Last update: Oct 2026

Cost of Living Comparison Between Baghdad and Ubud, Bali

For one person, living is cheaper in Baghdad: $1,001 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Baghdad
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Baghdad Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Baghdad

🇮🇶 Iraq

$1,001

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Baghdad and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baghdad and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,001 in Baghdad versus $1,368 in Ubud, Bali.

Baghdad $1,001
Ubud, Bali $1,368

Estimated couple costs with rent: $1,472 in Baghdad versus $2,314 in Ubud, Bali.

Baghdad $1,472
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,943 in Baghdad versus $3,260 in Ubud, Bali.

Baghdad $1,943
Ubud, Bali $3,260

Living in Baghdad costs roughly 27% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Baghdad is 26% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$4.27 IQD 6,445

$3.33 Rp 59.8K

28.23%

Three-Course Dinner for Two, Mid-Range

$29.18 IQD 44.1K

$35.18 Rp 631.2K

-17.06%

Fast Food Meal (McDonalds, etc)

$6.77 IQD 10.2K

$5.80 Rp 104.1K

16.72%

Cappuccino

$2.65 IQD 4,003

$2.73 Rp 49.0K

-2.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 IQD 530

$1.64 Rp 29.4K

-78.66%

Water (0.33 liter bottle)

$0.20 IQD 302

$0.83 Rp 14.9K

-75.90%

Local Beer (0.5 liter draught)

$3.26 IQD 4,927

$2.70 Rp 48.4K

20.74%

Imported Beer (0.33 liter bottle)

$3.22 IQD 4,868

$4.30 Rp 77.1K

-25.12%

Milk (1 liter)

$0.97 IQD 1,466

$1.50 Rp 27.0K

-35.33%

White Bread (500g)

$0.73 IQD 1,097

$2.30 Rp 41.2K

-68.26%

Rice (white) (1kg)

$1.33 IQD 2,003

$1.18 Rp 21.1K

12.71%

Eggs

$1.68 IQD 2,534

$2.14 Rp 38.5K

-21.50%

Local Cheese (1kg)

$3.25 IQD 4,912

$17.48 Rp 313.6K

-81.41%

Chicken Fillets (1kg)

$4.10 IQD 6,192

$4.03 Rp 72.3K

1.74%

Beef Round Steak (1kg)

$12.41 IQD 18.8K

$12.23 Rp 219.4K

1.47%

Apples (1kg)

$1.01 IQD 1,523

$3.55 Rp 63.7K

-71.55%

Banana (1kg)

$0.98 IQD 1,487

$1.57 Rp 28.2K

-37.58%

Oranges (1kg)

$0.96 IQD 1,444

$2.24 Rp 40.1K

-57.14%

Tomato (1kg)

$0.69 IQD 1,045

$1.93 Rp 34.6K

-64.25%

Potato (1kg)

$0.56 IQD 842

$1.88 Rp 33.8K

-70.21%

Onion (1kg)

$0.57 IQD 855

$2.29 Rp 41.1K

-75.11%

Lettuce (1 head)

$0.53 IQD 806

$0.99 Rp 17.8K

-46.46%

Water (1.5 liter bottle)

$0.62 IQD 943

$0.53 Rp 9,445

16.98%

Cigarettes 20 Pack (Marlboro, Camel)

$1.68 IQD 2,534

$2.28 Rp 41.0K

-26.32%

Wine (Bottle)

$11.61 IQD 17.5K

$23.01 Rp 412.9K

-49.54%

Local Beer (0.5 liter bottle)

$1.89 IQD 2,863

$2.34 Rp 42.0K

-19.23%

Imported Beer (0.33 liter bottle)

$1.90 IQD 2,876

$2.91 Rp 52.2K

-34.71%

One-way Ticket (Public Transport)

$0.57 IQD 858

$0.24 Rp 4,301

137.50%

Public Transport Monthly Pass (Regular Price)

$20.12 IQD 30.4K

$8.82 Rp 158.2K

128.12%

Taxi Start (Normal Tariff)

$2.01 IQD 3,038

$0.48 Rp 8,657

318.75%

Taxi (Normal Tariff) (1km)

$1.34 IQD 2,029

$0.46 Rp 8,207

191.30%

Taxi 1hour Waiting (Normal Tariff)

$6.54 IQD 9,887

$5.45 Rp 97.9K

20.00%

Gasoline (1 liter)

$0.54 IQD 810

$0.88 Rp 15.9K

-38.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.3K IQD 24.6M

$24.6K Rp 440.8M

-33.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.6K IQD 25.1M

$31.2K Rp 559.6M

-46.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 IQD 285.6K

$83.0 Rp 1.5M

127.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.44 IQD 26.4K

$6.45 Rp 115.7K

170.39%

Internet (50+ Mbps, Unlimited Data)

$36.40 IQD 55.0K

$18.57 Rp 333.1K

96.02%

Gym Membership (Monthly)

$41.49 IQD 62.7K

$55.8 Rp 1.0M

-25.67%

Tennis Court (1 Hour on Weekend)

$18.51 IQD 28.0K

$18.11 Rp 324.9K

2.21%

Cinema Ticket

$9.64 IQD 14.6K

$4.38 Rp 78.6K

120.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$145 IQD 218.9K

$493 Rp 8.8M

-70.61%

International Primary School, 1 Child (Yearly)

$3,046 IQD 4.6M

$5,754 Rp 103.2M

-47.05%

Jeans (Levis 501 Or Similar)

$24.78 IQD 37.4K

$46.19 Rp 828.8K

-46.35%

Summer Dress (H&M, Zara, etc)

$28.66 IQD 43.3K

$35.33 Rp 634.0K

-18.88%

Sport Shoes (Adidas, Nike)

$59.8 IQD 90.4K

$79.1 Rp 1.4M

-24.36%

Men's Leather Business Shoes

$41.64 IQD 62.9K

$78.4 Rp 1.4M

-46.88%

1-bedroom Apartment, City Center (Monthly)

$513 IQD 774.7K

$1,142 Rp 20.5M

-55.12%

1-bedroom Apartment, Outside City Center (Monthly)

$322 IQD 485.8K

$676 Rp 12.1M

-52.41%

3-bedroom Apartment, City Center (Monthly)

$881 IQD 1.3M

$3,503 Rp 62.9M

-74.85%

3-bedroom Apartment, Outside City Center (Monthly)

$595 IQD 899.0K

$1,700 Rp 30.5M

-65.00%

Buy Apartment in City Center (m2)

$4,336 IQD 6.6M

$2,784 Rp 50.0M

55.75%

Buy Apartment Outside City Center (m2)

$1,443 IQD 2.2M

$2,241 Rp 40.2M

-35.59%

Average Monthly Net Salary (After Tax)

$499 IQD 753.9K

$165 Rp 3.0M

203.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.12

13.78

-70.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baghdad: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Baghdad

$322 32.1%

Ubud, Bali

$676 49.4% 110% $354

Monthly Utilities & Internet

Baghdad

$243 24.3%

Ubud, Bali

$108 7.9% 55.5% $135

Groceries & Markets

Baghdad

$164 16.4%

Ubud, Bali

$290 21.2% 77.5% $127

Eating Out

Baghdad

$111 11.1%

Ubud, Bali

$109 8% 2.2% $2.4

Clothing & Footwear

Baghdad

$70 7%

Ubud, Bali

$108 7.9% 54.3% $38

Sport & Entertainment

Baghdad

$61 6.1%

Ubud, Bali

$65 4.7% 6.3% $3.8

Getting Around

Baghdad

$31 3.1%

Ubud, Bali

$13 0.9% 59.7% $19

Cost Breakdown

A one-bedroom apartment in the center runs $513 in Baghdad and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Baghdad pays 203% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $29.00 in Baghdad vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $164 vs $290 per month, with Baghdad cheaper across the board.

Good to know

🇮🇶 Baghdad

🇮🇩 Ubud, Bali

🕒 Local time

16:57 4:57 PM

21:57 9:57 PM

5 h ahead of Baghdad

🌤 Weather

👥 Population

7,216,040 Capital

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.89 EUR

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,174 IDR (100,000 IDR = 4.96 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Baghdad Ubud, Bali 8,790 km ≈ 11 h nonstop flight

From you

Baghdad
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baghdad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Baghdad wins on cost – living expenses run 37% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Baghdad the obvious pick if budget is a priority.

Average pay runs 203% higher in Baghdad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $513 in Baghdad versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Baghdad runs roughly 128% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $145 in Baghdad versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,001 in Baghdad versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Baghdad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Baghdad the clear choice for anyone on this budget.

Both work as nomad bases, but Baghdad delivers better value – similar infrastructure at $1,001 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Baghdad hard to pass up.

Safety-wise, Baghdad and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baghdad gentler on the wallet – expenses run 37% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.