Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Subic Bay Freeport Zone

For one person, living is cheaper in Subic Bay Freeport Zone: $663 a month against $2,663 in Austin, TX, rent and utilities included – about $24,000 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
32

Cost of Living Index in Subic Bay Freeport Zone
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Subic Bay Freeport Zone Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Subic Bay Freeport Zone

🇵🇭 Philippines

$663

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Subic Bay Freeport Zone

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Subic Bay Freeport Zone actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $663 in Subic Bay Freeport Zone.

Austin, TX $2,663
Subic Bay Freeport Zone $663

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,008 in Subic Bay Freeport Zone.

Austin, TX $4,133
Subic Bay Freeport Zone $1,008

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,354 in Subic Bay Freeport Zone.

Austin, TX $5,603
Subic Bay Freeport Zone $1,354

Living in Austin, TX is roughly 302% more expensive than in Subic Bay Freeport Zone, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Subic Bay Freeport Zone is 51% below.

Meal at Budget Restaurant

$20.77 $20.77

$4.65 ₱293

346.67%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$14.46 ₱911

484.99%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$5.06 ₱318

143.48%

Cappuccino

$5.63 $5.63

$2.29 ₱144

145.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.57 ₱98.9

136.94%

Water (0.33 liter bottle)

$2.50 $2.50

$0.33 ₱21.09

657.58%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.47 ₱92.7

447.62%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.02 ₱127

346.04%

Milk (1 liter)

$1.12 $1.12

$1.60 ₱101

-30.00%

White Bread (500g)

$3.75 $3.75

$1.21 ₱75.9

209.92%

Rice (white) (1kg)

$3.26 $3.26

$0.84 ₱52.7

288.10%

Eggs

$4.17 $4.17

$1.88 ₱118

121.81%

Local Cheese (1kg)

$12.90 $12.90

$4.75 ₱299

171.58%

Chicken Fillets (1kg)

$14.16 $14.16

$4.79 ₱302

195.62%

Beef Round Steak (1kg)

$16.22 $16.22

$8.13 ₱512

99.51%

Apples (1kg)

$4.33 $4.33

$2.31 ₱146

87.45%

Banana (1kg)

$1.46 $1.46

$1.77 ₱112

-17.51%

Oranges (1kg)

$4.51 $4.51

$2.30 ₱145

96.09%

Tomato (1kg)

$4.34 $4.34

$1.22 ₱76.8

255.74%

Potato (1kg)

$2.58 $2.58

$2.05 ₱129

25.85%

Onion (1kg)

$2.35 $2.35

$1.95 ₱123

20.51%

Lettuce (1 head)

$1.78 $1.78

$0.85 ₱53.8

109.41%

Water (1.5 liter bottle)

$2.22 $2.22

$0.51 ₱32.17

335.29%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.97 ₱187

232.66%

Wine (Bottle)

$15.08 $15.08

$7.42 ₱467

103.23%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.92 ₱58.1

217.39%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.92 ₱121

80.21%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.20 ₱12.57

645.00%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$10.61 ₱668

293.21%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.79 ₱49.93

245.57%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.23 ₱14.52

621.74%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.90 ₱120

1757.89%

Gasoline (1 liter)

$0.95 $0.95

$1.03 ₱64.9

-7.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$18.2K ₱1.1M

97.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$19.3K ₱1.2M

40.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$138 ₱8,657

66.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$14.33 ₱902

314.45%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$16.88 ₱1,062

314.16%

Gym Membership (Monthly)

$57.2 $57.2

$29.59 ₱1,863

93.44%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$4.67 ₱294

249.68%

Cinema Ticket

$14.28 $14.28

$5.16 ₱325

176.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$116 ₱7,296

1199.40%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,216 ₱454.3K

197.35%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$35.47 ₱2,233

48.89%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$20.88 ₱1,315

109.87%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$64.0 ₱4,029

32.45%

Men's Leather Business Shoes

$103 $103

$55.6 ₱3,501

85.27%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$129 ₱8,141

1375.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$80.7 ₱5,082

1478.39%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$330 ₱20.8K

1010.68%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$188 ₱11.9K

1248.14%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,555 ₱160.9K

198.00%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$916 ₱57.6K

244.80%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Subic Bay Freeport Zone: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Subic Bay Freeport Zone

$81 12.2% 93.7% $1.2K

Groceries & Markets

Austin, TX

$405 15.2%

Subic Bay Freeport Zone

$182 27.5% 55% $223

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Subic Bay Freeport Zone

$169 25.5% 52.9% $190

Eating Out

Austin, TX

$354 13.3%

Subic Bay Freeport Zone

$99 14.9% 72% $255

Clothing & Footwear

Austin, TX

$128 4.8%

Subic Bay Freeport Zone

$79 12% 38.1% $49

Sport & Entertainment

Austin, TX

$86 3.2%

Subic Bay Freeport Zone

$40 6% 53.5% $46

Getting Around

Austin, TX

$59 2.2%

Subic Bay Freeport Zone

$13 2% 77.3% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $129 in Subic Bay Freeport Zone. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $14.00 in Subic Bay Freeport Zone for a mid-range dinner for two. Groceries echo the gap at $405 vs $182 per month, with Subic Bay Freeport Zone cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Subic Bay Freeport Zone

🕒 Local time

12:39 12:39 PM

01:39 1:39 AM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

221,178

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

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Highest

Between locations

Austin, TX Subic Bay Freeport Zone 13,560 km ≈ 17 h nonstop flight

From you

Austin, TX
Subic Bay Freeport Zone

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Subic Bay Freeport Zone: Cost of Living - Frequently Asked Questions

Subic Bay Freeport Zone wins on cost – living expenses run 302% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Subic Bay Freeport Zone the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $994 in Subic Bay Freeport Zone to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $129 in Subic Bay Freeport Zone. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $663 in Subic Bay Freeport Zone – a 302% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Subic Bay Freeport Zone runs roughly 293% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $663 in Subic Bay Freeport Zone versus $2,663 in Austin, TX, a $1,000 budget is realistic in Subic Bay Freeport Zone but tight or insufficient in Austin, TX. The gap between the two cities makes Subic Bay Freeport Zone the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Subic Bay Freeport Zone are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Subic Bay Freeport Zone gentler on the wallet – expenses run 302% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.