Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Ridgewood, NJ

For one person, living is cheaper in Austin, TX: $2,607 a month against $2,684 in Ridgewood, NJ, rent and utilities included – about $920 less a year. Higher rent and utilities in Ridgewood, NJ outweigh lower spending on other living expenses.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
128

Cost of Living Index in Ridgewood, NJ
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Ridgewood, NJ Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Ridgewood, NJ

🇺🇸 United States

$2,684

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Ridgewood, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Ridgewood, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,684 in Ridgewood, NJ.

Austin, TX $2,607
Ridgewood, NJ $2,684

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,918 in Ridgewood, NJ.

Austin, TX $4,031
Ridgewood, NJ $3,918

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $5,153 in Ridgewood, NJ.

Austin, TX $5,454
Ridgewood, NJ $5,153

Living in Austin, TX costs roughly 3% less than in Ridgewood, NJ, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Austin, TX 92% above, Ridgewood, NJ 97% above.

Meal at Budget Restaurant

$20.35 $20.35

$18.25 $18.25

11.51%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$73.9 $73.9

14.67%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$12.16 $12.16

-0.33%

Cappuccino

$5.65 $5.65

$5.27 $5.27

7.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.51 $2.51

46.61%

Water (0.33 liter bottle)

$2.36 $2.36

$1.99 $1.99

18.59%

Local Beer (0.5 liter draught)

$7.87 $7.87

$6.93 $6.93

13.56%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$7.86 $7.86

12.21%

Milk (1 liter)

$1.14 $1.14

$1.66 $1.66

-31.33%

White Bread (500g)

$3.69 $3.69

$3.66 $3.66

0.82%

Rice (white) (1kg)

$3.31 $3.31

$4.47 $4.47

-25.95%

Eggs

$4.15 $4.15

$3.48 $3.48

19.25%

Local Cheese (1kg)

$12.98 $12.98

$15.60 $15.60

-16.79%

Chicken Fillets (1kg)

$13.86 $13.86

$7.74 $7.74

79.07%

Beef Round Steak (1kg)

$16.34 $16.34

$10.93 $10.93

49.50%

Apples (1kg)

$4.69 $4.69

$5.41 $5.41

-13.31%

Banana (1kg)

$1.45 $1.45

$1.72 $1.72

-15.70%

Oranges (1kg)

$5.11 $5.11

$4.49 $4.49

13.81%

Tomato (1kg)

$4.52 $4.52

$6.03 $6.03

-25.04%

Potato (1kg)

$3.08 $3.08

$4.13 $4.13

-25.42%

Onion (1kg)

$2.38 $2.38

$4.38 $4.38

-45.66%

Lettuce (1 head)

$1.80 $1.80

$2.63 $2.63

-31.56%

Water (1.5 liter bottle)

$2.22 $2.22

$2.57 $2.57

-13.62%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$12.19 $12.19

-18.21%

Wine (Bottle)

$15.05 $15.05

$14.84 $14.84

1.42%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$2.65 $2.65

9.81%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.38 $3.38

-1.48%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.13 $2.13

-42.72%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$60.7 $60.7

-33.26%

Taxi Start (Normal Tariff)

$2.78 $2.78

$3.02 $3.02

-7.95%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.23 $1.23

34.15%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$41.33 $41.33

-14.37%

Gasoline (1 liter)

$0.95 $0.95

$1.03 $1.03

-7.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$29.9K $29.9K

14.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.0K $26.0K

2.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$248 $248

-9.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$60.2 $60.2

-2.91%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$62.0 $62.0

14.77%

Gym Membership (Monthly)

$53.0 $53.0

$40.12 $40.12

32.20%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

$39.39 $39.39

-57.48%

Cinema Ticket

$14.06 $14.06

$18.77 $18.77

-25.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$3,036 $3,036

-51.94%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$33.7K $33.7K

-36.68%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$67.4 $67.4

-22.06%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$56.0 $56.0

-23.59%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$83.6 $83.6

3.42%

Men's Leather Business Shoes

$104 $104

$113 $113

-8.43%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,589 $1,589

32.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,298 $1,298

-5.23%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,559 $2,559

50.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,140 $2,140

12.49%

Buy Apartment in City Center (m2)

$7,426 $7,426

$2,701 $2,701

174.92%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,327 $2,327

31.49%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$4,931 $4,931

5.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.67

2.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Ridgewood, NJ: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Ridgewood, NJ

$1.3K 48.4% 5.5% $68

Groceries & Markets

Austin, TX

$410 15.7%

Ridgewood, NJ

$401 14.9% 2.1% $8.7

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Ridgewood, NJ

$370 13.8% 4.9% $17

Eating Out

Austin, TX

$348 13.4%

Ridgewood, NJ

$314 11.7% 9.8% $34

Clothing & Footwear

Austin, TX

$128 4.9%

Ridgewood, NJ

$144 5.4% 12.2% $16

Sport & Entertainment

Austin, TX

$81 3.1%

Ridgewood, NJ

$78 2.9% 4.3% $3.5

Getting Around

Austin, TX

$56 2.2%

Ridgewood, NJ

$78 2.9% 38.8% $22

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,589 in Ridgewood, NJ. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85 in Austin, TX vs $74 in Ridgewood, NJ for a mid-range dinner for two. Groceries echo the gap at $410 vs $401 per month, with Ridgewood, NJ cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Ridgewood, NJ

🕒 Local time

21:13 9:13 PM

22:13 10:13 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

25,272

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Ridgewood, NJ 2,430 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Ridgewood, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Ridgewood, NJ: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 3% lower than in Ridgewood, NJ. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 5% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $1,589 in Ridgewood, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,459 in Austin, TX versus $3,036 in Ridgewood, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ridgewood, NJ – a meal for two runs $74 versus $85 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.