Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Tarlac City

For one person, living is cheaper in Tarlac City: $531 a month against $2,663 in Austin, TX, rent and utilities included – about $25,600 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
26

Cost of Living Index in Tarlac City
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Tarlac City Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Tarlac City

🇵🇭 Philippines

$531

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Tarlac City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Tarlac City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $531 in Tarlac City.

Austin, TX $2,663
Tarlac City $531

Estimated couple costs with rent: $4,133 in Austin, TX versus $815 in Tarlac City.

Austin, TX $4,133
Tarlac City $815

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,098 in Tarlac City.

Austin, TX $5,603
Tarlac City $1,098

Living in Austin, TX is roughly 401% more expensive than in Tarlac City, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Tarlac City is 61% below.

Meal at Budget Restaurant

$20.77 $20.77

$2.04 ₱129

918.14%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$8.02 ₱505

954.74%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$2.84 ₱179

333.80%

Cappuccino

$5.63 $5.63

$1.84 ₱116

205.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.46 ₱28.88

708.70%

Water (0.33 liter bottle)

$2.50 $2.50

$0.30 ₱19.04

733.33%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.02 ₱64.2

689.22%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.63 ₱102

452.76%

Milk (1 liter)

$1.12 $1.12

$1.70 ₱107

-34.12%

White Bread (500g)

$3.75 $3.75

$1.15 ₱72.5

226.09%

Rice (white) (1kg)

$3.26 $3.26

$1.01 ₱63.8

222.77%

Eggs

$4.17 $4.17

$1.95 ₱123

113.85%

Local Cheese (1kg)

$12.90 $12.90

$5.15 ₱325

150.49%

Chicken Fillets (1kg)

$14.16 $14.16

$2.66 ₱168

432.33%

Beef Round Steak (1kg)

$16.22 $16.22

$6.37 ₱401

154.63%

Apples (1kg)

$4.33 $4.33

$1.61 ₱101

168.94%

Banana (1kg)

$1.46 $1.46

$1.58 ₱99.6

-7.59%

Oranges (1kg)

$4.51 $4.51

$1.95 ₱123

131.28%

Tomato (1kg)

$4.34 $4.34

$1.06 ₱67.1

309.43%

Potato (1kg)

$2.58 $2.58

$1.74 ₱110

48.28%

Onion (1kg)

$2.35 $2.35

$1.20 ₱75.6

95.83%

Lettuce (1 head)

$1.78 $1.78

$0.62 ₱39.30

187.10%

Water (1.5 liter bottle)

$2.22 $2.22

$0.49 ₱30.88

353.06%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.99 ₱188

230.43%

Wine (Bottle)

$15.08 $15.08

$3.80 ₱239

296.84%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.90 ₱56.4

224.44%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.54 ₱96.9

124.68%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.23 ₱14.42

547.83%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$8.22 ₱517

407.54%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.76 ₱47.98

259.21%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.25 ₱15.82

564.00%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.32 ₱83.2

2574.24%

Gasoline (1 liter)

$0.95 $0.95

$1.19 ₱75.2

-20.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$21.2K ₱1.3M

69.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$19.5K ₱1.2M

38.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$89.9 ₱5,661

154.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$5.72 ₱360

938.29%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$23.40 ₱1,473

198.76%

Gym Membership (Monthly)

$57.2 $57.2

$39.83 ₱2,508

43.71%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$16.18 ₱1,019

0.93%

Cinema Ticket

$14.28 $14.28

$5.12 ₱322

178.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$132 ₱8,311

1040.72%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$10.6K ₱669.2K

101.86%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$28.81 ₱1,814

83.30%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$19.45 ₱1,224

125.30%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$62.3 ₱3,924

36.00%

Men's Leather Business Shoes

$103 $103

$49.52 ₱3,118

108.02%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$87.6 ₱5,512

2078.49%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$70.7 ₱4,451

1702.09%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$258 ₱16.3K

1319.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$165 ₱10.4K

1439.65%

Buy Apartment in City Center (m2)

$7,614 $7,614

$375 ₱23.6K

1929.65%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$292 ₱18.4K

981.35%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$210 ₱13.2K

2338.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.75

0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Tarlac City: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Tarlac City

$71 13.3% 94.5% $1.2K

Groceries & Markets

Austin, TX

$405 15.2%

Tarlac City

$150 28.2% 62.9% $255

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Tarlac City

$119 22.4% 66.8% $239

Eating Out

Austin, TX

$354 13.3%

Tarlac City

$58 11% 83.5% $296

Clothing & Footwear

Austin, TX

$128 4.8%

Tarlac City

$72 13.6% 43.7% $56

Sport & Entertainment

Austin, TX

$86 3.2%

Tarlac City

$50 9.4% 41.6% $36

Getting Around

Austin, TX

$59 2.2%

Tarlac City

$11 2.1% 81% $48

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $87.6 in Tarlac City. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 2338% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $8.00 in Tarlac City for a mid-range dinner for two. Groceries echo the gap at $405 vs $150 per month, with Tarlac City cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Tarlac City

🕒 Local time

09:07 9:07 AM

22:07 10:07 PM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

385,398

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

Lowest

Highest

Between locations

Austin, TX Tarlac City 13,480 km ≈ 17 h nonstop flight

From you

Austin, TX
Tarlac City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Tarlac City: Cost of Living - Frequently Asked Questions

Tarlac City wins on cost – living expenses run 401% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Tarlac City the obvious pick if budget is a priority.

Average pay runs 2338% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $87.6 in Tarlac City. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $531 in Tarlac City – a 401% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Tarlac City runs roughly 408% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $531 in Tarlac City versus $2,663 in Austin, TX, a $1,000 budget is realistic in Tarlac City but tight or insufficient in Austin, TX. The gap between the two cities makes Tarlac City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Tarlac City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tarlac City gentler on the wallet – expenses run 401% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.