For one person, living is cheaper in Cebu: $918 a month against $3,825 in Baden, rent and utilities included – about $34,900 less a year. Rent and utilities account for about half of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baden and in Cebu actually costs, broken down by who's living it.
A single person spends $3,825 per month in Baden vs $918 in Cebu, rent included.
Baden $3,825
Cebu $918
A couple spends around $5,558 per month in Baden vs $1,409 in Cebu, rent included.
Baden $5,558
Cebu $1,409
A family of three spends $7,291 per month in Baden vs $1,900 in Cebu, rent included.
Baden $7,291
Cebu $1,900
😐
Baden costs about 317% more than Cebu, and outside of rent the biggest gap is in eating out.
📊
Baden sits 183% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.
Currency
No currencies found
🍽 Eating Out
Baden
Cebu
Difference
Meal at Budget Restaurant
$34.26CHF 28.22
$3.09₱194
1008.74%
Three-Course Dinner for Two, Mid-Range
$124CHF 102
$24.22₱1,525
413.17%
Fast Food Meal(McDonalds, etc)
$17.62CHF 14.51
$3.92₱247
349.49%
Cappuccino
$6.10CHF 5.03
$2.51₱158
143.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.87CHF 4.84
$1.59₱100
269.18%
Water(0.33 liter bottle)
$5.18CHF 4.26
$0.53₱33.43
877.36%
Local Beer(0.5 liter draught)
$9.41CHF 7.75
$1.78₱112
428.65%
Imported Beer(0.33 liter bottle)
$8.44CHF 6.95
$2.17₱137
288.94%
🛒 Groceries & Markets
Baden
Cebu
Difference
Milk(1 liter)
$2.20CHF 1.81
$1.92₱121
14.58%
White Bread(500g)
$3.28CHF 2.70
$1.36₱85.4
141.18%
Rice(white)(1kg)
$3.85CHF 3.17
$1.01₱63.5
281.19%
Eggs
$7.93CHF 6.53
$2.03₱128
290.64%
Local Cheese(1kg)
$27.14CHF 22.35
$9.86₱621
175.25%
Chicken Fillets(1kg)
$28.23CHF 23.25
$4.39₱277
543.05%
Beef Round Steak(1kg)
$47.66CHF 39.26
$7.60₱479
527.11%
Apples(1kg)
$3.99CHF 3.28
$3.30₱208
20.91%
Banana(1kg)
$2.71CHF 2.23
$1.39₱87.8
94.96%
Oranges(1kg)
$3.03CHF 2.49
$2.33₱147
30.04%
Tomato(1kg)
$4.68CHF 3.85
$1.50₱94.3
212.00%
Potato(1kg)
$2.49CHF 2.05
$2.36₱149
5.51%
Onion(1kg)
$2.17CHF 1.78
$1.90₱119
14.21%
Lettuce(1 head)
$2.43CHF 2.00
$1.19₱74.9
104.20%
Water(1.5 liter bottle)
$1.26CHF 1.04
$0.63₱39.71
100.00%
Cigarettes 20 Pack(Marlboro, Camel)
$10.86CHF 8.95
$3.00₱189
262.00%
Wine(Bottle)
$12.03CHF 9.91
$6.03₱379
99.50%
Local Beer(0.5 liter bottle)
$2.44CHF 2.01
$1.23₱77.7
98.37%
Imported Beer(0.33 liter bottle)
$2.93CHF 2.41
$1.75₱110
67.43%
🚌 Getting Around
Baden
Cebu
Difference
One-way Ticket(Public Transport)
$3.56CHF 2.94
$0.25₱15.86
1324.00%
Public Transport Monthly Pass(Regular Price)
$106CHF 87.4
$12.64₱796
739.40%
Taxi Start(Normal Tariff)
$7.93CHF 6.53
$0.77₱48.62
929.87%
Taxi(Normal Tariff)(1km)
$4.63CHF 3.81
$0.23₱14.53
1913.04%
Taxi 1hour Waiting(Normal Tariff)
$88.1CHF 72.5
$4.46₱281
1874.89%
Gasoline(1 liter)
$2.37CHF 1.96
$1.31₱82.8
80.92%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.4KCHF 33.3K
$21.2K₱1.3M
90.24%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.5KCHF 32.5K
$19.1K₱1.2M
106.23%
🧾 Monthly Utilities & Internet
Baden
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$278CHF 229
$120₱7,569
131.40%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$46.12CHF 37.99
$14.00₱882
229.43%
Internet(50+ Mbps, Unlimited Data)
$64.0CHF 52.7
$27.54₱1,734
132.21%
🎉 Sport & Entertainment
Baden
Cebu
Difference
Gym Membership(Monthly)
$154CHF 127
$32.33₱2,035
377.27%
Tennis Court(1 Hour on Weekend)
$48.23CHF 39.72
$6.65₱419
625.26%
Cinema Ticket
$23.12CHF 19.04
$5.65₱356
309.20%
🧸 Childcare & Education
Baden
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$3,492CHF 2,876
$275₱17.3K
1168.26%
International Primary School, 1 Child(Yearly)
$32.6KCHF 26.9K
$7,918₱498.5K
312.06%
👕👟 Clothing & Footwear
Baden
Cebu
Difference
Jeans(Levis 501 Or Similar)
$143CHF 118
$49.33₱3,106
189.66%
Summer Dress(H&M, Zara, etc)
$77.9CHF 64.2
$25.24₱1,589
208.60%
Sport Shoes(Adidas, Nike)
$163CHF 134
$77.0₱4,846
111.64%
Men's Leather Business Shoes
$194CHF 160
$57.2₱3,601
239.34%
🏠 Accommodation & Living
Baden
Cebu
Difference
1-bedroom Apartment, City Center(Monthly)
$2,004CHF 1,651
$500₱31.5K
301.20%
1-bedroom Apartment, Outside City Center(Monthly)
$1,699CHF 1,399
$309₱19.4K
450.08%
3-bedroom Apartment, City Center(Monthly)
$3,310CHF 2,726
$1,078₱67.9K
207.13%
3-bedroom Apartment, Outside City Center(Monthly)
$2,391CHF 1,969
$615₱38.7K
288.64%
Buy Apartment in City Center(m2)
$17.0KCHF 14.0K
$2,886₱181.7K
489.94%
Buy Apartment Outside City Center(m2)
$13.2KCHF 10.9K
$1,917₱120.7K
588.12%
💵 Salaries & Financials
Baden
Cebu
Difference
Average Monthly Net Salary(After Tax)
$8,919CHF 7,346
$346₱21.8K
2478.12%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.42
7.2
-66.39%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Baden: October 11, 2026
Last update for Cebu: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Baden
$1.7K 44.4%
Cebu
$309 33.6% ↓ 81.8%$1.4K
🛒Groceries & Markets
Baden
$618 16.2%
Cebu
$206 22.4% ↓ 66.7%$412
🍽Eating Out
Baden
$508 13.3%
Cebu
$88 9.6% ↓ 82.6%$420
🧾Monthly Utilities & Internet
Baden
$388 10.2%
Cebu
$162 17.6% ↓ 58.3%$227
👕👟Clothing & Footwear
Baden
$260 6.8%
Cebu
$94 10.2% ↓ 63.9%$166
🎉Sport & Entertainment
Baden
$201 5.2%
Cebu
$44 4.8% ↓ 78.2%$157
🚌Getting Around
Baden
$151 4%
Cebu
$16 1.7% ↓ 89.7%$136
🏠Accommodation & Living
Baden
$2.4K 32.8%
Cebu
$615 32.4% ↓ 74.3%$1.8K
🛒Groceries & Markets
Baden
$1.5K 20.3%
Cebu
$483 25.4% ↓ 67.4%$998
🍽Eating Out
Baden
$1.6K 22.6%
Cebu
$292 15.4% ↓ 82.3%$1.4K
🧾Monthly Utilities & Internet
Baden
$434 6%
Cebu
$176 9.3% ↓ 59.5%$259
👕👟Clothing & Footwear
Baden
$578 7.9%
Cebu
$209 11% ↓ 63.9%$369
🎉Sport & Entertainment
Baden
$449 6.2%
Cebu
$94 4.9% ↓ 79.1%$355
🚌Getting Around
Baden
$310 4.3%
Cebu
$32 1.7% ↓ 89.8%$278
Cost Breakdown
🏠A central one-bedroom costs $2,004 in Baden versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2478% higher in Baden, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $124 in Baden versus $24.00 in Cebu. Monthly groceries follow the same trend: $618 vs $206 – making Cebu the more affordable choice for daily food spending.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baden vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Baden?
Yes – Baden is pricier by about 317%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $5,738 per month in Baden and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Baden and in Cebu?
Groceries cost about 200% more in Baden, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Baden or in Cebu?
A mid-range dinner for two costs $124 in Baden and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in Baden or in Cebu?
A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Baden at $3,825. In Cebu it covers expenses comfortably, while in Baden it requires careful planning or may not stretch far enough.
Is Baden or Cebu more family-friendly?
Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Baden or Cebu?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Baden makes more sense. Both are solid long-term options with distinct trade-offs.