Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Yuma, AZ

For one person, living is cheaper in Yuma, AZ: $2,122 a month against $2,607 in Austin, TX, rent and utilities included – about $5,800 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
102

Cost of Living Index in Yuma, AZ
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Yuma, AZ Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Yuma, AZ

🇺🇸 United States

$2,122

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Yuma, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Yuma, AZ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,122 in Yuma, AZ.

Austin, TX $2,607
Yuma, AZ $2,122

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,110 in Yuma, AZ.

Austin, TX $4,031
Yuma, AZ $3,110

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $4,098 in Yuma, AZ.

Austin, TX $5,454
Yuma, AZ $4,098

Living in Austin, TX is roughly 23% more expensive than in Yuma, AZ, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 92% above, Yuma, AZ 56% above.

Meal at Budget Restaurant

$20.35 $20.35

$13.25 $13.25

53.58%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$44.14 $44.14

91.91%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$9.24 $9.24

31.17%

Cappuccino

$5.65 $5.65

$5.61 $5.61

0.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$3.06 $3.06

20.26%

Water (0.33 liter bottle)

$2.36 $2.36

$2.44 $2.44

-3.28%

Local Beer (0.5 liter draught)

$7.87 $7.87

$5.55 $5.55

41.80%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$5.64 $5.64

56.38%

Milk (1 liter)

$1.14 $1.14

$0.79 $0.79

44.30%

White Bread (500g)

$3.69 $3.69

$3.85 $3.85

-4.16%

Rice (white) (1kg)

$3.31 $3.31

$3.32 $3.32

-0.30%

Eggs

$4.15 $4.15

$3.72 $3.72

11.56%

Local Cheese (1kg)

$12.98 $12.98

$9.21 $9.21

40.93%

Chicken Fillets (1kg)

$13.86 $13.86

$9.93 $9.93

39.58%

Beef Round Steak (1kg)

$16.34 $16.34

$14.94 $14.94

9.37%

Apples (1kg)

$4.69 $4.69

$5.45 $5.45

-13.94%

Banana (1kg)

$1.45 $1.45

$1.81 $1.81

-19.89%

Oranges (1kg)

$5.11 $5.11

$4.20 $4.20

21.67%

Tomato (1kg)

$4.52 $4.52

$2.74 $2.74

64.96%

Potato (1kg)

$3.08 $3.08

$3.33 $3.33

-7.51%

Onion (1kg)

$2.38 $2.38

$3.13 $3.13

-23.96%

Lettuce (1 head)

$1.80 $1.80

$1.42 $1.42

26.76%

Water (1.5 liter bottle)

$2.22 $2.22

$1.60 $1.60

38.75%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$11.01 $11.01

-9.45%

Wine (Bottle)

$15.05 $15.05

$14.04 $14.04

7.19%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.71 $1.71

70.18%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.01 $3.01

10.63%

One-way Ticket (Public Transport)

$1.22 $1.22

$1.94 $1.94

-37.11%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$47.24 $47.24

-14.20%

Taxi Start (Normal Tariff)

$2.78 $2.78

$2.77 $2.77

0.36%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.40 $1.40

17.86%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$32.85 $32.85

7.73%

Gasoline (1 liter)

$0.95 $0.95

$1.10 $1.10

-13.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$24.1K $24.1K

42.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$24.9K $24.9K

7.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$221 $221

0.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$53.4 $53.4

9.51%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$67.3 $67.3

5.78%

Gym Membership (Monthly)

$53.0 $53.0

$33.62 $33.62

57.76%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

$14.95 $14.95

12.04%

Cinema Ticket

$14.06 $14.06

$10.87 $10.87

29.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$999 $999

46.11%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$23.4K $23.4K

-8.66%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$53.4 $53.4

-1.63%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$46.76 $46.76

-8.58%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$71.8 $71.8

20.36%

Men's Leather Business Shoes

$104 $104

$71.5 $71.5

45.13%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,006 $1,006

109.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$939 $939

31.02%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$1,745 $1,745

121.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$1,655 $1,655

45.42%

Buy Apartment in City Center (m2)

$7,426 $7,426

$2,441 $2,441

204.19%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,449 $2,449

24.96%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$3,678 $3,678

40.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.63

2.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Yuma, AZ: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Yuma, AZ

$939 44.3% 23.7% $291

Groceries & Markets

Austin, TX

$410 15.7%

Yuma, AZ

$349 16.5% 14.8% $61

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Yuma, AZ

$342 16.1% 3% $11

Eating Out

Austin, TX

$348 13.4%

Yuma, AZ

$262 12.4% 24.7% $86

Clothing & Footwear

Austin, TX

$128 4.9%

Yuma, AZ

$110 5.2% 14.7% $19

Sport & Entertainment

Austin, TX

$81 3.1%

Yuma, AZ

$55 2.6% 31.8% $26

Getting Around

Austin, TX

$56 2.2%

Yuma, AZ

$65 3.1% 14.7% $8.3

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,006 in Yuma, AZ. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 41% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Austin, TX vs $44 in Yuma, AZ for a mid-range dinner for two. Groceries echo the gap at $410 vs $349 per month, with Yuma, AZ cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Yuma, AZ

🕒 Local time

15:33 3:33 PM

13:33 1:33 PM

2 h behind Austin, TX

🌤 Weather

👥 Population

974,447

93,064

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Yuma, AZ 1,620 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Yuma, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Yuma, AZ: Cost of Living - Frequently Asked Questions

Yuma, AZ wins on cost – living expenses run 19% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Yuma, AZ the obvious pick if budget is a priority.

Average pay runs 41% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $1,006 in Yuma, AZ. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $2,122 in Yuma, AZ – Yuma, AZ is about 19% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 14% less than in Yuma, AZ. The price difference matters if you commute daily and watch your budget.

Either city works on $3,000 a month, though Yuma, AZ gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Yuma, AZ is more practical. Housing and childcare are both notably cheaper than in Austin, TX, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Yuma, AZ wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.