Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and The Villages, FL

For one person, living is cheaper in The Villages, FL: $2,238 a month against $2,607 in Austin, TX, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
108

Cost of Living Index in The Villages, FL
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The Villages, FL Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

The Villages, FL

🇺🇸 United States

$2,238

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in The Villages, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in The Villages, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,238 in The Villages, FL.

Austin, TX $2,607
The Villages, FL $2,238

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,544 in The Villages, FL.

Austin, TX $4,031
The Villages, FL $3,544

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $4,850 in The Villages, FL.

Austin, TX $5,454
The Villages, FL $4,850

Living in Austin, TX is roughly 17% more expensive than in The Villages, FL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 92% above, The Villages, FL 64% above.

Meal at Budget Restaurant

$20.35 $20.35

$12.13 $12.13

67.77%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$74.3 $74.3

13.96%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$8.34 $8.34

45.32%

Cappuccino

$5.65 $5.65

$4.39 $4.39

28.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.44 $2.44

50.82%

Water (0.33 liter bottle)

$2.36 $2.36

$2.44 $2.44

-3.28%

Local Beer (0.5 liter draught)

$7.87 $7.87

$5.14 $5.14

53.11%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$7.08 $7.08

24.58%

Milk (1 liter)

$1.14 $1.14

$1.06 $1.06

7.55%

White Bread (500g)

$3.69 $3.69

$3.61 $3.61

2.22%

Rice (white) (1kg)

$3.31 $3.31

$4.27 $4.27

-22.48%

Eggs

$4.15 $4.15

$4.23 $4.23

-1.89%

Local Cheese (1kg)

$12.98 $12.98

$12.51 $12.51

3.76%

Chicken Fillets (1kg)

$13.86 $13.86

$11.78 $11.78

17.66%

Beef Round Steak (1kg)

$16.34 $16.34

$15.45 $15.45

5.76%

Apples (1kg)

$4.69 $4.69

$5.14 $5.14

-8.75%

Banana (1kg)

$1.45 $1.45

$1.29 $1.29

12.40%

Oranges (1kg)

$5.11 $5.11

$4.18 $4.18

22.25%

Tomato (1kg)

$4.52 $4.52

$4.83 $4.83

-6.42%

Potato (1kg)

$3.08 $3.08

$2.60 $2.60

18.46%

Onion (1kg)

$2.38 $2.38

$2.99 $2.99

-20.40%

Lettuce (1 head)

$1.80 $1.80

$2.21 $2.21

-18.55%

Water (1.5 liter bottle)

$2.22 $2.22

$2.14 $2.14

3.74%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$9.10 $9.10

9.56%

Wine (Bottle)

$15.05 $15.05

$14.85 $14.85

1.35%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$2.12 $2.12

37.26%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.75 $3.75

-11.20%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.17 $2.17

-43.78%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$52.4 $52.4

-22.58%

Taxi Start (Normal Tariff)

$2.78 $2.78

$2.97 $2.97

-6.40%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.70 $1.70

-2.94%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$31.65 $31.65

11.82%

Gasoline (1 liter)

$0.95 $0.95

$0.87 $0.87

9.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$28.8K $28.8K

18.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$22.7K $22.7K

17.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$203 $203

9.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$58.7 $58.7

-0.36%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$70.8 $70.8

0.51%

Gym Membership (Monthly)

$53.0 $53.0

$39.73 $39.73

33.50%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$14.15 $14.15

-0.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,374 $1,374

6.20%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$20.0K $20.0K

6.87%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$52.6 $52.6

-0.28%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$41.28 $41.28

3.56%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$101 $101

-14.31%

Men's Leather Business Shoes

$104 $104

$113 $113

-7.93%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,440 $1,440

46.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$998 $998

23.34%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,710 $2,710

42.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,130 $2,130

13.00%

Buy Apartment in City Center (m2)

$7,426 $7,426

$2,877 $2,877

158.14%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,383 $2,383

28.43%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$6,437 $6,437

-19.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.47

5.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for The Villages, FL: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

The Villages, FL

$998 44.6% 18.9% $233

Groceries & Markets

Austin, TX

$410 15.7%

The Villages, FL

$394 17.6% 3.9% $16

Monthly Utilities & Internet

Austin, TX

$353 13.5%

The Villages, FL

$333 14.9% 5.6% $20

Eating Out

Austin, TX

$348 13.4%

The Villages, FL

$234 10.5% 32.7% $114

Clothing & Footwear

Austin, TX

$128 4.9%

The Villages, FL

$138 6.2% 7.7% $9.9

Sport & Entertainment

Austin, TX

$81 3.1%

The Villages, FL

$68 3% 16.2% $13

Getting Around

Austin, TX

$56 2.2%

The Villages, FL

$72 3.2% 28.4% $16

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,440 in The Villages, FL. Housing cost is often the main lever when comparing two cities.

The Villages, FL pays 24% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85 in Austin, TX vs $74 in The Villages, FL for a mid-range dinner for two. Groceries echo the gap at $410 vs $394 per month, with The Villages, FL cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 The Villages, FL

🕒 Local time

04:14 4:14 AM

05:14 5:14 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

79,077

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX The Villages, FL 1,530 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
The Villages, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs The Villages, FL: Cost of Living - Frequently Asked Questions

The Villages, FL wins on cost – living expenses run 14% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making The Villages, FL the obvious pick if budget is a priority.

On paper, salaries run 20% lower in Austin, TX. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,112 in Austin, TX versus $1,440 in The Villages, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $2,238 in The Villages, FL – The Villages, FL is about 14% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 23% less than in The Villages, FL. The price difference matters if you commute daily and watch your budget.

At $2,238 in The Villages, FL versus $2,607 in Austin, TX, a $2,500 budget is realistic in The Villages, FL but tight or insufficient in Austin, TX. The gap between the two cities makes The Villages, FL the clear choice for anyone on this budget.

For families, The Villages, FL is more practical. Housing and childcare are both notably cheaper than in Austin, TX, and the savings on those two alone free up budget for education, activities, and family trips.