1% $3.6

Sport & Entertainment

Bali

$49 4.1%

Karad

$24 5.1% 51.4% $25

Getting Around

Bali

$12 1%

Karad

$9.8 2.1% 20% $2.5

Cost Breakdown

A central one-bedroom costs $957 in Bali versus $122 in Karad. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $29 in Bali versus $11 in Karad. Monthly groceries follow the same trend: $263 vs $116 – making Karad the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇮🇳 Karad

🕒 Local time

20:06 8:06 PM

17:36 5:36 PM

2 h 30 min behind Bali

🌤 Weather

👥 Population

53,900

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Bali Karad 5,350 km ≈ 7 h nonstop flight

From you

Bali
Karad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Karad: Cost of Living - Frequently Asked Questions

Bali costs about 154% more than Karad, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,780 per month in Bali and $701 in Karad. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karad, especially for central apartments: a one-bedroom in the center costs $122 there versus $957 in Bali.

A mid-range dinner for two costs $29 in Bali and $11 in Karad. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,187 in Bali and $467 in Karad. That makes Karad about 61% cheaper.

Families tend to lean toward Karad – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Karad is the easier option financially – housing and daily costs are lower, and overall it costs about 61% less, which matters a lot on a fixed budget or early-career salary.