Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and St Albans

For one person, living is cheaper in Austin, TX: $2,704 a month against $2,887 in St Albans, rent and utilities included – about $2,200 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
141

Cost of Living Index in St Albans
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St Albans Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

St Albans

🇬🇧 United Kingdom

$2,887

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in St Albans

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in St Albans actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $2,887 in St Albans.

Austin, TX $2,704
St Albans $2,887

Estimated couple costs with rent: $4,133 in Austin, TX versus $4,035 in St Albans.

Austin, TX $4,133
St Albans $4,035

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $5,184 in St Albans.

Austin, TX $5,562
St Albans $5,184

Living in Austin, TX costs roughly 6% less than in St Albans, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 102% above, St Albans 115% above.

Meal at Budget Restaurant

$20.22 $20.22

$21.51 £16.26

-6.00%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$87.8 £66.3

-3.12%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$9.21 £6.96

34.09%

Cappuccino

$5.47 $5.47

$4.47 £3.38

22.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.68 £2.02

42.54%

Water (0.33 liter bottle)

$2.50 $2.50

$1.89 £1.43

32.28%

Local Beer (0.5 liter draught)

$8.06 $8.06

$6.59 £4.98

22.31%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$6.53 £4.94

37.67%

Milk (1 liter)

$1.13 $1.13

$1.58 £1.19

-28.48%

White Bread (500g)

$3.78 $3.78

$1.56 £1.18

142.31%

Rice (white) (1kg)

$3.25 $3.25

$2.49 £1.88

30.52%

Eggs

$4.14 $4.14

$4.27 £3.23

-3.04%

Local Cheese (1kg)

$13.08 $13.08

$9.94 £7.51

31.59%

Chicken Fillets (1kg)

$14.31 $14.31

$9.58 £7.24

49.37%

Beef Round Steak (1kg)

$15.96 $15.96

$13.50 £10.20

18.22%

Apples (1kg)

$4.38 $4.38

$3.03 £2.29

44.55%

Banana (1kg)

$1.45 $1.45

$1.35 £1.02

7.41%

Oranges (1kg)

$4.54 $4.54

$2.17 £1.64

109.22%

Tomato (1kg)

$4.19 $4.19

$3.22 £2.43

30.12%

Potato (1kg)

$2.63 $2.63

$1.65 £1.25

59.39%

Onion (1kg)

$2.36 $2.36

$1.40 £1.06

68.57%

Lettuce (1 head)

$1.76 $1.76

$1.29 £0.97

36.43%

Water (1.5 liter bottle)

$2.16 $2.16

$2.02 £1.53

6.93%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$22.20 £16.77

-55.81%

Wine (Bottle)

$14.72 $14.72

$10.61 £8.02

38.74%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$2.76 £2.09

0.72%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$3.19 £2.41

9.09%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.86 £2.16

-47.90%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$81.7 £61.7

-50.42%

Taxi Start (Normal Tariff)

$2.67 $2.67

$4.06 £3.07

-34.24%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$2.53 £1.91

-37.55%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$49.24 £37.21

-28.33%

Gasoline (1 liter)

$0.99 $0.99

$1.96 £1.48

-49.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$37.9K £28.7K

-5.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$41.2K £31.2K

-34.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$334 £252

-34.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$18.18 £13.74

218.98%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$42.98 £32.48

59.05%

Gym Membership (Monthly)

$57.9 $57.9

$53.3 £40.29

8.59%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$13.13 £9.92

12.87%

Cinema Ticket

$14.13 $14.13

$19.92 £15.05

-29.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$2,568 £1,941

-41.24%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$10.6K £8,025

102.05%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$78.4 £59.3

-34.12%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$46.29 £34.98

-4.84%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$90.2 £68.1

-5.61%

Men's Leather Business Shoes

$105 $105

$123 £93.3

-14.71%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$1,913 £1,446

0.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$1,532 £1,158

-16.94%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$2,902 £2,193

26.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$2,333 £1,763

8.21%

Buy Apartment in City Center (m2)

$7,617 $7,617

$9,189 £6,944

-17.10%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$6,816 £5,151

-53.06%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$2,959 £2,236

72.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.4

25.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for St Albans: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

St Albans

$1.5K 52.8% 20.4% $259

Groceries & Markets

Austin, TX

$403 15.3%

St Albans

$303 10.5% 24.7% $100

Eating Out

Austin, TX

$348 13.2%

St Albans

$318 10.9% 8.7% $30

Monthly Utilities & Internet

Austin, TX

$346 13.1%

St Albans

$395 13.6% 14.3% $50

Clothing & Footwear

Austin, TX

$129 4.9%

St Albans

$152 5.2% 18.3% $24

Sport & Entertainment

Austin, TX

$86 3.3%

St Albans

$93 3.2% 8.1% $7

Getting Around

Austin, TX

$57 2.2%

St Albans

$110 3.8% 92.7% $53

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $1,913 in St Albans. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 73% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85.0 in Austin, TX vs $88.0 in St Albans. Groceries flip the comparison at $403 vs $303, with St Albans cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇬🇧 St Albans

🕒 Local time

20:18 8:18 PM

02:18 2:18 AM

6 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

57,795

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.892 EUR

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

GBP to USD in detail →

On the map

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Between locations

Austin, TX St Albans 7,890 km ≈ 10 h nonstop flight

From you

Austin, TX
St Albans

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs St Albans: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 7% lower than in St Albans. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 73% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $1,913 in St Albans. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $2,887 in St Albans – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 102% less than in St Albans. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 7% less than in St Albans. Beyond cost, consider language, visa policies, and how big the international community is in each city.