Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Stevens Point, WI

For one person, living is cheaper in Stevens Point, WI: $1,830 a month against $2,607 in Austin, TX, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
88

Cost of Living Index in Stevens Point, WI
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Stevens Point, WI Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Stevens Point, WI

🇺🇸 United States

$1,830

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Stevens Point, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Stevens Point, WI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $1,830 in Stevens Point, WI.

Austin, TX $2,607
Stevens Point, WI $1,830

Estimated couple costs with rent: $4,031 in Austin, TX versus $2,504 in Stevens Point, WI.

Austin, TX $4,031
Stevens Point, WI $2,504

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $3,177 in Stevens Point, WI.

Austin, TX $5,454
Stevens Point, WI $3,177

Living in Austin, TX is roughly 42% more expensive than in Stevens Point, WI, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 92% above, Stevens Point, WI 34% above.

Meal at Budget Restaurant

$20.35 $20.35

$16.11 $16.11

26.32%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$66.6 $66.6

27.21%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$9.96 $9.96

21.69%

Cappuccino

$5.65 $5.65

$4.48 $4.48

26.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.46 $2.46

49.59%

Water (0.33 liter bottle)

$2.36 $2.36

$1.90 $1.90

24.21%

Local Beer (0.5 liter draught)

$7.87 $7.87

$3.97 $3.97

98.24%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$5.65 $5.65

56.11%

Milk (1 liter)

$1.14 $1.14

$0.84 $0.84

35.71%

White Bread (500g)

$3.69 $3.69

$2.14 $2.14

72.43%

Rice (white) (1kg)

$3.31 $3.31

$2.25 $2.25

47.11%

Eggs

$4.15 $4.15

$3.55 $3.55

16.90%

Local Cheese (1kg)

$12.98 $12.98

$10.41 $10.41

24.69%

Chicken Fillets (1kg)

$13.86 $13.86

$8.71 $8.71

59.13%

Beef Round Steak (1kg)

$16.34 $16.34

$11.00 $11.00

48.55%

Apples (1kg)

$4.69 $4.69

$4.38 $4.38

7.08%

Banana (1kg)

$1.45 $1.45

$1.33 $1.33

9.02%

Oranges (1kg)

$5.11 $5.11

$2.14 $2.14

138.79%

Tomato (1kg)

$4.52 $4.52

$3.41 $3.41

32.55%

Potato (1kg)

$3.08 $3.08

$1.61 $1.61

91.30%

Onion (1kg)

$2.38 $2.38

$4.15 $4.15

-42.65%

Lettuce (1 head)

$1.80 $1.80

$2.34 $2.34

-23.08%

Water (1.5 liter bottle)

$2.22 $2.22

$1.54 $1.54

44.16%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$7.84 $7.84

27.17%

Wine (Bottle)

$15.05 $15.05

$10.19 $10.19

47.69%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$2.86 $2.86

1.75%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$1.79 $1.79

86.03%

One-way Ticket (Public Transport)

$1.22 $1.22

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

Taxi Start (Normal Tariff)

$2.78 $2.78

$4.93 $4.93

-43.61%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.69 $1.69

-2.37%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$24.05 $24.05

47.15%

Gasoline (1 liter)

$0.95 $0.95

$0.92 $0.92

3.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$24.7K $24.7K

38.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.2K $26.2K

1.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$176 $176

26.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$25.43 $25.43

129.96%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$68.7 $68.7

3.64%

Gym Membership (Monthly)

$53.0 $53.0

$67.3 $67.3

-21.18%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

$43.16 $43.16

-61.19%

Cinema Ticket

$14.06 $14.06

$8.73 $8.73

61.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$799 $799

82.66%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$36.4K $36.4K

-41.41%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$40.05 $40.05

31.06%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$40.49 $40.49

5.58%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$60.5 $60.5

42.88%

Men's Leather Business Shoes

$104 $104

$79.8 $79.8

30.08%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$952 $952

121.82%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$805 $805

52.77%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$886 $886

335.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$883 $883

172.71%

Buy Apartment in City Center (m2)

$7,426 $7,426

$1,959 $1,959

279.14%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$1,979 $1,979

54.61%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$3,045 $3,045

70.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.35

7.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Stevens Point, WI: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Stevens Point, WI

$805 44% 34.5% $425

Groceries & Markets

Austin, TX

$410 15.7%

Stevens Point, WI

$295 16.2% 27.9% $114

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Stevens Point, WI

$271 14.8% 23.3% $82

Eating Out

Austin, TX

$348 13.4%

Stevens Point, WI

$261 14.3% 25% $87

Clothing & Footwear

Austin, TX

$128 4.9%

Stevens Point, WI

$99 5.4% 22.6% $29

Sport & Entertainment

Austin, TX

$81 3.1%

Stevens Point, WI

$85 4.6% 4.4% $3.6

Getting Around

Austin, TX

$56 2.2%

Stevens Point, WI

$13 * 0.7% 76.3% $43

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $952 in Stevens Point, WI. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 70% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Austin, TX vs $67 in Stevens Point, WI for a mid-range dinner for two. Groceries echo the gap at $410 vs $295 per month, with Stevens Point, WI cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Stevens Point, WI

🕒 Local time

02:05 2:05 AM

Same time as Austin, TX

🌤 Weather

👥 Population

974,447

25,666

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Stevens Point, WI 1,740 km ≈ 2 h 45 min nonstop flight

From you

Austin, TX
Stevens Point, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Stevens Point, WI: Cost of Living - Frequently Asked Questions

Stevens Point, WI wins on cost – living expenses run 30% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Stevens Point, WI the obvious pick if budget is a priority.

Average pay runs 70% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $952 in Stevens Point, WI. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,459 in Austin, TX versus $799 in Stevens Point, WI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Stevens Point, WI – a meal for two runs $67 versus $85 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Stevens Point, WI gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Stevens Point, WI wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.