Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Tampa, FL

For one person, living is cheaper in Austin, TX: $2,698 a month against $3,108 in Tampa, FL, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
150

Cost of Living Index in Tampa, FL
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Tampa, FL Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Tampa, FL

🇺🇸 United States

$3,108

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Tampa, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Tampa, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $3,108 in Tampa, FL.

Austin, TX $2,698
Tampa, FL $3,108

Estimated couple costs with rent: $4,160 in Austin, TX versus $4,608 in Tampa, FL.

Austin, TX $4,160
Tampa, FL $4,608

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $6,108 in Tampa, FL.

Austin, TX $5,622
Tampa, FL $6,108

Living in Austin, TX costs roughly 13% less than in Tampa, FL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Austin, TX 99% above, Tampa, FL 129% above.

Meal at Budget Restaurant

$20.63 $20.63

$20.39 $20.39

1.18%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$76.0 $76.0

11.23%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$11.97 $11.97

0.84%

Cappuccino

$5.48 $5.48

$5.95 $5.95

-7.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$3.03 $3.03

25.41%

Water (0.33 liter bottle)

$2.47 $2.47

$2.36 $2.36

4.66%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.08 $7.08

13.70%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$9.01 $9.01

-1.44%

Milk (1 liter)

$1.11 $1.11

$1.23 $1.23

-9.76%

White Bread (500g)

$3.72 $3.72

$3.87 $3.87

-3.88%

Rice (white) (1kg)

$3.37 $3.37

$4.95 $4.95

-31.92%

Eggs

$4.32 $4.32

$3.46 $3.46

24.86%

Local Cheese (1kg)

$13.13 $13.13

$14.09 $14.09

-6.81%

Chicken Fillets (1kg)

$14.15 $14.15

$11.09 $11.09

27.59%

Beef Round Steak (1kg)

$16.33 $16.33

$20.34 $20.34

-19.71%

Apples (1kg)

$4.55 $4.55

$5.52 $5.52

-17.57%

Banana (1kg)

$1.46 $1.46

$1.76 $1.76

-17.05%

Oranges (1kg)

$4.71 $4.71

$3.38 $3.38

39.35%

Tomato (1kg)

$4.15 $4.15

$3.98 $3.98

4.27%

Potato (1kg)

$2.58 $2.58

$2.66 $2.66

-3.01%

Onion (1kg)

$2.35 $2.35

$3.07 $3.07

-23.45%

Lettuce (1 head)

$1.77 $1.77

$2.33 $2.33

-24.03%

Water (1.5 liter bottle)

$2.14 $2.14

$2.41 $2.41

-11.20%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$9.25 $9.25

9.19%

Wine (Bottle)

$15.19 $15.19

$14.97 $14.97

1.47%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.60 $2.60

8.46%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$5.45 $5.45

-36.88%

One-way Ticket (Public Transport)

$1.54 $1.54

$1.95 $1.95

-21.03%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$66.1 $66.1

-37.98%

Taxi Start (Normal Tariff)

$2.80 $2.80

$2.52 $2.52

11.11%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.54 $1.54

3.90%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$20.26 $20.26

69.50%

Gasoline (1 liter)

$0.94 $0.94

$1.01 $1.01

-6.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$32.5K $32.5K

4.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.7K $26.7K

0.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$204 $204

9.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$74.2 $74.2

-20.64%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$77.0 $77.0

-8.28%

Gym Membership (Monthly)

$57.7 $57.7

$49.67 $49.67

16.17%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$20.43 $20.43

-19.09%

Cinema Ticket

$14.26 $14.26

$15.73 $15.73

-9.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$1,462 $1,462

3.33%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$21.8K $21.8K

-3.95%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$56.8 $56.8

-9.66%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$43.51 $43.51

1.52%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$88.0 $88.0

-1.17%

Men's Leather Business Shoes

$104 $104

$122 $122

-14.46%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$2,355 $2,355

-17.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,681 $1,681

-21.71%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$3,857 $3,857

-4.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$2,979 $2,979

-13.89%

Buy Apartment in City Center (m2)

$7,354 $7,354

$5,498 $5,498

33.78%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,154 $2,154

45.26%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$4,704 $4,704

12.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.4

6.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Tampa, FL: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Tampa, FL

$1.7K 54.1% 27.7% $365

Groceries & Markets

Austin, TX

$406 15.1%

Tampa, FL

$421 13.6% 3.7% $15

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Tampa, FL

$355 11.4% 0.9% $3.2

Eating Out

Austin, TX

$350 13%

Tampa, FL

$345 11.1% 1.3% $4.7

Clothing & Footwear

Austin, TX

$129 4.8%

Tampa, FL

$140 4.5% 8.2% $11

Sport & Entertainment

Austin, TX

$86 3.2%

Tampa, FL

$81 2.6% 5.9% $5.1

Getting Around

Austin, TX

$58 2.2%

Tampa, FL

$84 2.7% 45.2% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $2,355 in Tampa, FL. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 12% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $76.0 in Tampa, FL. Groceries flip the comparison at $406 vs $421, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 Tampa, FL

🕒 Local time

22:39 10:39 PM

23:39 11:39 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

332,888

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Tampa, FL 1,510 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Tampa, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Tampa, FL: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 15% lower than in Tampa, FL. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 12% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $2,355 in Tampa, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $3,108 in Tampa, FL – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 61% less than in Tampa, FL. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 15% less than in Tampa, FL. Beyond cost, consider language, visa policies, and how big the international community is in each city.