Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and St John

For one person, living is cheaper in St John: $315 a month against $2,704 in Austin, TX, rent and utilities included – about $28,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

St John

🇻🇮 U.S. Virgin Islands

$315

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in St John

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in St John actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $315 in St John.

Austin, TX $2,704
St John $315

Estimated couple costs with rent: $4,133 in Austin, TX versus $928 in St John.

Austin, TX $4,133
St John $928

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $1,540 in St John.

Austin, TX $5,562
St John $1,540

Living in Austin, TX is roughly 759% more expensive than in St John, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Austin, TX is 102% above, St John is 77% below.

Meal at Budget Restaurant

$20.22 $20.22

$20.15 $20.15

0.35%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$174 $174

-51.11%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

Cappuccino

$5.47 $5.47

$7.10 $7.10

-22.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$3.02 $3.02

26.49%

Water (0.33 liter bottle)

$2.50 $2.50

$2.05 $2.05

21.95%

Local Beer (0.5 liter draught)

$8.06 $8.06

$8.16 $8.16

-1.23%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$8.05 $8.05

11.68%

Milk (1 liter)

$1.13 $1.13

White Bread (500g)

$3.78 $3.78

Rice (white) (1kg)

$3.25 $3.25

Eggs

$4.14 $4.14

Local Cheese (1kg)

$13.08 $13.08

Chicken Fillets (1kg)

$14.31 $14.31

Beef Round Steak (1kg)

$15.96 $15.96

Apples (1kg)

$4.38 $4.38

Banana (1kg)

$1.45 $1.45

Oranges (1kg)

$4.54 $4.54

Tomato (1kg)

$4.19 $4.19

Potato (1kg)

$2.63 $2.63

Onion (1kg)

$2.36 $2.36

Lettuce (1 head)

$1.76 $1.76

Water (1.5 liter bottle)

$2.16 $2.16

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

Wine (Bottle)

$14.72 $14.72

Local Beer (0.5 liter bottle)

$2.78 $2.78

Imported Beer (0.33 liter bottle)

$3.48 $3.48

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

Taxi Start (Normal Tariff)

$2.67 $2.67

Taxi (Normal Tariff) (1km)

$1.58 $1.58

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

Gasoline (1 liter)

$0.99 $0.99

$1.57 $1.57

-36.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

Gym Membership (Monthly)

$57.9 $57.9

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

Cinema Ticket

$14.13 $14.13

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$13.4K $13.4K

59.62%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

Sport Shoes (Adidas, Nike)

$85.1 $85.1

Men's Leather Business Shoes

$105 $105

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

Buy Apartment in City Center (m2)

$7,617 $7,617

$12.9K $12.9K

-40.86%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$5,080 $5,080

0.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

7.05

-3.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for St John: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

St John

–

Groceries & Markets

Austin, TX

$403 15.3%

St John

–

Eating Out

Austin, TX

$348 13.2%

St John

–

Monthly Utilities & Internet

Austin, TX

$346 13.1%

St John

–

Clothing & Footwear

Austin, TX

$129 4.9%

St John

–

Sport & Entertainment

Austin, TX

$86 3.3%

St John

–

Getting Around

Austin, TX

$57 2.2%

St John

–

Cost Breakdown

Austin, TX pays 0% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out at a mid-range restaurant: $85.0 in Austin, TX vs $174 in St John for two.

Good to know

🇺🇸 Austin, TX

🇻🇮 St John

🕒 Local time

06:15 6:15 AM

07:15 7:15 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

2,743

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX St John 3,580 km ≈ 5 h nonstop flight

From you

Austin, TX
St John

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs St John: Cost of Living - Frequently Asked Questions

St John wins on cost – living expenses run 759% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making St John the obvious pick if budget is a priority.

Average pay runs 0% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Dining out is cheaper in St John – a meal for two runs $174 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,704 per month in Austin, TX versus $315 in St John – a 759% gap that adds up to real savings over time for anyone picking the cheaper option.

At $315 in St John versus $2,704 in Austin, TX, a $2,000 budget is realistic in St John but tight or insufficient in Austin, TX. The gap between the two cities makes St John the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and St John are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find St John gentler on the wallet – expenses run 759% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.