Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Vrnjacka Banja

For one person, living is cheaper in Vrnjacka Banja: $963 a month against $2,663 in Austin, TX, rent and utilities included – about $20,400 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
47

Cost of Living Index in Vrnjacka Banja
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Vrnjacka Banja Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Vrnjacka Banja

🇷🇸 Serbia

$963

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Vrnjacka Banja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Vrnjacka Banja actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $963 in Vrnjacka Banja.

Austin, TX $2,663
Vrnjacka Banja $963

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,472 in Vrnjacka Banja.

Austin, TX $4,133
Vrnjacka Banja $1,472

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,980 in Vrnjacka Banja.

Austin, TX $5,603
Vrnjacka Banja $1,980

Living in Austin, TX is roughly 177% more expensive than in Vrnjacka Banja, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 97% above, Vrnjacka Banja is 29% below.

Meal at Budget Restaurant

$20.77 $20.77

$9.63 RSD 1,004

115.68%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$38.02 RSD 3,964

122.49%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$4.75 RSD 496

159.37%

Cappuccino

$5.63 $5.63

$1.90 RSD 198

196.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.87 RSD 90.7

327.59%

Water (0.33 liter bottle)

$2.50 $2.50

$1.88 RSD 196

32.98%

Local Beer (0.5 liter draught)

$8.05 $8.05

$2.80 RSD 292

187.50%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.78 RSD 290

224.10%

Milk (1 liter)

$1.12 $1.12

$1.44 RSD 150

-22.22%

White Bread (500g)

$3.75 $3.75

$0.74 RSD 77.4

406.76%

Rice (white) (1kg)

$3.26 $3.26

$1.39 RSD 145

134.53%

Eggs

$4.17 $4.17

$2.54 RSD 265

64.17%

Local Cheese (1kg)

$12.90 $12.90

$5.90 RSD 615

118.64%

Chicken Fillets (1kg)

$14.16 $14.16

$5.59 RSD 583

153.31%

Beef Round Steak (1kg)

$16.22 $16.22

$11.31 RSD 1,179

43.41%

Apples (1kg)

$4.33 $4.33

$1.14 RSD 118

279.82%

Banana (1kg)

$1.46 $1.46

$1.88 RSD 196

-22.34%

Oranges (1kg)

$4.51 $4.51

$1.63 RSD 170

176.69%

Tomato (1kg)

$4.34 $4.34

$2.47 RSD 257

75.71%

Potato (1kg)

$2.58 $2.58

$1.04 RSD 109

148.08%

Onion (1kg)

$2.35 $2.35

$0.67 RSD 70.1

250.75%

Lettuce (1 head)

$1.78 $1.78

$1.02 RSD 107

74.51%

Water (1.5 liter bottle)

$2.22 $2.22

$0.68 RSD 71.0

226.47%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$4.76 RSD 496

107.56%

Wine (Bottle)

$15.08 $15.08

$7.54 RSD 786

100.00%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.89 RSD 92.3

228.09%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.24 RSD 233

54.46%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.90 RSD 94.2

65.56%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.86 RSD 194

46.77%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.88 RSD 92.0

88.64%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$10.35 RSD 1,079

241.06%

Gasoline (1 liter)

$0.95 $0.95

$1.91 RSD 199

-50.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$31.1K RSD 3.2M

16.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.7K RSD 2.7M

5.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$81.1 RSD 8,450

182.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$20.67 RSD 2,155

187.32%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$14.27 RSD 1,488

389.91%

Gym Membership (Monthly)

$57.2 $57.2

$29.15 RSD 3,038

96.36%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$7.20 RSD 751

98.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$366 RSD 38.1K

311.82%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,711 RSD 803.9K

178.25%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$118 RSD 12.3K

-55.22%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$44.31 RSD 4,619

-1.11%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$138 RSD 14.4K

-38.79%

Men's Leather Business Shoes

$103 $103

$125 RSD 13.1K

-17.87%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$313 RSD 32.6K

510.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$263 RSD 27.5K

383.58%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$429 RSD 44.8K

753.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$372 RSD 38.8K

582.18%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,080 RSD 216.9K

265.95%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,596 RSD 166.3K

97.88%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.21

30.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Vrnjacka Banja: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Vrnjacka Banja

$263 27.4% 79.3% $1K

Groceries & Markets

Austin, TX

$405 15.2%

Vrnjacka Banja

$194 20.1% 52.1% $211

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Vrnjacka Banja

$116 12% 67.6% $242

Eating Out

Austin, TX

$354 13.3%

Vrnjacka Banja

$145 15% 59.1% $209

Clothing & Footwear

Austin, TX

$128 4.8%

Vrnjacka Banja

$192 19.9% 49.8% $64

Sport & Entertainment

Austin, TX

$86 3.2%

Vrnjacka Banja

$44 4.5% 49.2% $42

Getting Around

Austin, TX

$59 2.2%

Vrnjacka Banja

$9.9 * 1% 83.1% $49

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $313 in Vrnjacka Banja. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $38.00 in Vrnjacka Banja for a mid-range dinner for two. Groceries echo the gap at $405 vs $194 per month, with Vrnjacka Banja cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇷🇸 Vrnjacka Banja

🕒 Local time

00:07 12:07 AM

07:07 7:07 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

10,000

💱 Currency

United States Dollar USD $

Serbian Dinar RSD din

📈 Exchange rate

1 USD = 0.89 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, EUR to USD – United States Dollar Converter

🇷🇸 Serbian Dinar (din)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

RSD to USD in detail →

On the map

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Between locations

Austin, TX Vrnjacka Banja 9,700 km ≈ 13 h nonstop flight

From you

Austin, TX
Vrnjacka Banja

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Vrnjacka Banja: Cost of Living - Frequently Asked Questions

Vrnjacka Banja wins on cost – living expenses run 177% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Vrnjacka Banja the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $1,445 in Vrnjacka Banja to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $313 in Vrnjacka Banja. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $366 in Vrnjacka Banja. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Vrnjacka Banja – a meal for two runs $38.00 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $963 in Vrnjacka Banja versus $2,663 in Austin, TX, a $1,500 budget is realistic in Vrnjacka Banja but tight or insufficient in Austin, TX. The gap between the two cities makes Vrnjacka Banja the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Vrnjacka Banja are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vrnjacka Banja gentler on the wallet – expenses run 177% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.