Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Summerland

For one person, living is cheaper in Summerland: $2,069 a month against $2,663 in Austin, TX, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
107

Cost of Living Index in Summerland
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Summerland Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Summerland

🇨🇦 Canada

$2,069

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Summerland

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Summerland actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,069 in Summerland.

Austin, TX $2,663
Summerland $2,069

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,093 in Summerland.

Austin, TX $4,133
Summerland $3,093

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,117 in Summerland.

Austin, TX $5,603
Summerland $4,117

Living in Austin, TX is roughly 29% more expensive than in Summerland, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Summerland 53% above.

Meal at Budget Restaurant

$20.77 $20.77

$10.67 CA$15.09

94.66%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$48.18 CA$68.1

75.57%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$10.16 CA$14.37

21.26%

Cappuccino

$5.63 $5.63

$3.38 CA$4.78

66.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.75 CA$2.48

112.57%

Water (0.33 liter bottle)

$2.50 $2.50

$1.58 CA$2.23

58.23%

Local Beer (0.5 liter draught)

$8.05 $8.05

$6.06 CA$8.57

32.84%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.52 CA$7.80

63.22%

Milk (1 liter)

$1.12 $1.12

$1.83 CA$2.59

-38.80%

White Bread (500g)

$3.75 $3.75

$2.15 CA$3.04

74.42%

Rice (white) (1kg)

$3.26 $3.26

$4.32 CA$6.11

-24.54%

Eggs

$4.17 $4.17

$3.03 CA$4.28

37.62%

Local Cheese (1kg)

$12.90 $12.90

$12.19 CA$17.23

5.82%

Chicken Fillets (1kg)

$14.16 $14.16

$18.07 CA$25.54

-21.64%

Beef Round Steak (1kg)

$16.22 $16.22

$18.37 CA$25.96

-11.70%

Apples (1kg)

$4.33 $4.33

$4.60 CA$6.50

-5.87%

Banana (1kg)

$1.46 $1.46

$1.10 CA$1.55

32.73%

Oranges (1kg)

$4.51 $4.51

$4.96 CA$7.02

-9.07%

Tomato (1kg)

$4.34 $4.34

$3.61 CA$5.11

20.22%

Potato (1kg)

$2.58 $2.58

$1.57 CA$2.21

64.33%

Onion (1kg)

$2.35 $2.35

$2.49 CA$3.52

-5.62%

Lettuce (1 head)

$1.78 $1.78

$2.52 CA$3.56

-29.37%

Water (1.5 liter bottle)

$2.22 $2.22

$1.87 CA$2.64

18.72%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$14.81 CA$20.94

-33.29%

Wine (Bottle)

$15.08 $15.08

$10.33 CA$14.61

45.98%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$4.06 CA$5.74

-28.08%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.79 CA$5.35

-8.71%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.27 CA$3.21

-34.36%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$61.7 CA$87.2

-32.39%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.41 CA$4.82

-19.94%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.42 CA$2.01

16.90%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$24.30 CA$34.35

45.27%

Gasoline (1 liter)

$0.95 $0.95

$1.11 CA$1.57

-14.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$25.8K CA$36.4K

39.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$18.1K CA$25.7K

49.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$114 CA$161

101.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$34.52 CA$48.80

72.05%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$55.9 CA$79.1

24.97%

Gym Membership (Monthly)

$57.2 $57.2

$40.11 CA$56.7

42.71%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$18.31 CA$25.89

-10.81%

Cinema Ticket

$14.28 $14.28

$7.06 CA$9.98

102.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$358 CA$506

320.92%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$8,387 CA$11.9K

155.82%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$52.0 CA$73.5

1.66%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$41.76 CA$59.0

4.93%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$80.1 CA$113

5.86%

Men's Leather Business Shoes

$103 $103

$97.8 CA$138

5.33%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,408 CA$1,991

35.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$987 CA$1,395

29.10%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,960 CA$2,771

86.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,721 CA$2,432

47.52%

Buy Apartment in City Center (m2)

$7,614 $7,614

$4,410 CA$6,235

72.64%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$3,753 CA$5,306

-15.88%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$3,430 CA$4,848

49.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.72

43.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Summerland: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Summerland

$987 47.7% 22.5% $287

Groceries & Markets

Austin, TX

$405 15.2%

Summerland

$409 19.8% 1.2% $4.8

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Summerland

$204 9.9% 43.1% $154

Eating Out

Austin, TX

$354 13.3%

Summerland

$211 10.2% 40.3% $143

Clothing & Footwear

Austin, TX

$128 4.8%

Summerland

$122 5.9% 4.5% $5.8

Sport & Entertainment

Austin, TX

$86 3.2%

Summerland

$54 2.6% 36.8% $32

Getting Around

Austin, TX

$59 2.2%

Summerland

$81 3.9% 38.5% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,408 in Summerland. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 49% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $48.00 in Summerland. Groceries flip the comparison at $405 vs $409, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇨🇦 Summerland

🕒 Local time

14:50 2:50 PM

12:50 12:50 PM

2 h behind Austin, TX

🌤 Weather

👥 Population

974,447

11,000

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Austin, TX Summerland 2,830 km ≈ 4 h nonstop flight

From you

Austin, TX
Summerland

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Summerland: Cost of Living - Frequently Asked Questions

Summerland wins on cost – living expenses run 29% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Summerland the obvious pick if budget is a priority.

Average pay runs 49% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,408 in Summerland. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $2,069 in Summerland – a 29% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Summerland runs roughly 48% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,069 in Summerland versus $2,663 in Austin, TX, a $2,500 budget is realistic in Summerland but tight or insufficient in Austin, TX. The gap between the two cities makes Summerland the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Summerland gentler on the wallet – expenses run 29% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.