Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and St. Moritz

For one person, living is cheaper in Austin, TX: $2,663 a month against $3,609 in St. Moritz, rent and utilities included – about $11,400 less a year. Other living expenses account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
175

Cost of Living Index in St. Moritz
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St. Moritz Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

St. Moritz

🇨🇭 Switzerland

$3,609

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in St. Moritz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in St. Moritz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $3,609 in St. Moritz.

Austin, TX $2,663
St. Moritz $3,609

Estimated couple costs with rent: $4,133 in Austin, TX versus $6,451 in St. Moritz.

Austin, TX $4,133
St. Moritz $6,451

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $9,292 in St. Moritz.

Austin, TX $5,603
St. Moritz $9,292

Living in Austin, TX costs roughly 26% less than in St. Moritz, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, St. Moritz 167% above.

Meal at Budget Restaurant

$20.77 $20.77

$35.22 CHF 29.01

-41.03%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$143 CHF 118

-41.02%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$14.44 CHF 11.89

-14.68%

Cappuccino

$5.63 $5.63

$6.14 CHF 5.05

-8.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$5.49 CHF 4.52

-32.24%

Water (0.33 liter bottle)

$2.50 $2.50

$4.60 CHF 3.79

-45.65%

Local Beer (0.5 liter draught)

$8.05 $8.05

$9.64 CHF 7.94

-16.49%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$6.07 CHF 5.00

48.43%

Milk (1 liter)

$1.12 $1.12

$1.79 CHF 1.48

-37.43%

White Bread (500g)

$3.75 $3.75

$3.76 CHF 3.09

-0.27%

Rice (white) (1kg)

$3.26 $3.26

$3.69 CHF 3.04

-11.65%

Eggs

$4.17 $4.17

$7.46 CHF 6.14

-44.10%

Local Cheese (1kg)

$12.90 $12.90

$26.32 CHF 21.68

-50.99%

Chicken Fillets (1kg)

$14.16 $14.16

$27.45 CHF 22.61

-48.42%

Beef Round Steak (1kg)

$16.22 $16.22

$60.5 CHF 49.86

-73.21%

Apples (1kg)

$4.33 $4.33

$4.03 CHF 3.32

7.44%

Banana (1kg)

$1.46 $1.46

$2.82 CHF 2.32

-48.23%

Oranges (1kg)

$4.51 $4.51

$3.36 CHF 2.77

34.23%

Tomato (1kg)

$4.34 $4.34

$4.50 CHF 3.71

-3.56%

Potato (1kg)

$2.58 $2.58

$2.53 CHF 2.08

1.98%

Onion (1kg)

$2.35 $2.35

$2.14 CHF 1.76

9.81%

Lettuce (1 head)

$1.78 $1.78

$2.41 CHF 1.99

-26.14%

Water (1.5 liter bottle)

$2.22 $2.22

$1.25 CHF 1.03

77.60%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$10.91 CHF 8.98

-9.44%

Wine (Bottle)

$15.08 $15.08

$14.04 CHF 11.56

7.41%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$2.74 CHF 2.26

6.57%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$3.12 CHF 2.57

10.90%

One-way Ticket (Public Transport)

$1.49 $1.49

$3.77 CHF 3.10

-60.48%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$92.4 CHF 76.1

-54.86%

Taxi Start (Normal Tariff)

$2.73 $2.73

$8.02 CHF 6.60

-65.96%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$4.58 CHF 3.77

-63.76%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$88.1 CHF 72.5

-59.92%

Gasoline (1 liter)

$0.95 $0.95

$2.10 CHF 1.73

-54.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$39.8K CHF 32.8K

-9.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$38.2K CHF 31.4K

-29.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$97.5 CHF 80.3

134.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$36.42 CHF 30.00

63.07%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$56.0 CHF 46.14

24.79%

Gym Membership (Monthly)

$57.2 $57.2

$73.2 CHF 60.3

-21.84%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$18.35 CHF 15.11

-22.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$3,525 CHF 2,903

-57.28%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$42.5K CHF 35.0K

-49.54%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$140 CHF 115

-62.32%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$59.2 CHF 48.72

-25.93%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$163 CHF 134

-48.05%

Men's Leather Business Shoes

$103 $103

$250 CHF 206

-58.85%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,799 CHF 1,481

6.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,740 CHF 1,433

-26.77%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$5,419 CHF 4,463

-32.38%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$4,642 CHF 3,823

-45.32%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$12.1K CHF 9,973

-73.93%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$4,707 CHF 3,877

8.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

1.8

277.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for St. Moritz: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

St. Moritz

$1.7K 48.2% 36.6% $466

Groceries & Markets

Austin, TX

$405 15.2%

St. Moritz

$656 18.2% 62% $251

Monthly Utilities & Internet

Austin, TX

$358 13.5%

St. Moritz

$190 5.3% 47% $168

Eating Out

Austin, TX

$354 13.3%

St. Moritz

$499 13.8% 41.1% $146

Clothing & Footwear

Austin, TX

$128 4.8%

St. Moritz

$276 7.6% 116% $148

Sport & Entertainment

Austin, TX

$86 3.2%

St. Moritz

$110 3.1% 28.1% $24

Getting Around

Austin, TX

$59 2.2%

St. Moritz

$138 3.8% 136% $80

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,799 in St. Moritz. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $143 in St. Moritz for a mid-range dinner for two. Groceries echo the gap at $405 vs $656 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇨🇭 St. Moritz

🕒 Local time

20:23 8:23 PM

03:23 3:23 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

5,000

💱 Currency

United States Dollar USD $

Swiss Franc CHF Fr

📈 Exchange rate

1 USD = 0.89 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, EUR to USD – United States Dollar Converter

🇨🇭 Swiss Franc (Fr)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

CHF to USD in detail →

On the map

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Between locations

Austin, TX St. Moritz 8,820 km ≈ 12 h nonstop flight

From you

Austin, TX
St. Moritz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs St. Moritz: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 36% lower than in St. Moritz. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 9% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,799 in St. Moritz. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $3,609 in St. Moritz – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 122% less than in St. Moritz. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 36% less than in St. Moritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.