Cost of Living Comparison Between Austin, TX and Stevens Point, WI Cost of Living Comparison Between Austin, TX and Stevens Point, WI

Monthly Cost of Living

Monthly costs for one person with rent: $2,715 in Austin, TX versus $1,810 in Stevens Point, WI.

Estimated couple costs with rent: $4,156 in Austin, TX versus $2,489 in Stevens Point, WI.

Monthly costs for a family of three with rent: $5,596 in Austin, TX versus $3,168 in Stevens Point, WI.

Living in Austin, TX is roughly 50% more expensive than in Stevens Point, WI, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Austin, TX 98% above, Stevens Point, WI 32% above.

Meal at Budget Restaurant

$19.66 $19.66

$16.20 $16.20

21.36%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$67.6 $67.6

25.30%

Fast Food Meal (McDonalds, etc)

$12.30 $12.30

$9.91 $9.91

24.12%

Cappuccino

$5.45 $5.45

$4.59 $4.59

18.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.62 $3.62

$2.46 $2.46

47.15%

Water (0.33 liter bottle)

$2.41 $2.41

$1.86 $1.86

29.57%

Local Beer (0.5 liter draught)

$7.91 $7.91

$3.90 $3.90

102.82%

Imported Beer (0.33 liter bottle)

$8.89 $8.89

$5.38 $5.38

65.24%

Milk (1 liter)

$1.07 $1.07

$0.83 $0.83

28.92%

White Bread (500g)

$3.68 $3.68

$2.10 $2.10

75.24%

Rice (white) (1kg)

$3.34 $3.34

$2.24 $2.24

49.11%

Eggs

$4.29 $4.29

$3.85 $3.85

11.43%

Local Cheese (1kg)

$13.00 $13.00

$10.39 $10.39

25.12%

Chicken Fillets (1kg)

$14.24 $14.24

$9.01 $9.01

58.05%

Beef Round Steak (1kg)

$16.68 $16.68

$10.90 $10.90

53.03%

Apples (1kg)

$4.49 $4.49

$4.29 $4.29

4.66%

Banana (1kg)

$1.42 $1.42

$1.36 $1.36

4.41%

Oranges (1kg)

$4.59 $4.59

$2.16 $2.16

112.50%

Tomato (1kg)

$4.67 $4.67

$3.38 $3.38

38.17%

Potato (1kg)

$2.71 $2.71

$1.66 $1.66

63.25%

Onion (1kg)

$2.58 $2.58

$4.10 $4.10

-37.07%

Lettuce (1 head)

$1.89 $1.89

$2.35 $2.35

-19.57%

Water (1.5 liter bottle)

$2.19 $2.19

$1.46 $1.46

50.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.04 $10.04

$7.84 $7.84

28.06%

Wine (Bottle)

$15.08 $15.08

$9.96 $9.96

51.41%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.77 $2.77

5.42%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$1.76 $1.76

86.93%

One-way Ticket (Public Transport)

$1.53 $1.53

Public Transport Monthly Pass (Regular Price)

$41.52 $41.52

Taxi Start (Normal Tariff)

$2.70 $2.70

$4.88 $4.88

-44.67%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.66 $1.66

-0.60%

Taxi 1hour Waiting (Normal Tariff)

$35.05 $35.05

$24.18 $24.18

44.95%

Gasoline (1 liter)

$0.89 $0.89

$0.86 $0.86

3.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$24.6K $24.6K

47.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$25.3K $25.3K

7.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$160 $160

39.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.4 $57.4

$24.86 $24.86

130.81%

Internet (50+ Mbps, Unlimited Data)

$68.3 $68.3

$68.8 $68.8

-0.67%

Gym Membership (Monthly)

$65.6 $65.6

$67.4 $67.4

-2.66%

Tennis Court (1 Hour on Weekend)

$14.61 $14.61

$44.39 $44.39

-67.09%

Cinema Ticket

$13.95 $13.95

$9.14 $9.14

52.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,523 $1,523

$795 $795

91.59%

International Primary School, 1 Child (Yearly)

$21.4K $21.4K

$35.9K $35.9K

-40.40%

Jeans (Levis 501 Or Similar)

$53.1 $53.1

$39.76 $39.76

33.58%

Summer Dress (H&M, Zara, etc)

$42.81 $42.81

$39.81 $39.81

7.54%

Sport Shoes (Adidas, Nike)

$85.3 $85.3

$60.3 $60.3

41.48%

Men's Leather Business Shoes

$103 $103

$78.7 $78.7

30.92%

1-bedroom Apartment, City Center (Monthly)

$1,948 $1,948

$960 $960

102.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,267 $1,267

$790 $790

60.37%

3-bedroom Apartment, City Center (Monthly)

$3,765 $3,765

$910 $910

313.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,553 $2,553

$913 $913

179.69%

Buy Apartment in City Center (m2)

$7,179 $7,179

$2,033 $2,033

253.08%

Buy Apartment Outside City Center (m2)

$3,140 $3,140

$2,010 $2,010

56.22%

Average Monthly Net Salary (After Tax)

$4,955 $4,955

$2,951 $2,951

67.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

6.27

3.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: September 14, 2026

Last update for Stevens Point, WI: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,948 in Austin, TX and $960 in Stevens Point, WI. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 68% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $68.0 in Stevens Point, WI for a mid-range dinner for two. Groceries echo the gap at $409 vs $295 per month, with Stevens Point, WI cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Stevens Point, WI: Cost of Living - Frequently Asked Questions

Stevens Point, WI wins on cost – living expenses run 50% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Stevens Point, WI the obvious pick if budget is a priority.

Average pay runs 68% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,948 in Austin, TX versus $960 in Stevens Point, WI. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,523 in Austin, TX versus $795 in Stevens Point, WI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Stevens Point, WI – a meal for two runs $68.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,810 in Stevens Point, WI versus $2,715 in Austin, TX, a $3,000 budget is realistic in Stevens Point, WI but tight or insufficient in Austin, TX. The gap between the two cities makes Stevens Point, WI the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Stevens Point, WI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Stevens Point, WI gentler on the wallet – expenses run 50% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.