For one person, living is cheaper in Harda: $376 a month against $1,187 in Bali, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Harda actually costs, broken down by who's living it.
A single person spends $1,187 per month in Bali vs $376 in Harda, rent included.
Bali $1,187
Harda $376
A couple spends around $2,004 per month in Bali vs $608 in Harda, rent included.
Bali $2,004
Harda $608
A family of three spends $2,822 per month in Bali vs $841 in Harda, rent included.
Bali $2,822
Harda $841
😐
Bali costs about 215% more than Harda, and outside of rent the biggest gap is in groceries.
📊
Both Bali and Harda are more affordable than the global median – Bali12% lower, Harda72% lower.
Currency
No currencies found
🍽 Eating Out
Bali
Harda
Difference
Meal at Budget Restaurant
$2.80Rp 50.6K
$2.16₹204
29.63%
Three-Course Dinner for Two, Mid-Range
$28.85Rp 520.8K
$10.55₹996
173.46%
Fast Food Meal(McDonalds, etc)
$4.76Rp 86.0K
$3.72₹352
27.96%
Cappuccino
$2.23Rp 40.3K
$1.58₹150
41.14%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.30Rp 23.4K
$0.31₹28.86
319.35%
Water(0.33 liter bottle)
$0.56Rp 10.2K
$0.22₹20.83
154.55%
Local Beer(0.5 liter draught)
$2.23Rp 40.3K
$1.69₹160
31.95%
Imported Beer(0.33 liter bottle)
$3.55Rp 64.1K
$2.98₹282
19.13%
🛒 Groceries & Markets
Bali
Harda
Difference
Milk(1 liter)
$1.41Rp 25.4K
$0.69₹64.9
104.35%
White Bread(500g)
$2.18Rp 39.4K
$0.49₹46.55
344.90%
Rice(white)(1kg)
$1.05Rp 18.9K
$0.64₹60.5
64.06%
Eggs
$1.92Rp 34.7K
$0.90₹85.3
113.33%
Local Cheese(1kg)
$14.84Rp 267.9K
$4.12₹389
260.19%
Chicken Fillets(1kg)
$3.86Rp 69.7K
$2.85₹269
35.44%
Beef Round Steak(1kg)
$10.69Rp 192.9K
-
-
Apples(1kg)
$3.34Rp 60.2K
$1.87₹177
78.61%
Banana(1kg)
$1.46Rp 26.4K
$0.69₹64.8
111.59%
Oranges(1kg)
$2.22Rp 40.1K
$0.91₹85.7
143.96%
Tomato(1kg)
$1.80Rp 32.6K
$0.45₹42.15
300.00%
Potato(1kg)
$1.72Rp 31.0K
$0.35₹33.46
391.43%
Onion(1kg)
$2.23Rp 40.2K
$0.37₹35.03
502.70%
Lettuce(1 head)
$0.92Rp 16.5K
$0.47₹44.26
95.74%
Water(1.5 liter bottle)
$0.46Rp 8,308
$0.29₹27.14
58.62%
Cigarettes 20 Pack(Marlboro, Camel)
$2.06Rp 37.1K
$5.04₹476
-59.13%
Wine(Bottle)
$20.38Rp 367.8K
$7.46₹705
173.19%
Local Beer(0.5 liter bottle)
$2.16Rp 39.1K
$1.64₹155
31.71%
Imported Beer(0.33 liter bottle)
$2.85Rp 51.4K
$2.57₹243
10.89%
Buffalo Round(or Equivalent Back Leg Red Meat)(1kg)
-
$4.38₹414
-
🚌 Getting Around
Bali
Harda
Difference
One-way Ticket(Public Transport)
$0.25Rp 4,531
$0.21₹19.76
19.05%
Public Transport Monthly Pass(Regular Price)
$8.68Rp 156.7K
$7.03₹664
23.47%
Taxi Start(Normal Tariff)
$0.44Rp 7,956
$0.98₹92.7
-55.10%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,766
$0.25₹23.24
72.00%
Taxi 1hour Waiting(Normal Tariff)
$5.38Rp 97.2K
$1.70₹160
216.47%
Gasoline(1 liter)
$0.85Rp 15.3K
$1.14₹108
-25.44%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.7KRp 428.5M
$11.4K₹1.1M
107.90%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9KRp 592.9M
$19.8K₹1.9M
65.85%
🧾 Monthly Utilities & Internet
Bali
Harda
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$76.7Rp 1.4M
$34.68₹3,276
121.28%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.33Rp 114.2K
$3.36₹317
88.39%
Internet(50+ Mbps, Unlimited Data)
$18.93Rp 341.6K
$6.59₹623
187.25%
🎉 Sport & Entertainment
Bali
Harda
Difference
Gym Membership(Monthly)
$41.65Rp 751.7K
$14.92₹1,409
179.16%
Tennis Court(1 Hour on Weekend)
$14.78Rp 266.7K
$6.40₹605
130.94%
Cinema Ticket
$3.58Rp 64.6K
$3.05₹288
17.38%
🧸 Childcare & Education
Bali
Harda
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$437Rp 7.9M
$51.4₹4,852
750.34%
International Primary School, 1 Child(Yearly)
$11.0KRp 199.2M
$1,768₹167.0K
524.36%
👕👟 Clothing & Footwear
Bali
Harda
Difference
Jeans(Levis 501 Or Similar)
$43.09Rp 777.7K
$21.00₹1,983
105.19%
Summer Dress(H&M, Zara, etc)
$33.51Rp 604.8K
$25.23₹2,383
32.82%
Sport Shoes(Adidas, Nike)
$75.0Rp 1.4M
$39.11₹3,695
91.84%
Men's Leather Business Shoes
$73.9Rp 1.3M
$31.02₹2,930
138.07%
🏠 Accommodation & Living
Bali
Harda
Difference
1-bedroom Apartment, City Center(Monthly)
$957Rp 17.3M
$105₹9,899
813.56%
1-bedroom Apartment, Outside City Center(Monthly)
$570Rp 10.3M
$85.0₹8,028
570.53%
3-bedroom Apartment, City Center(Monthly)
$3,028Rp 54.6M
$267₹25.2K
1033.80%
3-bedroom Apartment, Outside City Center(Monthly)
$1,446Rp 26.1M
$217₹20.5K
565.90%
Buy Apartment in City Center(m2)
$2,096Rp 37.8M
$1,017₹96.1K
106.08%
Buy Apartment Outside City Center(m2)
$1,885Rp 34.0M
$554₹52.3K
240.48%
💵 Salaries & Financials
Bali
Harda
Difference
Average Monthly Net Salary(After Tax)
$215Rp 3.9M
$209₹19.8K
2.79%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
8.9
54.83%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Bali: October 31, 2026
Last update for Harda: November 1, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Bali
$570 48%
Harda
$85 22.6% ↓ 85.1%$485
🛒Groceries & Markets
Bali
$263 22.2%
Harda
$99 26.4% ↓ 62.2%$164
🧾Monthly Utilities & Internet
Bali
$102 8.6%
Harda
$45 11.9% ↓ 56.2%$57
👕👟Clothing & Footwear
Bali
$101 8.6%
Harda
$52 13.9% ↓ 48.4%$49
🍽Eating Out
Bali
$89 7.5%
Harda
$64 17% ↓ 28.3%$25
🎉Sport & Entertainment
Bali
$49 4.1%
Harda
$21 5.6% ↓ 57%$28
🚌Getting Around
Bali
$12 1%
Harda
$10 2.7% ↓ 17.9%$2.2
🏠Accommodation & Living
Bali
$1.4K 51.2%
Harda
$217 25.8% ↓ 85%$1.2K
🛒Groceries & Markets
Bali
$589 20.9%
Harda
$213 25.4% ↓ 63.8%$376
🧾Monthly Utilities & Internet
Bali
$108 3.8%
Harda
$48 5.7% ↓ 55.7%$60
👕👟Clothing & Footwear
Bali
$225 8%
Harda
$116 13.8% ↓ 48.4%$109
🍽Eating Out
Bali
$315 11.2%
Harda
$177 21% ↓ 43.9%$139
🎉Sport & Entertainment
Bali
$112 4%
Harda
$48 5.8% ↓ 56.9%$64
🚌Getting Around
Bali
$25 0.9%
Harda
$21 2.5% ↓ 17.9%$4.5
Cost Breakdown
🏠A central one-bedroom costs $957 in Bali versus $105 in Harda. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3% higher in Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $29 in Bali versus $11 in Harda. Monthly groceries follow the same trend: $263 vs $99 – making Harda the more affordable choice for daily food spending.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bali vs Harda: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bali or Harda?
Bali costs about 215% more than Harda, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Bali and in Harda?
For a comfortable life, plan on about $1,780 per month in Bali and $564 in Harda. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Bali or Harda?
Rent is clearly cheaper in Harda, especially for central apartments: a one-bedroom in the center costs $105 there versus $957 in Bali.
How do dining costs compare in Bali and in Harda?
A mid-range dinner for two costs $29 in Bali and $11 in Harda. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Bali compared to Harda?
Monthly expenses with rent come to $1,187 in Bali and $376 in Harda. That makes Harda about 68% cheaper.
Which city is better for families?
Families tend to lean toward Harda – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Bali compared to Harda?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Bali or to Harda?
If budget matters most, go with Harda. If higher salaries or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.