Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Terre Haute, IN

For one person, living is cheaper in Terre Haute, IN: $1,899 a month against $2,698 in Austin, TX, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
92

Cost of Living Index in Terre Haute, IN
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Terre Haute, IN Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Terre Haute, IN

🇺🇸 United States

$1,899

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Terre Haute, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Terre Haute, IN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $1,899 in Terre Haute, IN.

Austin, TX $2,698
Terre Haute, IN $1,899

Estimated couple costs with rent: $4,160 in Austin, TX versus $2,776 in Terre Haute, IN.

Austin, TX $4,160
Terre Haute, IN $2,776

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $3,653 in Terre Haute, IN.

Austin, TX $5,622
Terre Haute, IN $3,653

Living in Austin, TX is roughly 42% more expensive than in Terre Haute, IN, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 99% above, Terre Haute, IN 40% above.

Meal at Budget Restaurant

$20.63 $20.63

$19.90 $19.90

3.67%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$59.1 $59.1

43.07%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$9.88 $9.88

22.17%

Cappuccino

$5.48 $5.48

$4.92 $4.92

11.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.70 $2.70

40.74%

Water (0.33 liter bottle)

$2.47 $2.47

$2.11 $2.11

17.06%

Local Beer (0.5 liter draught)

$8.05 $8.05

$4.57 $4.57

76.15%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$4.46 $4.46

99.10%

Milk (1 liter)

$1.11 $1.11

$0.70 $0.70

58.57%

White Bread (500g)

$3.72 $3.72

$1.85 $1.85

101.08%

Rice (white) (1kg)

$3.37 $3.37

$2.43 $2.43

38.68%

Eggs

$4.32 $4.32

$3.29 $3.29

31.31%

Local Cheese (1kg)

$13.13 $13.13

$10.51 $10.51

24.93%

Chicken Fillets (1kg)

$14.15 $14.15

$13.04 $13.04

8.51%

Beef Round Steak (1kg)

$16.33 $16.33

$11.81 $11.81

38.27%

Apples (1kg)

$4.55 $4.55

$5.12 $5.12

-11.13%

Banana (1kg)

$1.46 $1.46

$1.50 $1.50

-2.67%

Oranges (1kg)

$4.71 $4.71

$3.25 $3.25

44.92%

Tomato (1kg)

$4.15 $4.15

$4.91 $4.91

-15.48%

Potato (1kg)

$2.58 $2.58

$1.94 $1.94

32.99%

Onion (1kg)

$2.35 $2.35

$2.45 $2.45

-4.08%

Lettuce (1 head)

$1.77 $1.77

$1.92 $1.92

-7.81%

Water (1.5 liter bottle)

$2.14 $2.14

$1.93 $1.93

10.88%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$8.24 $8.24

22.57%

Wine (Bottle)

$15.19 $15.19

$12.53 $12.53

21.23%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.84 $1.84

53.26%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.43 $2.43

41.56%

One-way Ticket (Public Transport)

$1.54 $1.54

$0.61 $0.61

152.46%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.18 $3.18

-11.95%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.37 $1.37

16.79%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$24.87 $24.87

38.08%

Gasoline (1 liter)

$0.94 $0.94

$0.84 $0.84

11.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$35.4K $35.4K

-3.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.4K $26.4K

1.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$197 $197

13.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$38.00 $38.00

55.00%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$61.9 $61.9

14.06%

Gym Membership (Monthly)

$57.7 $57.7

$25.07 $25.07

130.16%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$11.33 $11.33

25.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$1,657 $1,657

-8.82%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$31.9K $31.9K

-34.59%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$31.87 $31.87

60.87%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$52.6 $52.6

-15.95%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$101 $101

-13.98%

Men's Leather Business Shoes

$104 $104

$31.99 $31.99

226.20%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$945 $945

105.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$812 $812

62.12%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,552 $1,552

136.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$1,309 $1,309

96.03%

Buy Apartment in City Center (m2)

$7,354 $7,354

$1,214 $1,214

505.64%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$1,222 $1,222

156.06%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$3,239 $3,239

63.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.66

1.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Terre Haute, IN: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Terre Haute, IN

$812 42.8% 38.3% $504

Groceries & Markets

Austin, TX

$406 15.1%

Terre Haute, IN

$333 17.6% 17.9% $73

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Terre Haute, IN

$297 15.6% 15.7% $55

Eating Out

Austin, TX

$350 13%

Terre Haute, IN

$299 15.7% 14.6% $51

Clothing & Footwear

Austin, TX

$129 4.8%

Terre Haute, IN

$98 5.2% 24.1% $31

Sport & Entertainment

Austin, TX

$86 3.2%

Terre Haute, IN

$48 2.5% 44.6% $38

Getting Around

Austin, TX

$58 2.2%

Terre Haute, IN

$12 * 0.7% 78.5% $45

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $945 in Terre Haute, IN. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 63% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $59.0 in Terre Haute, IN for a mid-range dinner for two. Groceries echo the gap at $406 vs $333 per month, with Terre Haute, IN cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Terre Haute, IN

🕒 Local time

08:57 8:57 AM

09:57 9:57 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

57,259

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Terre Haute, IN 1,390 km ≈ 2 h 15 min nonstop flight

From you

Austin, TX
Terre Haute, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Terre Haute, IN: Cost of Living - Frequently Asked Questions

Terre Haute, IN wins on cost – living expenses run 42% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Terre Haute, IN the obvious pick if budget is a priority.

Average pay runs 63% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $945 in Terre Haute, IN. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,511 in Austin, TX versus $1,657 in Terre Haute, IN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Terre Haute, IN – a meal for two runs $59.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,899 in Terre Haute, IN versus $2,698 in Austin, TX, a $2,000 budget is realistic in Terre Haute, IN but tight or insufficient in Austin, TX. The gap between the two cities makes Terre Haute, IN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Terre Haute, IN gentler on the wallet – expenses run 42% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.