Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Swords

For one person, living costs are similar in Austin, TX and in Swords: $2,607 and $2,598 a month, rent and utilities included.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
125

Cost of Living Index in Swords
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Swords Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Swords

🇮🇪 Ireland

$2,598

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Swords

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Swords actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,598 in Swords.

Austin, TX $2,607
Swords $2,598

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,804 in Swords.

Austin, TX $4,031
Swords $3,804

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $5,010 in Swords.

Austin, TX $5,454
Swords $5,010

Monthly costs are close between Austin, TX and Swords; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Austin, TX 92% above, Swords 91% above.

Meal at Budget Restaurant

$20.35 $20.35

$22.16 €19.91

-8.17%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$98.6 €88.6

-14.09%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$13.20 €11.86

-8.18%

Cappuccino

$5.65 $5.65

$4.93 €4.43

14.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.98 €2.68

23.49%

Water (0.33 liter bottle)

$2.36 $2.36

$2.16 €1.94

9.26%

Local Beer (0.5 liter draught)

$7.87 $7.87

$8.03 €7.21

-1.99%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$6.74 €6.05

30.86%

Milk (1 liter)

$1.14 $1.14

$1.58 €1.42

-27.85%

White Bread (500g)

$3.69 $3.69

$2.35 €2.11

57.02%

Rice (white) (1kg)

$3.31 $3.31

$2.03 €1.83

63.05%

Eggs

$4.15 $4.15

$4.24 €3.81

-2.12%

Local Cheese (1kg)

$12.98 $12.98

$9.89 €8.89

31.24%

Chicken Fillets (1kg)

$13.86 $13.86

$10.86 €9.76

27.62%

Beef Round Steak (1kg)

$16.34 $16.34

$13.29 €11.94

22.95%

Apples (1kg)

$4.69 $4.69

$2.75 €2.47

70.55%

Banana (1kg)

$1.45 $1.45

$2.27 €2.04

-36.12%

Oranges (1kg)

$5.11 $5.11

$2.79 €2.51

83.15%

Tomato (1kg)

$4.52 $4.52

$4.17 €3.75

8.39%

Potato (1kg)

$3.08 $3.08

$1.87 €1.68

64.71%

Onion (1kg)

$2.38 $2.38

$1.47 €1.33

61.90%

Lettuce (1 head)

$1.80 $1.80

$1.30 €1.16

38.46%

Water (1.5 liter bottle)

$2.22 $2.22

$1.90 €1.70

16.84%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$20.52 €18.44

-51.41%

Wine (Bottle)

$15.05 $15.05

$13.39 €12.03

12.40%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$3.35 €3.01

-13.13%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.45 €3.10

-3.48%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.26 €2.03

-46.02%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

Taxi Start (Normal Tariff)

$2.78 $2.78

$5.00 €4.49

-44.40%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.47 €1.32

12.24%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$37.35 €33.55

-5.25%

Gasoline (1 liter)

$0.95 $0.95

$2.16 €1.94

-56.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$38.6K €34.7K

-11.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$38.0K €34.1K

-29.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$246 €221

-9.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$18.68 €16.78

213.06%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$51.2 €45.97

39.09%

Gym Membership (Monthly)

$53.0 $53.0

$40.58 €36.46

30.70%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$13.43 €12.07

4.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,010 €907

44.46%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$5,183 €4,656

311.94%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$100 €90.0

-47.60%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$48.06 €43.18

-11.05%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$108 €97.1

-20.05%

Men's Leather Business Shoes

$104 $104

$113 €101

-7.93%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,556 €1,398

35.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,342 €1,206

-8.31%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,584 €2,322

49.47%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,165 €1,945

11.17%

Buy Apartment in City Center (m2)

$7,426 $7,426

$4,721 €4,242

57.28%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$3,447 €3,097

-11.22%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

3.68

85.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Swords: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Swords

$1.3K 51.7% 9.1% $111

Groceries & Markets

Austin, TX

$410 15.7%

Swords

$335 12.9% 18.4% $75

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Swords

$316 12.2% 10.4% $37

Eating Out

Austin, TX

$348 13.4%

Swords

$350 13.5% 0.6% $2.1

Clothing & Footwear

Austin, TX

$128 4.9%

Swords

$166 6.4% 29.3% $38

Sport & Entertainment

Austin, TX

$81 3.1%

Swords

$67 2.6% 16.9% $14

Getting Around

Austin, TX

$56 2.2%

Swords

$21 * 0.8% 62.2% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,556 in Swords. Housing cost is often the main lever when comparing two cities.

Dining out: $85 in Austin, TX vs $99 in Swords. Groceries flip the comparison at $410 vs $335, with Swords cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇮🇪 Swords

🕒 Local time

06:52 6:52 AM

11:52 11:52 AM

5 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

40,776

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.899 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Swords 7,450 km ≈ 10 h nonstop flight

From you

Austin, TX
Swords

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Swords: Cost of Living - Frequently Asked Questions

You’d need roughly $3,911 in Austin, TX and $3,897 in Swords to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,112 in Austin, TX versus $1,556 in Swords. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 22% higher in Austin, TX. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Austin, TX – a meal for two runs $85 versus $99 in Swords. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Swords gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.