Last update: Oct 2026

Cost of Living Comparison Between Bali and Hagatna

For one person, living is cheaper in Bali: $1,236 a month against $2,740 in Hagatna, rent and utilities included – about $18,000 less a year. Higher rent and utilities in Hagatna outweigh lower spending on other living expenses.

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Cost of Living Index in Bali
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Bali Living Index

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Bali

🇮🇩 Indonesia

$1,236

/mo nomad

Hagatna

🇬🇺 Guam

$2,740

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Hagatna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Hagatna actually costs, broken down by who's living it.

A single person spends $1,236 per month in Bali vs $2,740 in Hagatna, rent included.

Bali $1,236
Hagatna $2,740

A couple spends around $2,086 per month in Bali vs $2,939 in Hagatna, rent included.

Bali $2,086
Hagatna $2,939

A family of three spends $2,937 per month in Bali vs $3,138 in Hagatna, rent included.

Bali $2,937
Hagatna $3,138

Bali is about 55% cheaper than Hagatna, and outside of rent the biggest gap is in groceries.

Bali sits 8% below the global median, while Hagatna is 103% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.76 Rp 49.7K

Three-Course Dinner for Two, Mid-Range

$29.80 Rp 536.4K

Fast Food Meal (McDonalds, etc)

$4.63 Rp 83.3K

Cappuccino

$2.32 Rp 41.7K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 Rp 25.1K

Water (0.33 liter bottle)

$0.64 Rp 11.5K

Local Beer (0.5 liter draught)

$2.19 Rp 39.4K

Imported Beer (0.33 liter bottle)

$3.58 Rp 64.5K

Milk (1 liter)

$1.49 Rp 26.7K

$3.85 $3.85

-61.30%

White Bread (500g)

$2.21 Rp 39.8K

Rice (white) (1kg)

$1.17 Rp 21.1K

Eggs

$2.02 Rp 36.4K

$9.46 $9.46

-78.65%

Local Cheese (1kg)

$16.52 Rp 297.4K

Chicken Fillets (1kg)

$3.68 Rp 66.2K

Beef Round Steak (1kg)

$11.67 Rp 210.0K

Apples (1kg)

$3.44 Rp 62.0K

Banana (1kg)

$1.46 Rp 26.2K

Oranges (1kg)

$2.24 Rp 40.3K

Tomato (1kg)

$1.82 Rp 32.8K

Potato (1kg)

$1.79 Rp 32.2K

Onion (1kg)

$2.27 Rp 40.9K

Lettuce (1 head)

$0.99 Rp 17.8K

Water (1.5 liter bottle)

$0.51 Rp 9,186

Cigarettes 20 Pack (Marlboro, Camel)

$2.15 Rp 38.7K

Wine (Bottle)

$21.44 Rp 386.0K

Local Beer (0.5 liter bottle)

$2.29 Rp 41.1K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.5K

One-way Ticket (Public Transport)

$0.26 Rp 4,713

Public Transport Monthly Pass (Regular Price)

$7.97 Rp 143.5K

Taxi Start (Normal Tariff)

$0.48 Rp 8,646

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,705

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 101.6K

Gasoline (1 liter)

$0.82 Rp 14.8K

$1.32 $1.32

-37.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 426.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 571.3M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.3 Rp 1.5M

$345 $345

-76.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.53 Rp 117.6K

$60.5 $60.5

-89.21%

Internet (50+ Mbps, Unlimited Data)

$18.31 Rp 329.7K

$59.6 $59.6

-69.28%

Gym Membership (Monthly)

$46.85 Rp 843.4K

Tennis Court (1 Hour on Weekend)

$15.05 Rp 270.8K

Cinema Ticket

$3.69 Rp 66.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$445 Rp 8.0M

International Primary School, 1 Child (Yearly)

$5,218 Rp 93.9M

Jeans (Levis 501 Or Similar)

$42.66 Rp 767.8K

Summer Dress (H&M, Zara, etc)

$33.40 Rp 601.2K

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

Men's Leather Business Shoes

$73.7 Rp 1.3M

1-bedroom Apartment, City Center (Monthly)

$996 Rp 17.9M

$2,178 $2,178

-54.25%

1-bedroom Apartment, Outside City Center (Monthly)

$596 Rp 10.7M

$2,198 $2,198

-72.89%

3-bedroom Apartment, City Center (Monthly)

$3,054 Rp 55.0M

$2,423 $2,423

26.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,511 Rp 27.2M

$2,402 $2,402

-37.12%

Buy Apartment in City Center (m2)

$2,430 Rp 43.7M

Buy Apartment Outside City Center (m2)

$1,963 Rp 35.3M

Average Monthly Net Salary (After Tax)

$220 Rp 4.0M

$6,807 $6,807

-96.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 10, 2026

Last update for Hagatna: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$596 48.2%

Hagatna

–

Groceries & Markets

Bali

$277 22.4%

Hagatna

–

Monthly Utilities & Internet

Bali

$106 8.6%

Hagatna

–

Clothing & Footwear

Bali

$101 8.2%

Hagatna

–

Eating Out

Bali

$90 7.3%

Hagatna

–

Sport & Entertainment

Bali

$54 4.4%

Hagatna

–

Getting Around

Bali

$12 0.9%

Hagatna

–

Cost Breakdown

A central one-bedroom costs $996 in Bali versus $2,178 in Hagatna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2990% higher in Hagatna, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

Good to know

🇮🇩 Bali

🇬🇺 Hagatna

🕒 Local time

04:07 4:07 AM

06:07 6:07 AM

2 h ahead of Bali

🌤 Weather

👥 Population

1,100 Capital

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.889 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

USD to IDR in detail →

On the map

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Between locations

Bali Hagatna 4,070 km ≈ 6 h nonstop flight

From you

Bali
Hagatna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Hagatna: Cost of Living - Frequently Asked Questions

Hagatna costs about 122% more than Bali, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,854 per month in Bali and $4,110 in Hagatna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,236 in Bali and $2,740 in Hagatna. That's a gap of about 122%.

Interestingly, groceries are about 262% cheaper in Hagatna – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,236, than in Hagatna at $2,740. In Bali it covers expenses comfortably, while in Hagatna it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,236 versus $2,740 in Hagatna. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagatna makes more sense. Both are solid long-term options with distinct trade-offs.