Last update: Oct 2026

Cost of Living Comparison Between Avarua and Victoria

For one person, living is cheaper in Avarua: $1,609 a month against $2,574 in Victoria, rent and utilities included – about $11,600 less a year. Other living expenses account for most of the difference.

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Cost of Living Index in Victoria
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Victoria Living Index

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Avarua

🇨🇰 Cook Islands

$1,609

/mo nomad

Victoria

🇨🇦 Canada

$2,574

/mo nomad

Monthly Cost of Living

How much you'll spend in Avarua and in Victoria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Avarua and in Victoria actually costs, broken down by who's living it.

A single person spends $1,609 per month in Avarua vs $2,574 in Victoria, rent included.

Avarua $1,609
Victoria $2,574

A couple spends around $1,634 per month in Avarua vs $3,856 in Victoria, rent included.

Avarua $1,634
Victoria $3,856

A family of three spends $1,658 per month in Avarua vs $5,138 in Victoria, rent included.

Avarua $1,658
Victoria $5,138

Avarua is about 37% cheaper than Victoria, and outside of rent the biggest gap is in clothing.

Both Avarua and Victoria sit above the global median – Avarua by 20%, Victoria by 92%.

Meal at Budget Restaurant

$11.27 NZ$20.08

$18.98 CA$27.06

-40.62%

Three-Course Dinner for Two, Mid-Range

$55.8 NZ$99.5

$70.0 CA$99.7

-20.24%

Fast Food Meal (McDonalds, etc)

$8.65 NZ$15.42

$10.84 CA$15.46

-20.20%

Cappuccino

$3.11 NZ$5.53

$4.21 CA$6.00

-26.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 NZ$3.95

$2.21 CA$3.15

0.45%

Water (0.33 liter bottle)

$2.21 NZ$3.94

$1.80 CA$2.57

22.78%

Local Beer (0.5 liter draught)

$5.38 NZ$9.59

$5.69 CA$8.11

-5.45%

Imported Beer (0.33 liter bottle)

$4.24 NZ$7.56

$6.47 CA$9.23

-34.47%

Milk (1 liter)

$1.64 NZ$2.93

$2.65 CA$3.78

-38.11%

White Bread (500g)

$3.37 NZ$6.00

$2.89 CA$4.12

16.61%

Rice (white) (1kg)

$1.73 NZ$3.08

$3.96 CA$5.65

-56.31%

Eggs

$4.84 NZ$8.63

$4.04 CA$5.76

19.80%

Local Cheese (1kg)

$11.12 NZ$19.81

$26.77 CA$38.16

-58.46%

Chicken Fillets (1kg)

$7.96 NZ$14.18

$12.55 CA$17.89

-36.57%

Beef Round Steak (1kg)

$9.91 NZ$17.66

$14.51 CA$20.68

-31.70%

Apples (1kg)

$2.82 NZ$5.03

$3.99 CA$5.69

-29.32%

Banana (1kg)

$1.64 NZ$2.91

$1.43 CA$2.04

14.69%

Oranges (1kg)

$3.30 NZ$5.88

$3.82 CA$5.45

-13.61%

Tomato (1kg)

$9.16 NZ$16.33

$4.13 CA$5.89

121.79%

Potato (1kg)

$2.73 NZ$4.86

$3.54 CA$5.04

-22.88%

Onion (1kg)

$2.17 NZ$3.87

$2.93 CA$4.18

-25.94%

Lettuce (1 head)

$2.19 NZ$3.90

$3.18 CA$4.53

-31.13%

Water (1.5 liter bottle)

$2.82 NZ$5.02

$2.55 CA$3.63

10.59%

Cigarettes 20 Pack (Marlboro, Camel)

$15.02 CA$21.41

Wine (Bottle)

$14.02 NZ$24.99

$17.86 CA$25.46

-21.50%

Local Beer (0.5 liter bottle)

$4.00 CA$5.70

Imported Beer (0.33 liter bottle)

$4.24 NZ$7.56

$3.43 CA$4.89

23.62%

One-way Ticket (Public Transport)

$2.78 NZ$4.96

$2.04 CA$2.90

36.27%

Public Transport Monthly Pass (Regular Price)

$58.5 CA$83.4

Taxi Start (Normal Tariff)

$2.67 CA$3.81

Taxi (Normal Tariff) (1km)

$1.52 CA$2.17

Taxi 1hour Waiting (Normal Tariff)

$33.48 CA$47.72

Gasoline (1 liter)

$2.17 NZ$3.86

$1.35 CA$1.93

60.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K CA$39.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.5K CA$26.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 NZ$197

$105 CA$150

4.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.49 CA$63.4

Internet (50+ Mbps, Unlimited Data)

$61.5 CA$87.6

Gym Membership (Monthly)

$42.45 CA$60.5

Tennis Court (1 Hour on Weekend)

$17.27 CA$24.62

Cinema Ticket

$10.68 CA$15.22

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$878 CA$1,251

International Primary School, 1 Child (Yearly)

$23.2K CA$33.1K

Jeans (Levis 501 Or Similar)

$53.2 CA$75.8

Summer Dress (H&M, Zara, etc)

$44.19 CA$63.0

Sport Shoes (Adidas, Nike)

$89.8 CA$128

Men's Leather Business Shoes

$109 CA$155

1-bedroom Apartment, City Center (Monthly)

$934 NZ$1,665

$1,522 CA$2,170

-38.62%

1-bedroom Apartment, Outside City Center (Monthly)

$946 NZ$1,686

$1,326 CA$1,890

-28.64%

3-bedroom Apartment, City Center (Monthly)

$113 NZ$201

$2,683 CA$3,825

-95.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,261 CA$3,222

Buy Apartment in City Center (m2)

$5,368 CA$7,651

Buy Apartment Outside City Center (m2)

$940 NZ$1,676

$4,469 CA$6,370

-78.96%

Average Monthly Net Salary (After Tax)

$3,202 CA$4,564

20-Year Fixed Mortgage Interest Rate (Annual %)

4.31

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Avarua: October 5, 2026

Last update for Victoria: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Avarua

–

Victoria

$1.3K 51.7%

Groceries & Markets

Avarua

–

Victoria

$461 18%

Eating Out

Avarua

–

Victoria

$292 11.4%

Monthly Utilities & Internet

Avarua

–

Victoria

$211 8.2%

Clothing & Footwear

Avarua

–

Victoria

$133 5.2%

Getting Around

Avarua

–

Victoria

$77 3%

Sport & Entertainment

Avarua

–

Victoria

$64 2.5%

Cost Breakdown

A central one-bedroom costs $934 in Avarua versus $1,522 in Victoria. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $56.0 in Avarua versus $70.0 in Victoria. Monthly groceries follow the same trend: $354 vs $461 – making Avarua the more affordable choice for daily food spending.

Good to know

🇨🇰 Avarua

🇨🇦 Victoria

🕒 Local time

03:00 3:00 AM

06:00 6:00 AM

3 h ahead of Avarua

🌤 Weather

👥 Population

5,000 Capital

85,792

💱 Currency

New Zealand Dollar NZD $

Canadian Dollar CAD $

📈 Exchange rate

1 NZD = 0.561 USD

1 NZD = 0.501 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.501 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to NZD in detail →

On the map

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Between locations

Avarua Victoria 8,550 km ≈ 11 h nonstop flight

From you

Avarua
Victoria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Avarua vs Victoria: Cost of Living - Frequently Asked Questions

Victoria costs about 60% more than Avarua, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,414 per month in Avarua and $3,862 in Victoria. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Avarua, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,609 in Avarua and $2,574 in Victoria. That's a gap of about 60%.

Groceries cost about 30% more in Victoria, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Avarua, where all-in costs run around $1,609, than in Victoria at $2,574. In Avarua it covers expenses comfortably, while in Victoria it requires careful planning or may not stretch far enough.

Families tend to lean toward Avarua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Avarua. If higher salaries, better infrastructure, or specific career opportunities are the priority, Victoria makes more sense. Both are solid long-term options with distinct trade-offs.