Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Suwalki

For one person, living is cheaper in Suwalki: $1,460 a month against $2,663 in Austin, TX, rent and utilities included – about $14,400 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
71

Cost of Living Index in Suwalki
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Suwalki Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Suwalki

🇵🇱 Poland

$1,460

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Suwalki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Suwalki actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,460 in Suwalki.

Austin, TX $2,663
Suwalki $1,460

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,030 in Suwalki.

Austin, TX $4,133
Suwalki $2,030

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,599 in Suwalki.

Austin, TX $5,603
Suwalki $2,599

Living in Austin, TX is roughly 82% more expensive than in Suwalki, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Suwalki 8% above.

Meal at Budget Restaurant

$20.77 $20.77

$5.22 zł 20.30

297.89%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$20.41 zł 79.3

314.45%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.14 zł 35.51

34.79%

Cappuccino

$5.63 $5.63

$3.21 zł 12.48

75.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.88 zł 3.40

322.73%

Water (0.33 liter bottle)

$2.50 $2.50

$2.26 zł 8.79

10.62%

Local Beer (0.5 liter draught)

$8.05 $8.05

$4.70 zł 18.26

71.28%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.11 zł 19.83

76.32%

Milk (1 liter)

$1.12 $1.12

$0.96 zł 3.72

16.67%

White Bread (500g)

$3.75 $3.75

$0.90 zł 3.51

316.67%

Rice (white) (1kg)

$3.26 $3.26

$1.07 zł 4.16

204.67%

Eggs

$4.17 $4.17

$2.69 zł 10.44

55.02%

Local Cheese (1kg)

$12.90 $12.90

$7.79 zł 30.26

65.60%

Chicken Fillets (1kg)

$14.16 $14.16

$5.24 zł 20.37

170.23%

Beef Round Steak (1kg)

$16.22 $16.22

$6.23 zł 24.21

160.35%

Apples (1kg)

$4.33 $4.33

$0.77 zł 3.01

462.34%

Banana (1kg)

$1.46 $1.46

$1.66 zł 6.46

-12.05%

Oranges (1kg)

$4.51 $4.51

$1.74 zł 6.76

159.20%

Tomato (1kg)

$4.34 $4.34

$3.96 zł 15.39

9.60%

Potato (1kg)

$2.58 $2.58

$0.53 zł 2.07

386.79%

Onion (1kg)

$2.35 $2.35

$0.86 zł 3.33

173.26%

Lettuce (1 head)

$1.78 $1.78

$1.12 zł 4.33

58.93%

Water (1.5 liter bottle)

$2.22 $2.22

$0.37 zł 1.43

500.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$6.23 zł 24.21

58.59%

Wine (Bottle)

$15.08 $15.08

$6.19 zł 24.05

143.62%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.11 zł 4.31

163.06%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.63 zł 6.35

112.27%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.05 zł 4.06

41.90%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$30.22 zł 117

38.05%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.57 zł 9.98

6.23%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.25 zł 4.86

32.80%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$12.84 zł 49.87

174.92%

Gasoline (1 liter)

$0.95 $0.95

$1.78 zł 6.90

-46.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$30.6K zł 118.9K

17.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$30.6K zł 118.8K

-11.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$341 zł 1,326

-32.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$9.21 zł 35.78

544.84%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$15.89 zł 61.7

339.96%

Gym Membership (Monthly)

$57.2 $57.2

$38.37 zł 149

49.18%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$24.80 zł 96.4

-34.15%

Cinema Ticket

$14.28 $14.28

$8.98 zł 34.89

59.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$588 zł 2,283

156.31%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$14.5K zł 56.4K

47.92%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$109 zł 423

-51.53%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$39.37 zł 153

11.30%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$106 zł 412

-19.99%

Men's Leather Business Shoes

$103 $103

$112 zł 434

-7.78%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$606 zł 2,354

214.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$500 zł 1,942

154.94%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,002 zł 3,891

265.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$825 zł 3,207

207.50%

Buy Apartment in City Center (m2)

$7,614 $7,614

$3,067 zł 11.9K

148.22%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,388 zł 9,276

32.23%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,459 zł 5,669

250.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.68

1.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Suwalki: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Suwalki

$500 34.2% 60.8% $774

Groceries & Markets

Austin, TX

$405 15.2%

Suwalki

$176 12% 56.5% $229

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Suwalki

$366 25.1% 2.3% $8.2

Eating Out

Austin, TX

$354 13.3%

Suwalki

$154 10.6% 56.5% $200

Clothing & Footwear

Austin, TX

$128 4.8%

Suwalki

$165 11.3% 28.7% $37

Sport & Entertainment

Austin, TX

$86 3.2%

Suwalki

$56 3.9% 34.3% $29

Getting Around

Austin, TX

$59 2.2%

Suwalki

$43 3% 26.3% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $606 in Suwalki. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 251% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $20.00 in Suwalki for a mid-range dinner for two. Groceries echo the gap at $405 vs $176 per month, with Suwalki cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇱 Suwalki

🕒 Local time

16:41 4:41 PM

23:41 11:41 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

69,575

💱 Currency

United States Dollar USD $

Polish Złoty PLN zł

📈 Exchange rate

1 USD = 0.89 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, EUR to USD – United States Dollar Converter

🇵🇱 Polish Złoty (zł)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

PLN to USD in detail →

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Between locations

Austin, TX Suwalki 9,050 km ≈ 12 h nonstop flight

From you

Austin, TX
Suwalki

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Suwalki: Cost of Living - Frequently Asked Questions

Suwalki wins on cost – living expenses run 82% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Suwalki the obvious pick if budget is a priority.

Average pay runs 251% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $606 in Suwalki. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,460 in Suwalki – a 82% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Suwalki runs roughly 38% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,460 in Suwalki versus $2,663 in Austin, TX, a $1,500 budget is realistic in Suwalki but tight or insufficient in Austin, TX. The gap between the two cities makes Suwalki the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Suwalki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Suwalki gentler on the wallet – expenses run 82% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.