Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and San Jose del Monte

For one person, living is cheaper in San Jose del Monte: $713 a month against $2,663 in Austin, TX, rent and utilities included – about $23,400 less a year. Rent and utilities account for most of the difference.

Austin, TX
🇺🇸 United States
$2,663
/mo nomad
San Jose del Monte
🇵🇭 Philippines
$713
/mo nomad
Monthly Cost of Living

How much you'll spend in Austin, TX and in San Jose del Monte

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in San Jose del Monte actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $713 in San Jose del Monte.

  • Austin, TX $2,663
  • San Jose del Monte $713

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,072 in San Jose del Monte.

  • Austin, TX $4,133
  • San Jose del Monte $1,072

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,432 in San Jose del Monte.

  • Austin, TX $5,603
  • San Jose del Monte $1,432

Living in Austin, TX is roughly 274% more expensive than in San Jose del Monte, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, San Jose del Monte is 47% below.

Currency
🍽 Eating Out
Austin, TX
San Jose del Monte
Difference
Meal at Budget Restaurant
$20.77 $20.77
$4.09 ₱257
407.82%
Three-Course Dinner for Two, Mid-Range
$84.6 $84.6
$16.69 ₱1,051
406.83%
Fast Food Meal (McDonalds, etc)
$12.32 $12.32
$2.87 ₱181
329.27%
Cappuccino
$5.63 $5.63
$1.78 ₱112
216.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.72 $3.72
$0.57 ₱35.83
552.63%
Water (0.33 liter bottle)
$2.50 $2.50
$0.33 ₱20.79
657.58%
Local Beer (0.5 liter draught)
$8.05 $8.05
$0.98 ₱61.6
721.43%
Imported Beer (0.33 liter bottle)
$9.01 $9.01
$1.55 ₱97.8
481.29%
🛒 Groceries & Markets
Austin, TX
San Jose del Monte
Difference
Milk (1 liter)
$1.12 $1.12
$1.66 ₱105
-32.53%
White Bread (500g)
$3.75 $3.75
$1.11 ₱69.8
237.84%
Rice (white) (1kg)
$3.26 $3.26
$1.03 ₱64.9
216.50%
Eggs
$4.17 $4.17
$2.02 ₱127
106.44%
Local Cheese (1kg)
$12.90 $12.90
$5.18 ₱326
149.03%
Chicken Fillets (1kg)
$14.16 $14.16
$3.35 ₱211
322.69%
Beef Round Steak (1kg)
$16.22 $16.22
$7.07 ₱445
129.42%
Apples (1kg)
$4.33 $4.33
$2.27 ₱143
90.75%
Banana (1kg)
$1.46 $1.46
$1.53 ₱96.6
-4.58%
Oranges (1kg)
$4.51 $4.51
$2.35 ₱148
91.91%
Tomato (1kg)
$4.34 $4.34
$1.03 ₱64.9
321.36%
Potato (1kg)
$2.58 $2.58
$1.68 ₱106
53.57%
Onion (1kg)
$2.35 $2.35
$1.73 ₱109
35.84%
Lettuce (1 head)
$1.78 $1.78
$0.61 ₱38.45
191.80%
Water (1.5 liter bottle)
$2.22 $2.22
$0.52 ₱32.85
326.92%
Cigarettes 20 Pack (Marlboro, Camel)
$9.88 $9.88
$2.89 ₱182
241.87%
Wine (Bottle)
$15.08 $15.08
$8.89 ₱560
69.63%
Local Beer (0.5 liter bottle)
$2.92 $2.92
$0.97 ₱61.2
201.03%
Imported Beer (0.33 liter bottle)
$3.46 $3.46
$2.08 ₱131
66.35%
🚌 Getting Around
Austin, TX
San Jose del Monte
Difference
One-way Ticket (Public Transport)
$1.49 $1.49
$0.24 ₱15.09
520.83%
Public Transport Monthly Pass (Regular Price)
$41.72 $41.72
$11.59 ₱730
259.97%
Taxi Start (Normal Tariff)
$2.73 $2.73
$0.80 ₱50.2
241.25%
Taxi (Normal Tariff) (1km)
$1.66 $1.66
$0.23 ₱14.51
621.74%
Taxi 1hour Waiting (Normal Tariff)
$35.30 $35.30
$1.95 ₱123
1710.26%
Gasoline (1 liter)
$0.95 $0.95
$1.19 ₱75.1
-20.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.0K $36.0K
$21.1K ₱1.3M
71.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K $27.1K
$19.2K ₱1.2M
41.21%
🧾 Monthly Utilities & Internet
Austin, TX
San Jose del Monte
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$229 $229
$124 ₱7,822
84.31%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.4 $59.4
$15.79 ₱994
276.12%
Internet (50+ Mbps, Unlimited Data)
$69.9 $69.9
$23.17 ₱1,459
201.73%
🎉 Sport & Entertainment
Austin, TX
San Jose del Monte
Difference
Gym Membership (Monthly)
$57.2 $57.2
$35.10 ₱2,210
63.08%
Tennis Court (1 Hour on Weekend)
$16.33 $16.33
$4.42 ₱278
269.46%
Cinema Ticket
$14.28 $14.28
$5.25 ₱331
172.00%
🧸 Childcare & Education
Austin, TX
San Jose del Monte
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,506 $1,506
$134 ₱8,428
1024.87%
International Primary School, 1 Child (Yearly)
$21.5K $21.5K
$8,925 ₱561.9K
140.40%
👕👟 Clothing & Footwear
Austin, TX
San Jose del Monte
Difference
Jeans (Levis 501 Or Similar)
$52.8 $52.8
$29.38 ₱1,850
79.75%
Summer Dress (H&M, Zara, etc)
$43.82 $43.82
$19.87 ₱1,251
120.53%
Sport Shoes (Adidas, Nike)
$84.8 $84.8
$71.0 ₱4,472
19.34%
Men's Leather Business Shoes
$103 $103
$55.0 ₱3,463
87.26%
🏠 Accommodation & Living
Austin, TX
San Jose del Monte
Difference
1-bedroom Apartment, City Center (Monthly)
$1,907 $1,907
$257 ₱16.2K
642.50%
1-bedroom Apartment, Outside City Center (Monthly)
$1,274 $1,274
$164 ₱10.3K
678.40%
3-bedroom Apartment, City Center (Monthly)
$3,664 $3,664
$506 ₱31.9K
623.72%
3-bedroom Apartment, Outside City Center (Monthly)
$2,538 $2,538
$318 ₱20.0K
697.67%
Buy Apartment in City Center (m2)
$7,614 $7,614
$2,707 ₱170.4K
181.24%
Buy Apartment Outside City Center (m2)
$3,157 $3,157
$942 ₱59.3K
235.29%
💵 Salaries & Financials
Austin, TX
San Jose del Monte
Difference
Average Monthly Net Salary (After Tax)
$5,121 $5,121
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
6.75
0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for San Jose del Monte: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Austin, TX
$1.3K
San Jose del Monte
$164 87.2% $1.1K
Groceries & Markets
Austin, TX
$405
San Jose del Monte
$173 57.4% $232
Monthly Utilities & Internet
Austin, TX
$358
San Jose del Monte
$163 54.5% $195
Eating Out
Austin, TX
$354
San Jose del Monte
$74 79% $280
Clothing & Footwear
Austin, TX
$128
San Jose del Monte
$79 38.4% $49
Sport & Entertainment
Austin, TX
$86
San Jose del Monte
$46 46.8% $40
Getting Around
Austin, TX
$59
San Jose del Monte
$15 75.3% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $257 in San Jose del Monte. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $17.00 in San Jose del Monte for a mid-range dinner for two. Groceries echo the gap at $405 vs $173 per month, with San Jose del Monte cheaper across the board.

Good to know
🇺🇸 Austin, TX
🇵🇭 San Jose del Monte
🕒 Local time
16:50 4:50 PM
05:50 5:50 AM
13 h ahead of Austin, TX
🌤 Weather
👥 Population
974,447
651,813
💱 Currency
Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Austin, TX San Jose del Monte 13,510 km ≈ 17 h nonstop flight
From you
  • Austin, TX
  • San Jose del Monte

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Austin, TX vs San Jose del Monte: Cost of Living - Frequently Asked Questions
Which city is more expensive, Austin, TX or San Jose del Monte?
San Jose del Monte wins on cost – living expenses run 274% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making San Jose del Monte the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Austin, TX and in San Jose del Monte?
You'd need roughly $3,995 in Austin, TX and $1,069 in San Jose del Monte to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Austin, TX compared to San Jose del Monte?
Rent for a central apartment: $1,907 in Austin, TX versus $257 in San Jose del Monte. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Austin, TX compared to San Jose del Monte?
All in, you'll spend $2,663 per month in Austin, TX versus $713 in San Jose del Monte – a 274% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Austin, TX compared to San Jose del Monte?
A monthly transit pass in San Jose del Monte runs roughly 260% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Austin, TX or in San Jose del Monte?
At $713 in San Jose del Monte versus $2,663 in Austin, TX, a $1,000 budget is realistic in San Jose del Monte but tight or insufficient in Austin, TX. The gap between the two cities makes San Jose del Monte the clear choice for anyone on this budget.
Which city offers a better quality of life: Austin, TX or San Jose del Monte?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find San Jose del Monte gentler on the wallet – expenses run 274% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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