Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Westminster

For one person, living is cheaper in Westminster: $2,302 a month against $2,663 in Austin, TX, rent and utilities included – about $4,300 less a year. Rent and utilities account for about half of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
113

Cost of Living Index in Westminster
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Westminster Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Westminster

🇬🇧 United Kingdom

$2,302

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Westminster

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Westminster actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,302 in Westminster.

Austin, TX $2,663
Westminster $2,302

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,867 in Westminster.

Austin, TX $4,133
Westminster $3,867

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $5,432 in Westminster.

Austin, TX $5,603
Westminster $5,432

Living in Austin, TX is roughly 16% more expensive than in Westminster, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Westminster 71% above.

Meal at Budget Restaurant

$20.77 $20.77

$20.47 £15.36

1.47%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$85.0 £63.8

-0.51%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.36 £7.02

31.62%

Cappuccino

$5.63 $5.63

$4.67 £3.51

20.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.93 £1.45

92.75%

Water (0.33 liter bottle)

$2.50 $2.50

$1.68 £1.26

48.81%

Local Beer (0.5 liter draught)

$8.05 $8.05

$6.45 £4.84

24.81%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$6.04 £4.53

49.17%

Milk (1 liter)

$1.12 $1.12

$1.63 £1.22

-31.29%

White Bread (500g)

$3.75 $3.75

$1.44 £1.08

160.42%

Rice (white) (1kg)

$3.26 $3.26

$1.89 £1.42

72.49%

Eggs

$4.17 $4.17

$3.97 £2.98

5.04%

Local Cheese (1kg)

$12.90 $12.90

$8.52 £6.39

51.41%

Chicken Fillets (1kg)

$14.16 $14.16

$8.95 £6.72

58.21%

Beef Round Steak (1kg)

$16.22 $16.22

$13.43 £10.07

20.77%

Apples (1kg)

$4.33 $4.33

$3.08 £2.31

40.58%

Banana (1kg)

$1.46 $1.46

$1.48 £1.11

-1.35%

Oranges (1kg)

$4.51 $4.51

$2.58 £1.94

74.81%

Tomato (1kg)

$4.34 $4.34

$2.90 £2.18

49.66%

Potato (1kg)

$2.58 $2.58

$1.61 £1.21

60.25%

Onion (1kg)

$2.35 $2.35

$1.61 £1.21

45.96%

Lettuce (1 head)

$1.78 $1.78

$1.25 £0.94

42.40%

Water (1.5 liter bottle)

$2.22 $2.22

$1.22 £0.91

81.97%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$22.56 £16.92

-56.21%

Wine (Bottle)

$15.08 $15.08

$8.86 £6.64

70.20%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.68 £2.01

8.96%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.56 £1.92

35.16%

One-way Ticket (Public Transport)

$1.49 $1.49

$3.22 £2.42

-53.73%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$96.9 £72.7

-56.96%

Taxi Start (Normal Tariff)

$2.73 $2.73

$4.83 £3.63

-43.48%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.48 £1.11

12.16%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$23.68 £17.76

49.07%

Gasoline (1 liter)

$0.95 $0.95

$2.04 £1.53

-53.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$38.1K £28.6K

-5.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$41.1K £30.8K

-34.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$308 £231

-25.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$14.31 £10.73

315.02%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$41.21 £30.92

69.64%

Gym Membership (Monthly)

$57.2 $57.2

$46.00 £34.51

24.43%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$19.76 £14.82

-27.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$1,878 £1,409

-19.82%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$22.0K £16.5K

-2.49%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$106 £79.2

-50.00%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$43.82 £32.87

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$89.8 £67.4

-5.61%

Men's Leather Business Shoes

$103 $103

$91.3 £68.5

12.88%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,234 £925

54.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$998 £749

27.67%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,060 £1,546

77.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$2,610 £1,958

-2.73%

Buy Apartment in City Center (m2)

$7,614 $7,614

$4,959 £3,720

53.52%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$3,810 £2,858

-17.12%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$3,537 £2,653

44.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.4

25.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Westminster: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Westminster

$998 43.4% 21.7% $276

Groceries & Markets

Austin, TX

$405 15.2%

Westminster

$278 12.1% 31.4% $127

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Westminster

$363 15.8% 1.4% $5.1

Eating Out

Austin, TX

$354 13.3%

Westminster

$307 13.3% 13.3% $47

Clothing & Footwear

Austin, TX

$128 4.8%

Westminster

$149 6.5% 16.2% $21

Sport & Entertainment

Austin, TX

$86 3.2%

Westminster

$86 3.7% 0.3% $0.3

Getting Around

Austin, TX

$59 2.2%

Westminster

$122 5.3% 108% $63

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,234 in Westminster. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 45% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $85.0 in Westminster. Groceries flip the comparison at $405 vs $278, with Westminster cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇬🇧 Westminster

🕒 Local time

20:34 8:34 PM

02:34 2:34 AM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

247,614

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.89 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

British Pound exchange rates as of October 18, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Highest

Between locations

Austin, TX Westminster 7,910 km ≈ 10 h nonstop flight

From you

Austin, TX
Westminster

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Westminster: Cost of Living - Frequently Asked Questions

Westminster wins on cost – living expenses run 16% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Westminster the obvious pick if budget is a priority.

Average pay runs 45% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,234 in Westminster. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $2,302 in Westminster – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Westminster runs roughly 132% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,302 in Westminster versus $2,663 in Austin, TX, a $2,000 budget is realistic in Westminster but tight or insufficient in Austin, TX. The gap between the two cities makes Westminster the clear choice for anyone on this budget.

Both work as nomad bases, but Westminster delivers better value – similar infrastructure at $2,302 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Westminster hard to pass up.

Expats usually find Westminster gentler on the wallet – expenses run 16% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.