Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Puerto Galera

For one person, living is cheaper in Puerto Galera: $831 a month against $2,663 in Austin, TX, rent and utilities included – about $22,000 less a year. Rent and utilities account for most of the difference.

Austin, TX
🇺🇸 United States
$2,663
/mo nomad
Puerto Galera
🇵🇭 Philippines
$831
/mo nomad
Monthly Cost of Living

How much you'll spend in Austin, TX and in Puerto Galera

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Puerto Galera actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $831 in Puerto Galera.

  • Austin, TX $2,663
  • Puerto Galera $831

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,253 in Puerto Galera.

  • Austin, TX $4,133
  • Puerto Galera $1,253

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,675 in Puerto Galera.

  • Austin, TX $5,603
  • Puerto Galera $1,675

Living in Austin, TX is roughly 221% more expensive than in Puerto Galera, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Puerto Galera is 38% below.

Currency
🍽 Eating Out
Austin, TX
Puerto Galera
Difference
Meal at Budget Restaurant
$20.77 $20.77
$4.30 ₱271
383.02%
Three-Course Dinner for Two, Mid-Range
$84.6 $84.6
$18.98 ₱1,195
345.68%
Fast Food Meal (McDonalds, etc)
$12.32 $12.32
$2.76 ₱174
346.38%
Cappuccino
$5.63 $5.63
$2.67 ₱168
110.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.72 $3.72
$0.73 ₱46.07
409.59%
Water (0.33 liter bottle)
$2.50 $2.50
$0.27 ₱16.92
825.93%
Local Beer (0.5 liter draught)
$8.05 $8.05
$1.46 ₱91.9
451.37%
Imported Beer (0.33 liter bottle)
$9.01 $9.01
$2.81 ₱177
220.64%
🛒 Groceries & Markets
Austin, TX
Puerto Galera
Difference
Milk (1 liter)
$1.12 $1.12
$1.74 ₱110
-35.63%
White Bread (500g)
$3.75 $3.75
$1.14 ₱71.8
228.95%
Rice (white) (1kg)
$3.26 $3.26
$0.84 ₱53.0
288.10%
Eggs
$4.17 $4.17
$1.76 ₱111
136.93%
Local Cheese (1kg)
$12.90 $12.90
$6.64 ₱418
94.28%
Chicken Fillets (1kg)
$14.16 $14.16
$4.12 ₱259
243.69%
Beef Round Steak (1kg)
$16.22 $16.22
$6.92 ₱435
134.39%
Apples (1kg)
$4.33 $4.33
$3.97 ₱250
9.07%
Banana (1kg)
$1.46 $1.46
$1.43 ₱89.7
2.10%
Oranges (1kg)
$4.51 $4.51
$3.43 ₱216
31.49%
Tomato (1kg)
$4.34 $4.34
$1.13 ₱71.0
284.07%
Potato (1kg)
$2.58 $2.58
$2.36 ₱148
9.32%
Onion (1kg)
$2.35 $2.35
$3.38 ₱213
-30.47%
Lettuce (1 head)
$1.78 $1.78
$1.37 ₱86.1
29.93%
Water (1.5 liter bottle)
$2.22 $2.22
$0.91 ₱57.0
143.96%
Cigarettes 20 Pack (Marlboro, Camel)
$9.88 $9.88
$2.74 ₱173
260.58%
Wine (Bottle)
$15.08 $15.08
$7.51 ₱473
100.80%
Local Beer (0.5 liter bottle)
$2.92 $2.92
$1.28 ₱80.7
128.13%
Imported Beer (0.33 liter bottle)
$3.46 $3.46
$1.77 ₱112
95.48%
🚌 Getting Around
Austin, TX
Puerto Galera
Difference
One-way Ticket (Public Transport)
$1.49 $1.49
$0.28 ₱17.65
432.14%
Public Transport Monthly Pass (Regular Price)
$41.72 $41.72
$9.50 ₱598
339.16%
Taxi Start (Normal Tariff)
$2.73 $2.73
$0.76 ₱48.10
259.21%
Taxi (Normal Tariff) (1km)
$1.66 $1.66
$0.23 ₱14.50
621.74%
Taxi 1hour Waiting (Normal Tariff)
$35.30 $35.30
$2.49 ₱157
1317.67%
Gasoline (1 liter)
$0.95 $0.95
$1.18 ₱74.4
-19.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.0K $36.0K
$21.3K ₱1.3M
69.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.1K $27.1K
$18.9K ₱1.2M
42.90%
🧾 Monthly Utilities & Internet
Austin, TX
Puerto Galera
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$229 $229
$166 ₱10.4K
38.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.4 $59.4
$14.43 ₱908
311.57%
Internet (50+ Mbps, Unlimited Data)
$69.9 $69.9
$23.90 ₱1,505
192.51%
🎉 Sport & Entertainment
Austin, TX
Puerto Galera
Difference
Gym Membership (Monthly)
$57.2 $57.2
$36.56 ₱2,302
56.56%
Tennis Court (1 Hour on Weekend)
$16.33 $16.33
$4.30 ₱271
279.77%
Cinema Ticket
$14.28 $14.28
$7.22 ₱454
97.78%
🧸 Childcare & Education
Austin, TX
Puerto Galera
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,506 $1,506
$71.8 ₱4,521
1997.02%
International Primary School, 1 Child (Yearly)
$21.5K $21.5K
$2,507 ₱157.8K
756.03%
👕👟 Clothing & Footwear
Austin, TX
Puerto Galera
Difference
Jeans (Levis 501 Or Similar)
$52.8 $52.8
$36.23 ₱2,281
45.76%
Summer Dress (H&M, Zara, etc)
$43.82 $43.82
$22.91 ₱1,443
91.27%
Sport Shoes (Adidas, Nike)
$84.8 $84.8
$77.8 ₱4,896
9.00%
Men's Leather Business Shoes
$103 $103
$76.6 ₱4,819
34.57%
🏠 Accommodation & Living
Austin, TX
Puerto Galera
Difference
1-bedroom Apartment, City Center (Monthly)
$1,907 $1,907
$271 ₱17.1K
602.96%
1-bedroom Apartment, Outside City Center (Monthly)
$1,274 $1,274
$172 ₱10.8K
639.63%
3-bedroom Apartment, City Center (Monthly)
$3,664 $3,664
$526 ₱33.1K
596.63%
3-bedroom Apartment, Outside City Center (Monthly)
$2,538 $2,538
$356 ₱22.4K
613.24%
Buy Apartment in City Center (m2)
$7,614 $7,614
$2,278 ₱143.4K
234.18%
Buy Apartment Outside City Center (m2)
$3,157 $3,157
$901 ₱56.7K
250.60%
💵 Salaries & Financials
Austin, TX
Puerto Galera
Difference
Average Monthly Net Salary (After Tax)
$5,121 $5,121
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.79
7
-3.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Puerto Galera: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Austin, TX
$1.3K
Puerto Galera
$172 86.5% $1.1K
Groceries & Markets
Austin, TX
$405
Puerto Galera
$203 49.7% $201
Monthly Utilities & Internet
Austin, TX
$358
Puerto Galera
$204 43.1% $154
Eating Out
Austin, TX
$354
Puerto Galera
$92 74.1% $262
Clothing & Footwear
Austin, TX
$128
Puerto Galera
$96 24.9% $32
Sport & Entertainment
Austin, TX
$86
Puerto Galera
$51 40.6% $35
Getting Around
Austin, TX
$59
Puerto Galera
$13 78.6% $46

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $271 in Puerto Galera. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $19.00 in Puerto Galera for a mid-range dinner for two. Groceries echo the gap at $405 vs $203 per month, with Puerto Galera cheaper across the board.

Good to know
🇺🇸 Austin, TX
🇵🇭 Puerto Galera
🕒 Local time
19:05 7:05 PM
08:05 8:05 AM
13 h ahead of Austin, TX
🌤 Weather
👥 Population
974,447
36,606
💱 Currency
Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Austin, TX Puerto Galera 13,620 km ≈ 18 h nonstop flight
From you
  • Austin, TX
  • Puerto Galera

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Austin, TX vs Puerto Galera: Cost of Living - Frequently Asked Questions
Which city is more expensive, Austin, TX or Puerto Galera?
Puerto Galera wins on cost – living expenses run 221% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Puerto Galera the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Austin, TX and in Puerto Galera?
You'd need roughly $3,995 in Austin, TX and $1,246 in Puerto Galera to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Austin, TX compared to Puerto Galera?
Rent for a central apartment: $1,907 in Austin, TX versus $271 in Puerto Galera. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Austin, TX compared to Puerto Galera?
All in, you'll spend $2,663 per month in Austin, TX versus $831 in Puerto Galera – a 221% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Austin, TX compared to Puerto Galera?
A monthly transit pass in Puerto Galera runs roughly 339% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,500/month in Austin, TX or in Puerto Galera?
At $831 in Puerto Galera versus $2,663 in Austin, TX, a $1,500 budget is realistic in Puerto Galera but tight or insufficient in Austin, TX. The gap between the two cities makes Puerto Galera the clear choice for anyone on this budget.
Which city offers a better quality of life: Austin, TX or Puerto Galera?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Austin, TX compared to Puerto Galera?
Safety-wise, Austin, TX and Puerto Galera are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Puerto Galera gentler on the wallet – expenses run 221% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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