Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Toledo, OH

For one person, living is cheaper in Toledo, OH: $1,899 a month against $2,607 in Austin, TX, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
92

Cost of Living Index in Toledo, OH
Learn more

Toledo, OH Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Toledo, OH

🇺🇸 United States

$1,899

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Toledo, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Toledo, OH actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $1,899 in Toledo, OH.

Austin, TX $2,607
Toledo, OH $1,899

Estimated couple costs with rent: $4,031 in Austin, TX versus $2,892 in Toledo, OH.

Austin, TX $4,031
Toledo, OH $2,892

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $3,885 in Toledo, OH.

Austin, TX $5,454
Toledo, OH $3,885

Living in Austin, TX is roughly 37% more expensive than in Toledo, OH, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 92% above, Toledo, OH 40% above.

Meal at Budget Restaurant

$20.35 $20.35

$19.64 $19.64

3.62%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$66.3 $66.3

27.86%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$9.87 $9.87

22.80%

Cappuccino

$5.65 $5.65

$5.29 $5.29

6.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.13 $2.13

72.77%

Water (0.33 liter bottle)

$2.36 $2.36

$1.58 $1.58

49.37%

Local Beer (0.5 liter draught)

$7.87 $7.87

$4.99 $4.99

57.72%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$5.07 $5.07

73.96%

Milk (1 liter)

$1.14 $1.14

$0.94 $0.94

21.28%

White Bread (500g)

$3.69 $3.69

$3.33 $3.33

10.81%

Rice (white) (1kg)

$3.31 $3.31

$4.15 $4.15

-20.24%

Eggs

$4.15 $4.15

$3.32 $3.32

25.00%

Local Cheese (1kg)

$12.98 $12.98

$11.21 $11.21

15.79%

Chicken Fillets (1kg)

$13.86 $13.86

$10.03 $10.03

38.19%

Beef Round Steak (1kg)

$16.34 $16.34

$16.53 $16.53

-1.15%

Apples (1kg)

$4.69 $4.69

$3.43 $3.43

36.73%

Banana (1kg)

$1.45 $1.45

Oranges (1kg)

$5.11 $5.11

$4.45 $4.45

14.83%

Tomato (1kg)

$4.52 $4.52

$3.83 $3.83

18.02%

Potato (1kg)

$3.08 $3.08

$2.58 $2.58

19.38%

Onion (1kg)

$2.38 $2.38

$1.96 $1.96

21.43%

Lettuce (1 head)

$1.80 $1.80

$2.60 $2.60

-30.77%

Water (1.5 liter bottle)

$2.22 $2.22

$2.21 $2.21

0.45%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$9.89 $9.89

0.81%

Wine (Bottle)

$15.05 $15.05

$13.44 $13.44

11.98%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.95 $1.95

49.23%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.04 $3.04

9.54%

One-way Ticket (Public Transport)

$1.22 $1.22

$1.54 $1.54

-20.78%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$45.57 $45.57

-11.06%

Taxi Start (Normal Tariff)

$2.78 $2.78

$2.44 $2.44

13.93%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$2.45 $2.45

-32.65%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$39.64 $39.64

-10.72%

Gasoline (1 liter)

$0.95 $0.95

$1.02 $1.02

-6.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$31.1K $31.1K

10.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.9K $25.9K

3.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$181 $181

23.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$61.7 $61.7

-5.28%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$64.8 $64.8

9.76%

Gym Membership (Monthly)

$53.0 $53.0

$24.19 $24.19

119.26%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

$19.71 $19.71

-15.02%

Cinema Ticket

$14.06 $14.06

$12.09 $12.09

16.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,688 $1,688

-13.56%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$14.2K $14.2K

50.67%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$45.52 $45.52

15.31%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$39.79 $39.79

7.44%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$71.1 $71.1

21.53%

Men's Leather Business Shoes

$104 $104

$78.5 $78.5

32.29%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$955 $955

121.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$710 $710

73.19%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$1,193 $1,193

223.86%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$1,267 $1,267

89.89%

Buy Apartment in City Center (m2)

$7,426 $7,426

$1,768 $1,768

320.12%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$1,303 $1,303

134.88%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$3,434 $3,434

50.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.51

4.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Toledo, OH: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Toledo, OH

$710 37.4% 42.3% $520

Groceries & Markets

Austin, TX

$410 15.7%

Toledo, OH

$360 19% 12.1% $50

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Toledo, OH

$308 16.2% 12.8% $45

Eating Out

Austin, TX

$348 13.4%

Toledo, OH

$300 15.8% 13.8% $48

Clothing & Footwear

Austin, TX

$128 4.9%

Toledo, OH

$106 5.6% 17.7% $23

Sport & Entertainment

Austin, TX

$81 3.1%

Toledo, OH

$48 2.6% 40.4% $33

Getting Around

Austin, TX

$56 2.2%

Toledo, OH

$66 3.5% 17.6% $10

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $955 in Toledo, OH. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 51% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Austin, TX vs $66 in Toledo, OH for a mid-range dinner for two. Groceries echo the gap at $410 vs $360 per month, with Toledo, OH cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Toledo, OH

🕒 Local time

19:21 7:21 PM

20:21 8:21 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

268,508

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Toledo, OH 1,790 km ≈ 2 h 45 min nonstop flight

From you

Austin, TX
Toledo, OH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Toledo, OH: Cost of Living - Frequently Asked Questions

Toledo, OH wins on cost – living expenses run 27% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Toledo, OH the obvious pick if budget is a priority.

Average pay runs 51% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $955 in Toledo, OH. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $1,899 in Toledo, OH – Toledo, OH is about 27% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 11% less than in Toledo, OH. The price difference matters if you commute daily and watch your budget.

At $1,899 in Toledo, OH versus $2,607 in Austin, TX, a $2,500 budget is realistic in Toledo, OH but tight or insufficient in Austin, TX. The gap between the two cities makes Toledo, OH the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Toledo, OH wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.