Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and San Fernando, La Union

For one person, living is cheaper in San Fernando, La Union: $719 a month against $2,663 in Austin, TX, rent and utilities included – about $23,300 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
36

Cost of Living Index in San Fernando, La Union
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San Fernando, La Union Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

San Fernando, La Union

🇵🇭 Philippines

$719

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in San Fernando, La Union

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in San Fernando, La Union actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $719 in San Fernando, La Union.

Austin, TX $2,663
San Fernando, La Union $719

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,102 in San Fernando, La Union.

Austin, TX $4,133
San Fernando, La Union $1,102

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,485 in San Fernando, La Union.

Austin, TX $5,603
San Fernando, La Union $1,485

Living in Austin, TX is roughly 270% more expensive than in San Fernando, La Union, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, San Fernando, La Union is 47% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.93 ₱248

428.50%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$14.86 ₱936

469.25%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$2.45 ₱154

402.86%

Cappuccino

$5.63 $5.63

$1.92 ₱121

193.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$0.63 ₱39.53

490.48%

Water (0.33 liter bottle)

$2.50 $2.50

$0.30 ₱18.67

733.33%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.15 ₱72.3

600.00%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.78 ₱112

406.18%

Milk (1 liter)

$1.12 $1.12

$1.68 ₱106

-33.33%

White Bread (500g)

$3.75 $3.75

$1.08 ₱67.7

247.22%

Rice (white) (1kg)

$3.26 $3.26

$1.03 ₱65.0

216.50%

Eggs

$4.17 $4.17

$1.93 ₱122

116.06%

Local Cheese (1kg)

$12.90 $12.90

$6.38 ₱402

102.19%

Chicken Fillets (1kg)

$14.16 $14.16

$3.77 ₱238

275.60%

Beef Round Steak (1kg)

$16.22 $16.22

$7.48 ₱471

116.84%

Apples (1kg)

$4.33 $4.33

$2.38 ₱150

81.93%

Banana (1kg)

$1.46 $1.46

$1.60 ₱101

-8.75%

Oranges (1kg)

$4.51 $4.51

$2.71 ₱170

66.42%

Tomato (1kg)

$4.34 $4.34

$1.21 ₱76.1

258.68%

Potato (1kg)

$2.58 $2.58

$2.26 ₱142

14.16%

Onion (1kg)

$2.35 $2.35

$2.07 ₱131

13.53%

Lettuce (1 head)

$1.78 $1.78

$1.00 ₱62.8

78.00%

Water (1.5 liter bottle)

$2.22 $2.22

$0.58 ₱36.41

282.76%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.97 ₱187

232.66%

Wine (Bottle)

$15.08 $15.08

$7.16 ₱451

110.61%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.11 ₱70.0

163.06%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.63 ₱103

112.27%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.25 ₱15.89

496.00%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$10.92 ₱687

282.05%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.81 ₱51.2

237.04%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.21 ₱13.52

690.48%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.77 ₱111

1894.35%

Gasoline (1 liter)

$0.95 $0.95

$1.02 ₱64.5

-6.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$21.0K ₱1.3M

71.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$18.3K ₱1.1M

48.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$109 ₱6,863

110.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$16.96 ₱1,068

250.18%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$27.32 ₱1,720

155.89%

Gym Membership (Monthly)

$57.2 $57.2

$32.83 ₱2,067

74.35%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$4.60 ₱290

255.00%

Cinema Ticket

$14.28 $14.28

$5.76 ₱363

147.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$114 ₱7,179

1220.59%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$9,119 ₱574.1K

135.30%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$33.24 ₱2,093

58.87%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$17.66 ₱1,112

148.13%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$71.9 ₱4,524

17.98%

Men's Leather Business Shoes

$103 $103

$55.6 ₱3,503

85.17%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$262 ₱16.5K

627.88%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$169 ₱10.7K

652.20%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$521 ₱32.8K

603.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$361 ₱22.7K

603.47%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,558 ₱161.1K

197.63%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,037 ₱65.3K

204.55%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for San Fernando, La Union: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

San Fernando, La Union

$169 23.6% 86.7% $1.1K

Groceries & Markets

Austin, TX

$405 15.2%

San Fernando, La Union

$183 25.5% 54.7% $221

Monthly Utilities & Internet

Austin, TX

$358 13.5%

San Fernando, La Union

$153 21.3% 57.2% $205

Eating Out

Austin, TX

$354 13.3%

San Fernando, La Union

$75 10.4% 78.9% $279

Clothing & Footwear

Austin, TX

$128 4.8%

San Fernando, La Union

$80 11.2% 37.3% $48

Sport & Entertainment

Austin, TX

$86 3.2%

San Fernando, La Union

$44 6.2% 48.3% $41

Getting Around

Austin, TX

$59 2.2%

San Fernando, La Union

$14 1.9% 76.5% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $262 in San Fernando, La Union. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $15.00 in San Fernando, La Union for a mid-range dinner for two. Groceries echo the gap at $405 vs $183 per month, with San Fernando, La Union cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 San Fernando, La Union

🕒 Local time

23:06 11:06 PM

12:06 12:06 PM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

83,003

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

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Between locations

Austin, TX San Fernando, La Union 13,400 km ≈ 17 h nonstop flight

From you

Austin, TX
San Fernando, La Union

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs San Fernando, La Union: Cost of Living - Frequently Asked Questions

San Fernando, La Union wins on cost – living expenses run 270% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making San Fernando, La Union the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $1,079 in San Fernando, La Union to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $262 in San Fernando, La Union. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $719 in San Fernando, La Union – a 270% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in San Fernando, La Union runs roughly 282% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $719 in San Fernando, La Union versus $2,663 in Austin, TX, a $1,500 budget is realistic in San Fernando, La Union but tight or insufficient in Austin, TX. The gap between the two cities makes San Fernando, La Union the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and San Fernando, La Union are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Fernando, La Union gentler on the wallet – expenses run 270% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.