Last update: Oct 2026

Cost of Living Comparison Between Bali and Ernakulam

For one person, living is cheaper in Ernakulam: $394 a month against $1,187 in Bali, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

57

Cost of Living Index in Bali
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Bali Living Index
19

Cost of Living Index in Ernakulam
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Ernakulam Living Index

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Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Ernakulam

🇮🇳 India

$394

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Ernakulam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Ernakulam actually costs, broken down by who's living it.

A single person spends $1,187 per month in Bali vs $394 in Ernakulam, rent included.

Bali $1,187
Ernakulam $394

A couple spends around $2,004 per month in Bali vs $648 in Ernakulam, rent included.

Bali $2,004
Ernakulam $648

A family of three spends $2,822 per month in Bali vs $901 in Ernakulam, rent included.

Bali $2,822
Ernakulam $901

Bali costs about 201% more than Ernakulam, and outside of rent the biggest gap is in groceries.

Both Bali and Ernakulam are more affordable than the global median – Bali 12% lower, Ernakulam 71% lower.

Meal at Budget Restaurant

$2.80 Rp 50.7K

$1.68 ₹158

66.67%

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 522.3K

$8.69 ₹816

231.99%

Fast Food Meal (McDonalds, etc)

$4.76 Rp 86.2K

$3.62 ₹340

31.49%

Cappuccino

$2.23 Rp 40.4K

$1.30 ₹122

71.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.5K

$0.43 ₹40.09

202.33%

Water (0.33 liter bottle)

$0.56 Rp 10.2K

$0.15 ₹13.76

273.33%

Local Beer (0.5 liter draught)

$2.23 Rp 40.5K

$1.62 ₹152

37.65%

Imported Beer (0.33 liter bottle)

$3.55 Rp 64.3K

$2.16 ₹203

64.35%

Milk (1 liter)

$1.41 Rp 25.4K

$0.58 ₹54.5

143.10%

White Bread (500g)

$2.18 Rp 39.5K

$0.49 ₹46.47

344.90%

Rice (white) (1kg)

$1.05 Rp 18.9K

$0.58 ₹54.2

81.03%

Eggs

$1.92 Rp 34.8K

$0.89 ₹83.7

115.73%

Local Cheese (1kg)

$14.84 Rp 268.7K

$5.50 ₹516

169.82%

Chicken Fillets (1kg)

$3.86 Rp 69.9K

$2.72 ₹255

41.91%

Beef Round Steak (1kg)

$10.69 Rp 193.4K

Apples (1kg)

$3.34 Rp 60.4K

$2.30 ₹216

45.22%

Banana (1kg)

$1.46 Rp 26.4K

$0.68 ₹63.7

114.71%

Oranges (1kg)

$2.22 Rp 40.3K

$1.06 ₹99.8

109.43%

Tomato (1kg)

$1.80 Rp 32.7K

$0.45 ₹42.20

300.00%

Potato (1kg)

$1.72 Rp 31.1K

$0.38 ₹36.13

352.63%

Onion (1kg)

$2.23 Rp 40.3K

$0.42 ₹39.34

430.95%

Lettuce (1 head)

$0.92 Rp 16.6K

$0.55 ₹51.9

67.27%

Water (1.5 liter bottle)

$0.46 Rp 8,333

$0.30 ₹27.96

53.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.2K

$4.48 ₹420

-54.02%

Wine (Bottle)

$20.38 Rp 368.9K

$5.17 ₹486

294.20%

Local Beer (0.5 liter bottle)

$2.16 Rp 39.2K

$1.69 ₹158

27.81%

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.6K

$2.56 ₹240

11.33%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.94 ₹464

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.10 ₹9.72

150.00%

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 157.2K

$6.53 ₹613

32.92%

Taxi Start (Normal Tariff)

$0.44 Rp 7,980

$2.07 ₹195

-78.74%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,789

$0.27 ₹25.48

59.26%

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 97.5K

$1.36 ₹127

295.59%

Gasoline (1 liter)

$0.85 Rp 15.4K

$1.15 ₹108

-26.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 429.8M

$11.3K ₹1.1M

109.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 594.7M

$17.7K ₹1.7M

85.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

$32.30 ₹3,033

137.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 114.5K

$3.47 ₹326

82.42%

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 342.7K

$6.78 ₹636

179.20%

Gym Membership (Monthly)

$41.65 Rp 754.0K

$12.05 ₹1,131

245.64%

Tennis Court (1 Hour on Weekend)

$14.78 Rp 267.5K

$5.92 ₹556

149.66%

Cinema Ticket

$3.58 Rp 64.8K

$2.14 ₹201

67.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

$57.8 ₹5,428

655.74%

International Primary School, 1 Child (Yearly)

$11.0K Rp 199.8M

$2,815 ₹264.3K

292.16%

Jeans (Levis 501 Or Similar)

$43.09 Rp 780.0K

$22.04 ₹2,070

95.51%

Summer Dress (H&M, Zara, etc)

$33.51 Rp 606.6K

$17.94 ₹1,685

86.79%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.4M

$35.92 ₹3,373

108.88%

Men's Leather Business Shoes

$73.9 Rp 1.3M

$27.49 ₹2,581

168.64%

1-bedroom Apartment, City Center (Monthly)

$957 Rp 17.3M

$225 ₹21.1K

326.10%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.3M

$123 ₹11.6K

363.16%

3-bedroom Apartment, City Center (Monthly)

$3,028 Rp 54.8M

$426 ₹40.0K

611.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,446 Rp 26.2M

$324 ₹30.5K

345.56%

Buy Apartment in City Center (m2)

$2,096 Rp 37.9M

$1,064 ₹99.9K

97.01%

Buy Apartment Outside City Center (m2)

$1,885 Rp 34.1M

$1,184 ₹111.2K

59.19%

Average Monthly Net Salary (After Tax)

$215 Rp 3.9M

$347 ₹32.6K

-37.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 31, 2026

Last update for Ernakulam: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$570 48%

Ernakulam

$123 31.2% 78.4% $447

Groceries & Markets

Bali

$263 22.2%

Ernakulam

$100 25.5% 61.8% $163

Monthly Utilities & Internet

Bali

$102 8.6%

Ernakulam

$43 10.8% 58.3% $59

Clothing & Footwear

Bali

$101 8.6%

Ernakulam

$47 11.8% 54.1% $55

Eating Out

Bali

$89 7.5%

Ernakulam

$55 13.9% 38.8% $35

Sport & Entertainment

Bali

$49 4.1%

Ernakulam

$16 4.2% 66.5% $32

Getting Around

Bali

$12 1%

Ernakulam

$10 2.6% 15.6% $1.9

Cost Breakdown

A central one-bedroom costs $957 in Bali versus $225 in Ernakulam. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 61% higher in Ernakulam, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29 in Bali versus $9 in Ernakulam. Monthly groceries follow the same trend: $263 vs $100 – making Ernakulam the more affordable choice for daily food spending.

Good to know

🇮🇩 Bali

🇮🇳 Ernakulam

🕒 Local time

05:18 5:18 AM

02:48 2:48 AM

2 h 30 min behind Bali

🌤 Weather

👥 Population

612,343

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.65 USD

1,000 INR = 9.53 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,103 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,231 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 6, 2026: 1 USD = 93.9 INR (100 INR = 1.06 USD). 1 EUR = 105 INR (1,000 INR = 9.53 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Ernakulam 4,780 km ≈ 6 h nonstop flight

From you

Bali
Ernakulam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Ernakulam: Cost of Living - Frequently Asked Questions

Bali costs about 201% more than Ernakulam, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,780 per month in Bali and $591 in Ernakulam. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ernakulam, especially for central apartments: a one-bedroom in the center costs $225 there versus $957 in Bali.

A mid-range dinner for two costs $29 in Bali and $9 in Ernakulam. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,187 in Bali and $394 in Ernakulam. That makes Ernakulam about 67% cheaper.

A $1,000 monthly budget goes further in Ernakulam, where all-in costs run around $394, than in Bali at $1,187. In Ernakulam it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ernakulam costs $394 versus $1,187 in Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ernakulam is the easier option financially – housing and daily costs are lower, and overall it costs about 67% less, which matters a lot on a fixed budget or early-career salary.