Last update: Oct 2026

Cost of Living Comparison Between Bali and Jammu

For one person, living is cheaper in Jammu: $382 a month against $1,187 in Bali, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Bali
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Bali Living Index
18

Cost of Living Index in Jammu
Learn more

Jammu Living Index

Jump to prices

Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Jammu

🇮🇳 India

$382

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Jammu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Jammu actually costs, broken down by who's living it.

A single person spends $1,187 per month in Bali vs $382 in Jammu, rent included.

Bali $1,187
Jammu $382

A couple spends around $2,004 per month in Bali vs $631 in Jammu, rent included.

Bali $2,004
Jammu $631

A family of three spends $2,822 per month in Bali vs $880 in Jammu, rent included.

Bali $2,822
Jammu $880

Bali costs about 211% more than Jammu, and outside of rent the biggest gap is in groceries.

Both Bali and Jammu are more affordable than the global median – Bali 12% lower, Jammu 72% lower.

Meal at Budget Restaurant

$2.80 Rp 50.7K

$3.71 ₹349

-24.53%

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 522.3K

$11.45 ₹1,075

151.97%

Fast Food Meal (McDonalds, etc)

$4.76 Rp 86.2K

$3.59 ₹337

32.59%

Cappuccino

$2.23 Rp 40.4K

$1.05 ₹98.8

112.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.5K

$0.31 ₹29.07

319.35%

Water (0.33 liter bottle)

$0.56 Rp 10.2K

$0.15 ₹13.78

273.33%

Local Beer (0.5 liter draught)

$2.23 Rp 40.5K

$1.54 ₹145

44.81%

Imported Beer (0.33 liter bottle)

$3.55 Rp 64.3K

$3.08 ₹289

15.26%

Milk (1 liter)

$1.41 Rp 25.4K

$0.68 ₹63.4

107.35%

White Bread (500g)

$2.18 Rp 39.5K

$0.35 ₹32.41

522.86%

Rice (white) (1kg)

$1.05 Rp 18.9K

$0.83 ₹78.1

26.51%

Eggs

$1.92 Rp 34.8K

$1.03 ₹96.5

86.41%

Local Cheese (1kg)

$14.84 Rp 268.7K

$4.09 ₹384

262.84%

Chicken Fillets (1kg)

$3.86 Rp 69.9K

$1.52 ₹142

153.95%

Beef Round Steak (1kg)

$10.69 Rp 193.4K

Apples (1kg)

$3.34 Rp 60.4K

$1.15 ₹108

190.43%

Banana (1kg)

$1.46 Rp 26.4K

$1.00 ₹93.5

46.00%

Oranges (1kg)

$2.22 Rp 40.3K

$0.68 ₹63.6

226.47%

Tomato (1kg)

$1.80 Rp 32.7K

$0.52 ₹49.18

246.15%

Potato (1kg)

$1.72 Rp 31.1K

$0.32 ₹29.58

437.50%

Onion (1kg)

$2.23 Rp 40.3K

$0.52 ₹48.61

328.85%

Lettuce (1 head)

$0.92 Rp 16.6K

$0.60 ₹56.0

53.33%

Water (1.5 liter bottle)

$0.46 Rp 8,333

$0.29 ₹27.12

58.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.2K

$4.15 ₹390

-50.36%

Wine (Bottle)

$20.38 Rp 368.9K

$7.85 ₹737

159.62%

Local Beer (0.5 liter bottle)

$2.16 Rp 39.2K

$1.28 ₹121

68.75%

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.6K

$3.28 ₹308

-13.11%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.85 ₹267

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.27 ₹25.45

-7.41%

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 157.2K

$3.13 ₹294

177.32%

Taxi Start (Normal Tariff)

$0.44 Rp 7,980

$1.59 ₹150

-72.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,789

$0.27 ₹25.62

59.26%

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 97.5K

$1.89 ₹177

184.66%

Gasoline (1 liter)

$0.85 Rp 15.4K

$1.10 ₹104

-22.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 429.8M

$11.2K ₹1.1M

111.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 594.7M

$22.7K ₹2.1M

44.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

$47.05 ₹4,418

63.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 114.5K

$3.33 ₹313

90.09%

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 342.7K

$6.64 ₹624

185.09%

Gym Membership (Monthly)

$41.65 Rp 754.0K

$14.11 ₹1,325

195.18%

Tennis Court (1 Hour on Weekend)

$14.78 Rp 267.5K

$15.63 ₹1,467

-5.44%

Cinema Ticket

$3.58 Rp 64.8K

$2.56 ₹241

39.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$37.02 ₹3,476

1079.96%

International Primary School, 1 Child (Yearly)

$11.0K Rp 199.8M

$1,107 ₹104.0K

896.78%

Jeans (Levis 501 Or Similar)

$43.09 Rp 780.0K

$26.01 ₹2,442

65.67%

Summer Dress (H&M, Zara, etc)

$33.51 Rp 606.6K

$32.24 ₹3,027

3.94%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$42.42 ₹3,984

76.87%

Men's Leather Business Shoes

$73.9 Rp 1.3M

$28.01 ₹2,630

163.66%

1-bedroom Apartment, City Center (Monthly)

$957 Rp 17.3M

$120 ₹11.2K

700.37%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.3M

$80.9 ₹7,592

604.70%

3-bedroom Apartment, City Center (Monthly)

$3,028 Rp 54.8M

$327 ₹30.7K

826.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 Rp 26.2M

$233 ₹21.9K

520.89%

Buy Apartment in City Center (m2)

$2,096 Rp 37.9M

$908 ₹85.3K

130.81%

Buy Apartment Outside City Center (m2)

$1,885 Rp 34.1M

$531 ₹49.9K

254.76%

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

$498 ₹46.7K

-56.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.75

17.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 31, 2026

Last update for Jammu: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$570 48%

Jammu

$81 21.2% 85.8% $489

Groceries & Markets

Bali

$263 22.2%

Jammu

$91 23.8% 65.4% $172

Monthly Utilities & Internet

Bali

$102 8.6%

Jammu

$57 14.9% 44.1% $45

Clothing & Footwear

Bali

$101 8.6%

Jammu

$58 15.2% 42.9% $44

Eating Out

Bali

$89 7.5%

Jammu

$69 18% 22.9% $20

Sport & Entertainment

Bali

$49 4.1%

Jammu

$19 5% 60.6% $30

Getting Around

Bali

$12 1%

Jammu

$7.2 1.9% 41.5% $5.1

Cost Breakdown

A central one-bedroom costs $957 in Bali versus $120 in Jammu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Jammu are about 2.3 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Bali versus $11 in Jammu. Monthly groceries follow the same trend: $263 vs $91 – making Jammu the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇮🇳 Jammu

🕒 Local time

04:57 4:57 AM

02:27 2:27 AM

2 h 30 min behind Bali

🌤 Weather

👥 Population

502,197

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Jammu 6,270 km ≈ 8 h nonstop flight

From you

Bali
Jammu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Jammu: Cost of Living - Frequently Asked Questions

Bali costs about 211% more than Jammu, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,780 per month in Bali and $573 in Jammu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jammu, especially for central apartments: a one-bedroom in the center costs $120 there versus $957 in Bali.

A mid-range dinner for two costs $29 in Bali and $11 in Jammu. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,187 in Bali and $382 in Jammu. That makes Jammu about 68% cheaper.

A $1,000 monthly budget goes further in Jammu, where all-in costs run around $382, than in Bali at $1,187. In Jammu it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Jammu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Jammu is the easier option financially – housing and daily costs are lower, and overall it costs about 68% less, which matters a lot on a fixed budget or early-career salary.