Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Toledo

For one person, living is cheaper in Toledo: $1,589 a month against $2,663 in Austin, TX, rent and utilities included – about $12,900 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
77

Cost of Living Index in Toledo
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Toledo Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Toledo

🇪🇸 Spain

$1,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Toledo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Toledo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,589 in Toledo.

Austin, TX $2,663
Toledo $1,589

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,236 in Toledo.

Austin, TX $4,133
Toledo $2,236

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,883 in Toledo.

Austin, TX $5,603
Toledo $2,883

Living in Austin, TX is roughly 68% more expensive than in Toledo, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Toledo 18% above.

Meal at Budget Restaurant

$20.77 $20.77

$13.59 €12.09

52.83%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$46.89 €41.71

80.40%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$11.03 €9.81

11.70%

Cappuccino

$5.63 $5.63

$1.89 €1.68

197.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.88 €1.68

97.87%

Water (0.33 liter bottle)

$2.50 $2.50

$1.09 €0.97

129.36%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.33 €2.97

141.74%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$3.09 €2.75

191.59%

Milk (1 liter)

$1.12 $1.12

$1.14 €1.01

-1.75%

White Bread (500g)

$3.75 $3.75

$1.02 €0.91

267.65%

Rice (white) (1kg)

$3.26 $3.26

$1.99 €1.77

63.82%

Eggs

$4.17 $4.17

$2.96 €2.64

40.88%

Local Cheese (1kg)

$12.90 $12.90

$19.00 €16.90

-32.11%

Chicken Fillets (1kg)

$14.16 $14.16

$7.87 €7.00

79.92%

Beef Round Steak (1kg)

$16.22 $16.22

$15.15 €13.47

7.06%

Apples (1kg)

$4.33 $4.33

$2.57 €2.29

68.48%

Banana (1kg)

$1.46 $1.46

$1.45 €1.29

0.69%

Oranges (1kg)

$4.51 $4.51

$2.17 €1.93

107.83%

Tomato (1kg)

$4.34 $4.34

$3.89 €3.46

11.57%

Potato (1kg)

$2.58 $2.58

$2.10 €1.87

22.86%

Onion (1kg)

$2.35 $2.35

$1.26 €1.12

86.51%

Lettuce (1 head)

$1.78 $1.78

$1.55 €1.38

14.84%

Water (1.5 liter bottle)

$2.22 $2.22

$0.60 €0.53

270.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$6.00 €5.34

64.67%

Wine (Bottle)

$15.08 $15.08

$4.23 €3.76

256.50%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.02 €0.91

186.27%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.86 €1.65

86.02%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.52 €1.36

-1.97%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$23.20 €20.64

79.83%

Taxi Start (Normal Tariff)

$2.73 $2.73

$4.34 €3.86

-37.10%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$2.25 €2.00

-26.22%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$22.62 €20.12

56.06%

Gasoline (1 liter)

$0.95 $0.95

$1.73 €1.54

-45.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$35.7K €31.7K

1.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$28.5K €25.3K

-4.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$155 €138

47.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$20.18 €17.95

194.30%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$31.10 €27.67

124.79%

Gym Membership (Monthly)

$57.2 $57.2

$44.85 €39.89

27.63%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$8.71 €7.75

63.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$383 €341

293.30%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$6,007 €5,344

257.16%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$73.6 €65.5

-28.28%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$27.61 €24.56

58.71%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$67.4 €60.0

25.77%

Men's Leather Business Shoes

$103 $103

$90.9 €80.9

13.32%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$864 €768

120.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$687 €611

85.39%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,078 €959

239.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$895 €796

183.68%

Buy Apartment in City Center (m2)

$7,614 $7,614

$1,786 €1,589

326.34%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,585 €1,410

99.14%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$2,152 €1,914

137.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.08

120.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Toledo: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Toledo

$687 43.2% 46.1% $587

Groceries & Markets

Austin, TX

$405 15.2%

Toledo

$272 17.1% 32.7% $132

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Toledo

$207 13% 42.4% $152

Eating Out

Austin, TX

$354 13.3%

Toledo

$199 12.5% 43.7% $155

Clothing & Footwear

Austin, TX

$128 4.8%

Toledo

$117 7.4% 8.7% $11

Sport & Entertainment

Austin, TX

$86 3.2%

Toledo

$62 3.9% 27.4% $24

Getting Around

Austin, TX

$59 2.2%

Toledo

$45 2.8% 23.5% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $864 in Toledo. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 138% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $47.00 in Toledo for a mid-range dinner for two. Groceries echo the gap at $405 vs $272 per month, with Toledo cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇪🇸 Toledo

🕒 Local time

06:45 6:45 AM

13:45 1:45 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

86,070

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Toledo 8,200 km ≈ 11 h nonstop flight

From you

Austin, TX
Toledo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Toledo: Cost of Living - Frequently Asked Questions

Toledo wins on cost – living expenses run 68% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Toledo the obvious pick if budget is a priority.

Average pay runs 138% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $864 in Toledo. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,589 in Toledo – a 68% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Toledo runs roughly 80% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,589 in Toledo versus $2,663 in Austin, TX, a $2,000 budget is realistic in Toledo but tight or insufficient in Austin, TX. The gap between the two cities makes Toledo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Toledo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toledo gentler on the wallet – expenses run 68% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.