Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Zepce

For one person, living is cheaper in Zepce: $1,095 a month against $2,663 in Austin, TX, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
53

Cost of Living Index in Zepce
Learn more

Zepce Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Zepce

🇧🇦 Bosnia and Herzegovina

$1,095

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Zepce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Zepce actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,095 in Zepce.

Austin, TX $2,663
Zepce $1,095

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,585 in Zepce.

Austin, TX $4,133
Zepce $1,585

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,076 in Zepce.

Austin, TX $5,603
Zepce $2,076

Living in Austin, TX is roughly 143% more expensive than in Zepce, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Zepce is 19% below.

Meal at Budget Restaurant

$20.77 $20.77

$9.64 BAM 16.76

115.46%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$29.10 BAM 50.6

190.69%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$11.03 BAM 19.17

11.70%

Cappuccino

$5.63 $5.63

$1.80 BAM 3.13

212.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.57 BAM 4.48

44.75%

Water (0.33 liter bottle)

$2.50 $2.50

$1.61 BAM 2.79

55.28%

Local Beer (0.5 liter draught)

$8.05 $8.05

$2.49 BAM 4.33

223.29%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$3.44 BAM 5.98

161.92%

Milk (1 liter)

$1.12 $1.12

$1.38 BAM 2.39

-18.84%

White Bread (500g)

$3.75 $3.75

$1.17 BAM 2.04

220.51%

Rice (white) (1kg)

$3.26 $3.26

$1.57 BAM 2.74

107.64%

Eggs

$4.17 $4.17

$2.85 BAM 4.96

46.32%

Local Cheese (1kg)

$12.90 $12.90

$9.36 BAM 16.27

37.82%

Chicken Fillets (1kg)

$14.16 $14.16

$8.61 BAM 14.98

64.46%

Beef Round Steak (1kg)

$16.22 $16.22

$13.67 BAM 23.77

18.65%

Apples (1kg)

$4.33 $4.33

$1.86 BAM 3.23

132.80%

Banana (1kg)

$1.46 $1.46

$1.98 BAM 3.44

-26.26%

Oranges (1kg)

$4.51 $4.51

$2.23 BAM 3.89

102.24%

Tomato (1kg)

$4.34 $4.34

$2.13 BAM 3.70

103.76%

Potato (1kg)

$2.58 $2.58

$1.02 BAM 1.78

152.94%

Onion (1kg)

$2.35 $2.35

$1.41 BAM 2.45

66.67%

Lettuce (1 head)

$1.78 $1.78

$1.12 BAM 1.95

58.93%

Water (1.5 liter bottle)

$2.22 $2.22

$0.91 BAM 1.58

143.96%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$3.91 BAM 6.81

152.69%

Wine (Bottle)

$15.08 $15.08

$8.13 BAM 14.15

85.49%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.01 BAM 1.76

189.11%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.39 BAM 2.41

148.92%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.29 BAM 2.24

15.50%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.70 BAM 2.95

60.59%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.16 BAM 2.02

43.10%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$17.17 BAM 29.86

105.59%

Gasoline (1 liter)

$0.95 $0.95

$1.76 BAM 3.06

-46.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$30.0K BAM 52.2K

20.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$21.1K BAM 36.6K

28.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$158 BAM 275

44.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$16.53 BAM 28.75

259.29%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$36.87 BAM 64.1

89.61%

Gym Membership (Monthly)

$57.2 $57.2

$32.30 BAM 56.2

77.21%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$11.57 BAM 20.12

41.14%

Cinema Ticket

$14.28 $14.28

$2.89 BAM 5.03

394.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$294 BAM 511

412.76%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$3,518 BAM 6,117

509.90%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$83.8 BAM 146

-36.96%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$35.52 BAM 61.8

23.37%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$104 BAM 181

-18.57%

Men's Leather Business Shoes

$103 $103

$142 BAM 247

-27.35%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$304 BAM 528

528.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$259 BAM 450

392.11%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$480 BAM 835

663.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$323 BAM 561

686.62%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,764 BAM 4,807

175.42%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,856 BAM 3,228

70.08%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.44

52.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Zepce: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Zepce

$259 23.7% 79.7% $1K

Groceries & Markets

Austin, TX

$405 15.2%

Zepce

$242 22.1% 40.3% $163

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Zepce

$211 19.3% 41% $147

Eating Out

Austin, TX

$354 13.3%

Zepce

$168 15.3% 52.6% $186

Clothing & Footwear

Austin, TX

$128 4.8%

Zepce

$164 15% 28.4% $36

Sport & Entertainment

Austin, TX

$86 3.2%

Zepce

$38 3.5% 55.6% $48

Getting Around

Austin, TX

$59 2.2%

Zepce

$13 * 1.2% 78.4% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $304 in Zepce. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $29.00 in Zepce for a mid-range dinner for two. Groceries echo the gap at $405 vs $242 per month, with Zepce cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇧🇦 Zepce

🕒 Local time

17:24 5:24 PM

00:24 12:24 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

7,500

💱 Currency

United States Dollar USD $

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 USD = 0.89 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, EUR to USD – United States Dollar Converter

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 17, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

BAM to USD in detail →

On the map

Lowest

Highest

Between locations

Austin, TX Zepce 9,470 km ≈ 12 h nonstop flight

From you

Austin, TX
Zepce

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Zepce: Cost of Living - Frequently Asked Questions

Zepce wins on cost – living expenses run 143% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Zepce the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $1,642 in Zepce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $304 in Zepce. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $294 in Zepce. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Zepce – a meal for two runs $29.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,095 in Zepce versus $2,663 in Austin, TX, a $1,500 budget is realistic in Zepce but tight or insufficient in Austin, TX. The gap between the two cities makes Zepce the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Zepce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zepce gentler on the wallet – expenses run 143% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.