Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Ramsey, NJ

For one person, living is cheaper in Austin, TX: $2,607 a month against $2,676 in Ramsey, NJ, rent and utilities included – about $830 less a year. Other living expenses account for most of the difference.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
124

Cost of Living Index in Ramsey, NJ
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Ramsey, NJ Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Ramsey, NJ

🇺🇸 United States

$2,676

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Ramsey, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Ramsey, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,676 in Ramsey, NJ.

Austin, TX $2,607
Ramsey, NJ $2,676

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,957 in Ramsey, NJ.

Austin, TX $4,031
Ramsey, NJ $3,957

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $5,238 in Ramsey, NJ.

Austin, TX $5,454
Ramsey, NJ $5,238

Living in Austin, TX costs roughly 3% less than in Ramsey, NJ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 92% above, Ramsey, NJ 97% above.

Meal at Budget Restaurant

$20.35 $20.35

$20.27 $20.27

0.39%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$103 $103

-17.83%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$12.23 $12.23

-0.90%

Cappuccino

$5.65 $5.65

$5.63 $5.63

0.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.52 $2.52

46.03%

Water (0.33 liter bottle)

$2.36 $2.36

$2.31 $2.31

2.16%

Local Beer (0.5 liter draught)

$7.87 $7.87

$8.23 $8.23

-4.37%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$8.75 $8.75

0.80%

Milk (1 liter)

$1.14 $1.14

$1.18 $1.18

-3.39%

White Bread (500g)

$3.69 $3.69

$3.63 $3.63

1.65%

Rice (white) (1kg)

$3.31 $3.31

$7.27 $7.27

-54.47%

Eggs

$4.15 $4.15

$2.94 $2.94

41.16%

Local Cheese (1kg)

$12.98 $12.98

$15.60 $15.60

-16.79%

Chicken Fillets (1kg)

$13.86 $13.86

$16.85 $16.85

-17.74%

Beef Round Steak (1kg)

$16.34 $16.34

$16.41 $16.41

-0.43%

Apples (1kg)

$4.69 $4.69

$4.94 $4.94

-5.06%

Banana (1kg)

$1.45 $1.45

$2.18 $2.18

-33.49%

Oranges (1kg)

$5.11 $5.11

$5.33 $5.33

-4.13%

Tomato (1kg)

$4.52 $4.52

$6.02 $6.02

-24.92%

Potato (1kg)

$3.08 $3.08

$4.05 $4.05

-23.95%

Onion (1kg)

$2.38 $2.38

$4.84 $4.84

-50.83%

Lettuce (1 head)

$1.80 $1.80

$2.51 $2.51

-28.29%

Water (1.5 liter bottle)

$2.22 $2.22

$2.43 $2.43

-8.64%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$12.18 $12.18

-18.14%

Wine (Bottle)

$15.05 $15.05

$14.71 $14.71

2.31%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$2.79 $2.79

4.30%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$3.26 $3.26

2.15%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.14 $2.14

-42.99%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$68.1 $68.1

-40.47%

Taxi Start (Normal Tariff)

$2.78 $2.78

$3.02 $3.02

-7.95%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$2.19 $2.19

-24.66%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$41.53 $41.53

-14.78%

Gasoline (1 liter)

$0.95 $0.95

$1.11 $1.11

-14.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$30.5K $30.5K

12.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.8K $25.8K

3.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$121 $121

84.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$60.6 $60.6

-3.47%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$59.5 $59.5

19.69%

Gym Membership (Monthly)

$53.0 $53.0

$40.38 $40.38

31.35%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$15.96 $15.96

-11.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$3,073 $3,073

-52.52%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$34.8K $34.8K

-38.58%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$20.18 $20.18

160.11%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$75.2 $75.2

-43.18%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$30.39 $30.39

184.40%

Men's Leather Business Shoes

$104 $104

$101 $101

2.26%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$3,311 $3,311

-36.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,356 $1,356

-9.23%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,722 $2,722

41.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,103 $2,103

14.45%

Buy Apartment in City Center (m2)

$7,426 $7,426

$2,651 $2,651

180.07%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,370 $2,370

29.13%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.67

2.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Ramsey, NJ: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Ramsey, NJ

$1.4K 50.7% 10.2% $125

Groceries & Markets

Austin, TX

$410 15.7%

Ramsey, NJ

$469 17.5% 14.5% $60

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Ramsey, NJ

$241 9% 31.6% $112

Eating Out

Austin, TX

$348 13.4%

Ramsey, NJ

$344 12.9% 1.1% $3.7

Clothing & Footwear

Austin, TX

$128 4.9%

Ramsey, NJ

$102 3.8% 20.4% $26

Sport & Entertainment

Austin, TX

$81 3.1%

Ramsey, NJ

$72 2.7% 10.9% $8.9

Getting Around

Austin, TX

$56 2.2%

Ramsey, NJ

$91 3.4% 60.5% $34

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $3,311 in Ramsey, NJ. Housing cost is often the main lever when comparing two cities.

Dining out: $85 in Austin, TX vs $103 in Ramsey, NJ for a mid-range dinner for two. Groceries echo the gap at $410 vs $469 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Ramsey, NJ

🕒 Local time

18:18 6:18 PM

19:18 7:18 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

27,646

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Ramsey, NJ 2,430 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Ramsey, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Ramsey, NJ: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 3% lower than in Ramsey, NJ. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

You’d need roughly $3,911 in Austin, TX and $4,013 in Ramsey, NJ to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,112 in Austin, TX versus $3,311 in Ramsey, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $2,676 in Ramsey, NJ – Austin, TX is about 3% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 40% less than in Ramsey, NJ. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 3% less than in Ramsey, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.