Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Toa Alta

For one person, living is cheaper in Toa Alta: $1,234 a month against $2,663 in Austin, TX, rent and utilities included – about $17,100 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
60

Cost of Living Index in Toa Alta
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Toa Alta Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Toa Alta

🇵🇷 Puerto Rico

$1,234

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Toa Alta

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Toa Alta actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,234 in Toa Alta.

Austin, TX $2,663
Toa Alta $1,234

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,933 in Toa Alta.

Austin, TX $4,133
Toa Alta $1,933

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,633 in Toa Alta.

Austin, TX $5,603
Toa Alta $2,633

Living in Austin, TX is roughly 116% more expensive than in Toa Alta, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Toa Alta is 9% below.

Meal at Budget Restaurant

$20.77 $20.77

$12.77 $12.77

62.65%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$82.3 $82.3

2.75%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$8.97 $8.97

37.35%

Cappuccino

$5.63 $5.63

$3.47 $3.47

62.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.54 $1.54

141.56%

Water (0.33 liter bottle)

$2.50 $2.50

$1.41 $1.41

77.30%

Local Beer (0.5 liter draught)

$8.05 $8.05

$2.97 $2.97

171.04%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.06 $5.06

78.06%

Milk (1 liter)

$1.12 $1.12

$2.23 $2.23

-49.78%

White Bread (500g)

$3.75 $3.75

$3.53 $3.53

6.23%

Rice (white) (1kg)

$3.26 $3.26

$2.40 $2.40

35.83%

Eggs

$4.17 $4.17

$5.14 $5.14

-18.87%

Local Cheese (1kg)

$12.90 $12.90

$5.07 $5.07

154.44%

Chicken Fillets (1kg)

$14.16 $14.16

$9.68 $9.68

46.28%

Beef Round Steak (1kg)

$16.22 $16.22

$6.38 $6.38

154.23%

Apples (1kg)

$4.33 $4.33

$5.04 $5.04

-14.09%

Banana (1kg)

$1.46 $1.46

$2.66 $2.66

-45.11%

Oranges (1kg)

$4.51 $4.51

$4.94 $4.94

-8.70%

Tomato (1kg)

$4.34 $4.34

$4.71 $4.71

-7.86%

Potato (1kg)

$2.58 $2.58

$3.75 $3.75

-31.20%

Onion (1kg)

$2.35 $2.35

$3.95 $3.95

-40.51%

Lettuce (1 head)

$1.78 $1.78

$3.36 $3.36

-47.02%

Water (1.5 liter bottle)

$2.22 $2.22

$1.59 $1.59

39.62%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$11.84 $11.84

-16.55%

Wine (Bottle)

$15.08 $15.08

$14.83 $14.83

1.69%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.95 $2.95

-1.02%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.93 $3.93

-11.96%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.45 $2.45

11.43%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.48 $1.48

12.16%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$42.49 $42.49

-16.92%

Gasoline (1 liter)

$0.95 $0.95

$1.18 $1.18

-19.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$40.3K $40.3K

-10.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$27.7K $27.7K

-2.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$317 $317

-27.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$70.4 $70.4

-15.60%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$69.2 $69.2

1.00%

Gym Membership (Monthly)

$57.2 $57.2

$27.67 $27.67

106.87%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$10.35 $10.35

37.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$836 $836

80.13%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$12.6K $12.6K

70.84%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$56.3 $56.3

-6.18%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$61.3 $61.3

-28.52%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$110 $110

-22.69%

Men's Leather Business Shoes

$103 $103

$112 $112

-8.15%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.55

3.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Toa Alta: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Toa Alta

- * 0% 100%

Groceries & Markets

Austin, TX

$405 15.2%

Toa Alta

$359 29.1% 11.3% $46

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Toa Alta

$456 37% 27.4% $98

Eating Out

Austin, TX

$354 13.3%

Toa Alta

$208 16.8% 41.3% $146

Clothing & Footwear

Austin, TX

$128 4.8%

Toa Alta

$153 12.4% 19.3% $25

Sport & Entertainment

Austin, TX

$86 3.2%

Toa Alta

$48 3.9% 43.6% $37

Getting Around

Austin, TX

$59 2.2%

Toa Alta

$9.8 * 0.8% 83.2% $49

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $85.0 in Austin, TX vs $82.0 in Toa Alta for a mid-range dinner for two. Groceries echo the gap at $405 vs $359 per month, with Toa Alta cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇷 Toa Alta

🕒 Local time

12:54 12:54 PM

13:54 1:54 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

74,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.889 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Toa Alta 3,440 km ≈ 4 h 45 min nonstop flight

From you

Austin, TX
Toa Alta

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Toa Alta: Cost of Living - Frequently Asked Questions

Toa Alta wins on cost – living expenses run 116% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Toa Alta the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $1,851 in Toa Alta to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $1,506 in Austin, TX versus $836 in Toa Alta. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Toa Alta – a meal for two runs $82.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,234 in Toa Alta versus $2,663 in Austin, TX, a $1,500 budget is realistic in Toa Alta but tight or insufficient in Austin, TX. The gap between the two cities makes Toa Alta the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Toa Alta gentler on the wallet – expenses run 116% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.