Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Red Bank, NJ

For one person, living is cheaper in Red Bank, NJ: $2,542 a month against $2,689 in Austin, TX, rent and utilities included – about $1,800 less a year. Other living expenses account for most of the difference.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
122

Cost of Living Index in Red Bank, NJ
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Red Bank, NJ Living Index

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Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Red Bank, NJ

🇺🇸 United States

$2,542

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Red Bank, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Red Bank, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $2,542 in Red Bank, NJ.

Austin, TX $2,689
Red Bank, NJ $2,542

Estimated couple costs with rent: $4,112 in Austin, TX versus $3,610 in Red Bank, NJ.

Austin, TX $4,112
Red Bank, NJ $3,610

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $4,679 in Red Bank, NJ.

Austin, TX $5,534
Red Bank, NJ $4,679

Living in Austin, TX is roughly 6% more expensive than in Red Bank, NJ, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Red Bank, NJ 88% above.

Meal at Budget Restaurant

$21.34 $21.34

$19.67 $19.67

8.49%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$73.6 $73.6

19.39%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$9.73 $9.73

27.85%

Cappuccino

$5.60 $5.60

$5.06 $5.06

10.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$2.39 $2.39

52.72%

Water (0.33 liter bottle)

$2.39 $2.39

$2.10 $2.10

13.81%

Local Beer (0.5 liter draught)

$7.82 $7.82

$4.12 $4.12

89.81%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$4.96 $4.96

76.41%

Milk (1 liter)

$1.12 $1.12

$1.05 $1.05

6.67%

White Bread (500g)

$3.62 $3.62

$4.52 $4.52

-19.91%

Rice (white) (1kg)

$3.50 $3.50

$4.41 $4.41

-20.63%

Eggs

$4.45 $4.45

$6.47 $6.47

-31.22%

Local Cheese (1kg)

$13.18 $13.18

$10.49 $10.49

25.64%

Chicken Fillets (1kg)

$13.94 $13.94

$10.81 $10.81

28.95%

Beef Round Steak (1kg)

$16.46 $16.46

$19.35 $19.35

-14.94%

Apples (1kg)

$4.73 $4.73

$5.44 $5.44

-13.05%

Banana (1kg)

$1.50 $1.50

$1.62 $1.62

-7.41%

Oranges (1kg)

$4.64 $4.64

$3.25 $3.25

42.77%

Tomato (1kg)

$4.52 $4.52

$3.12 $3.12

44.87%

Potato (1kg)

$2.55 $2.55

$2.15 $2.15

18.60%

Onion (1kg)

$2.39 $2.39

$2.45 $2.45

-2.45%

Lettuce (1 head)

$1.84 $1.84

$2.76 $2.76

-33.33%

Water (1.5 liter bottle)

$2.13 $2.13

$2.98 $2.98

-28.52%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$13.74 $13.74

-26.86%

Wine (Bottle)

$14.88 $14.88

$17.19 $17.19

-13.44%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.91 $1.91

47.64%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$2.74 $2.74

20.07%

One-way Ticket (Public Transport)

$1.23 $1.23

$2.12 $2.12

-41.98%

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

$54.8 $54.8

-24.41%

Taxi Start (Normal Tariff)

$2.68 $2.68

$3.66 $3.66

-26.78%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$2.21 $2.21

-26.24%

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

$48.20 $48.20

-26.97%

Gasoline (1 liter)

$0.98 $0.98

$1.08 $1.08

-9.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$27.9K $27.9K

23.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.9K $26.9K

-0.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$199 $199

26.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$36.53 $36.53

63.81%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$62.5 $62.5

11.51%

Gym Membership (Monthly)

$60.4 $60.4

$39.23 $39.23

53.86%

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

Cinema Ticket

$13.75 $13.75

$12.28 $12.28

11.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$2,168 $2,168

-32.74%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$34.9K $34.9K

-23.92%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$38.73 $38.73

35.92%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$16.63 $16.63

175.17%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$98.1 $98.1

-12.90%

Men's Leather Business Shoes

$106 $106

$129 $129

-17.67%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

$1,552 $1,552

41.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$1,263 $1,263

0.44%

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

$2,421 $2,421

65.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

$1,853 $1,853

29.85%

Buy Apartment in City Center (m2)

$7,381 $7,381

$2,624 $2,624

181.27%

Buy Apartment Outside City Center (m2)

$2,964 $2,964

$2,427 $2,427

22.14%

Average Monthly Net Salary (After Tax)

$5,043 $5,043

$4,573 $4,573

10.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.5

4.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Red Bank, NJ: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

Red Bank, NJ

$1.3K 49.7% 0.4% $5.6

Groceries & Markets

Austin, TX

$407 15.2%

Red Bank, NJ

$416 16.4% 2.1% $8.5

Monthly Utilities & Internet

Austin, TX

$382 14.2%

Red Bank, NJ

$298 11.7% 21.9% $84

Eating Out

Austin, TX

$356 13.2%

Red Bank, NJ

$296 11.6% 16.9% $60

Clothing & Footwear

Austin, TX

$130 4.9%

Red Bank, NJ

$127 5% 2.6% $3.5

Sport & Entertainment

Austin, TX

$88 3.3%

Red Bank, NJ

$64 2.5% 27.4% $24

Getting Around

Austin, TX

$57 2.1%

Red Bank, NJ

$78 3.1% 36.4% $21

Cost Breakdown

A one-bedroom apartment in the center runs $2,195 in Austin, TX and $1,552 in Red Bank, NJ. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 10% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $88 in Austin, TX vs $74 in Red Bank, NJ. Groceries flip the comparison at $407 vs $416, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 Red Bank, NJ

🕒 Local time

03:54 3:54 AM

04:54 4:54 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

11,850

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Red Bank, NJ 2,410 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Red Bank, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Red Bank, NJ: Cost of Living - Frequently Asked Questions

Red Bank, NJ wins on cost – living expenses run 5% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Red Bank, NJ the obvious pick if budget is a priority.

Average pay runs 10% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,195 in Austin, TX versus $1,552 in Red Bank, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,458 in Austin, TX versus $2,168 in Red Bank, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Red Bank, NJ – a meal for two runs $74 versus $88 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $3,000 a month, though Red Bank, NJ gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Red Bank, NJ wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.