Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Zabljak

For one person, living is cheaper in Zabljak: $1,128 a month against $2,698 in Austin, TX, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
55

Cost of Living Index in Zabljak
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Zabljak Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Zabljak

🇲🇪 Montenegro

$1,128

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Zabljak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Zabljak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $1,128 in Zabljak.

Austin, TX $2,698
Zabljak $1,128

Estimated couple costs with rent: $4,160 in Austin, TX versus $1,769 in Zabljak.

Austin, TX $4,160
Zabljak $1,769

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $2,410 in Zabljak.

Austin, TX $5,622
Zabljak $2,410

Living in Austin, TX is roughly 139% more expensive than in Zabljak, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 99% above, Zabljak is 17% below.

Meal at Budget Restaurant

$20.63 $20.63

$7.95 €7.08

159.50%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$31.82 €28.30

165.78%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$6.55 €5.82

84.27%

Cappuccino

$5.48 $5.48

$1.63 €1.45

236.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.24 €2.00

69.64%

Water (0.33 liter bottle)

$2.47 $2.47

$1.45 €1.29

70.34%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.00 €2.66

168.33%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$3.54 €3.15

150.85%

Milk (1 liter)

$1.11 $1.11

$1.27 €1.13

-12.60%

White Bread (500g)

$3.72 $3.72

$0.65 €0.57

472.31%

Rice (white) (1kg)

$3.37 $3.37

$1.31 €1.17

157.25%

Eggs

$4.32 $4.32

$2.97 €2.64

45.45%

Local Cheese (1kg)

$13.13 $13.13

$7.08 €6.30

85.45%

Chicken Fillets (1kg)

$14.15 $14.15

$7.22 €6.42

95.98%

Beef Round Steak (1kg)

$16.33 $16.33

$12.23 €10.88

33.52%

Apples (1kg)

$4.55 $4.55

$1.32 €1.17

244.70%

Banana (1kg)

$1.46 $1.46

$1.67 €1.49

-12.57%

Oranges (1kg)

$4.71 $4.71

$1.51 €1.34

211.92%

Tomato (1kg)

$4.15 $4.15

$1.41 €1.26

194.33%

Potato (1kg)

$2.58 $2.58

$0.65 €0.58

296.92%

Onion (1kg)

$2.35 $2.35

$0.70 €0.62

235.71%

Lettuce (1 head)

$1.77 $1.77

$0.91 €0.81

94.51%

Water (1.5 liter bottle)

$2.14 $2.14

$0.96 €0.86

122.92%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$4.01 €3.57

151.87%

Wine (Bottle)

$15.19 $15.19

$4.41 €3.92

244.44%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.07 €0.95

163.55%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$1.73 €1.54

98.84%

One-way Ticket (Public Transport)

$1.54 $1.54

$1.63 €1.45

-5.52%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$39.55 €35.18

3.64%

Taxi Start (Normal Tariff)

$2.80 $2.80

$1.14 €1.02

145.61%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$0.64 €0.57

150.00%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$17.00 €15.12

102.00%

Gasoline (1 liter)

$0.94 $0.94

$1.77 €1.57

-46.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$29.3K €26.1K

15.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.6K €22.7K

4.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$113 €101

96.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$15.02 €13.36

292.14%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$22.02 €19.58

220.57%

Gym Membership (Monthly)

$57.7 $57.7

$46.30 €41.18

24.62%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$14.72 €13.10

12.30%

Cinema Ticket

$14.26 $14.26

$6.21 €5.53

129.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$392 €349

285.22%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$9,812 €8,728

112.91%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$22.65 €20.15

126.36%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$27.47 €24.43

60.79%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$55.0 €48.89

58.28%

Men's Leather Business Shoes

$104 $104

$67.7 €60.2

54.11%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$645 €573

200.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$455 €405

189.36%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,277 €1,135

187.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$937 €834

173.76%

Buy Apartment in City Center (m2)

$7,354 $7,354

$3,324 €2,956

121.27%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,357 €2,097

32.73%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$801 €713

559.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.95

14.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Zabljak: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Zabljak

$455 40.3% 65.4% $861

Groceries & Markets

Austin, TX

$406 15.1%

Zabljak

$196 17.4% 51.7% $210

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Zabljak

$150 13.3% 57.3% $202

Eating Out

Austin, TX

$350 13%

Zabljak

$140 12.4% 60.1% $210

Clothing & Footwear

Austin, TX

$129 4.8%

Zabljak

$78 6.9% 39.7% $51

Sport & Entertainment

Austin, TX

$86 3.2%

Zabljak

$59 5.2% 31.9% $28

Getting Around

Austin, TX

$58 2.2%

Zabljak

$50 4.5% 12.9% $7.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $645 in Zabljak. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 560% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $32.00 in Zabljak for a mid-range dinner for two. Groceries echo the gap at $406 vs $196 per month, with Zabljak cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇲🇪 Zabljak

🕒 Local time

16:47 4:47 PM

23:47 11:47 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

1,900

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Austin, TX Zabljak 9,620 km ≈ 13 h nonstop flight

From you

Austin, TX
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Zabljak: Cost of Living - Frequently Asked Questions

Zabljak wins on cost – living expenses run 139% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Zabljak the obvious pick if budget is a priority.

Average pay runs 560% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $645 in Zabljak. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $1,128 in Zabljak – a 139% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Zabljak runs roughly 4% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,128 in Zabljak versus $2,698 in Austin, TX, a $2,000 budget is realistic in Zabljak but tight or insufficient in Austin, TX. The gap between the two cities makes Zabljak the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Zabljak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zabljak gentler on the wallet – expenses run 139% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.