Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Plock

For one person, living is cheaper in Plock: $1,392 a month against $2,663 in Austin, TX, rent and utilities included – about $15,300 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
68

Cost of Living Index in Plock
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Plock Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Plock

🇵🇱 Poland

$1,392

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Plock

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Plock actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,392 in Plock.

Austin, TX $2,663
Plock $1,392

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,003 in Plock.

Austin, TX $4,133
Plock $2,003

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,614 in Plock.

Austin, TX $5,603
Plock $2,614

Living in Austin, TX is roughly 91% more expensive than in Plock, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Plock 3% above.

Meal at Budget Restaurant

$20.77 $20.77

$9.15 zł 35.57

126.99%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$38.19 zł 148

121.50%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$7.81 zł 30.35

57.75%

Cappuccino

$5.63 $5.63

$3.34 zł 12.99

68.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.73 zł 6.70

115.03%

Water (0.33 liter bottle)

$2.50 $2.50

$1.64 zł 6.36

52.44%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.84 zł 14.92

109.64%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.65 zł 10.29

240.00%

Milk (1 liter)

$1.12 $1.12

$1.03 zł 4.02

8.74%

White Bread (500g)

$3.75 $3.75

$1.29 zł 5.01

190.70%

Rice (white) (1kg)

$3.26 $3.26

$0.94 zł 3.67

246.81%

Eggs

$4.17 $4.17

$2.79 zł 10.82

49.46%

Local Cheese (1kg)

$12.90 $12.90

$9.14 zł 35.52

41.14%

Chicken Fillets (1kg)

$14.16 $14.16

$6.13 zł 23.82

131.00%

Beef Round Steak (1kg)

$16.22 $16.22

$11.72 zł 45.53

38.40%

Apples (1kg)

$4.33 $4.33

$0.99 zł 3.86

337.37%

Banana (1kg)

$1.46 $1.46

$1.49 zł 5.77

-2.01%

Oranges (1kg)

$4.51 $4.51

$1.56 zł 6.06

189.10%

Tomato (1kg)

$4.34 $4.34

$1.50 zł 5.83

189.33%

Potato (1kg)

$2.58 $2.58

$0.95 zł 3.67

171.58%

Onion (1kg)

$2.35 $2.35

$1.35 zł 5.25

74.07%

Lettuce (1 head)

$1.78 $1.78

$1.11 zł 4.33

60.36%

Water (1.5 liter bottle)

$2.22 $2.22

$0.33 zł 1.30

572.73%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$5.54 zł 21.53

78.34%

Wine (Bottle)

$15.08 $15.08

$8.39 zł 32.60

79.74%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.02 zł 3.96

186.27%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.36 zł 5.28

154.41%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.19 zł 4.63

25.21%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$28.03 zł 109

48.84%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.08 zł 8.07

31.25%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.59 zł 2.28

181.36%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$9.79 zł 38.02

260.57%

Gasoline (1 liter)

$0.95 $0.95

$1.56 zł 6.05

-39.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$25.2K zł 97.8K

43.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$27.1K zł 105.4K

-0.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$283 zł 1,100

-19.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$8.20 zł 31.88

624.27%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$18.78 zł 73.0

272.26%

Gym Membership (Monthly)

$57.2 $57.2

$29.68 zł 115

92.86%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$22.04 zł 85.6

-25.91%

Cinema Ticket

$14.28 $14.28

$6.30 zł 24.46

126.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$320 zł 1,244

370.19%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$5,045 zł 19.6K

325.30%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$63.9 zł 248

-17.34%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$36.25 zł 141

20.88%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$89.5 zł 348

-5.24%

Men's Leather Business Shoes

$103 $103

$100 zł 389

2.79%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$609 zł 2,367

213.07%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$499 zł 1,941

155.08%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$979 zł 3,804

274.30%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$821 zł 3,188

209.33%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,764 zł 10.7K

175.45%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,202 zł 8,557

43.35%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,177 zł 4,572

335.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.53

3.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Plock: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Plock

$499 35.9% 60.8% $775

Groceries & Markets

Austin, TX

$405 15.2%

Plock

$198 14.2% 51.2% $207

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Plock

$310 22.3% 13.5% $48

Eating Out

Austin, TX

$354 13.3%

Plock

$175 12.6% 50.6% $179

Clothing & Footwear

Austin, TX

$128 4.8%

Plock

$130 9.4% 1.9% $2.4

Sport & Entertainment

Austin, TX

$86 3.2%

Plock

$42 3% 50.7% $44

Getting Around

Austin, TX

$59 2.2%

Plock

$38 2.7% 35.6% $21

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $609 in Plock. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 335% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $38.00 in Plock for a mid-range dinner for two. Groceries echo the gap at $405 vs $198 per month, with Plock cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇱 Plock

🕒 Local time

10:53 10:53 AM

17:53 5:53 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

122,815

💱 Currency

United States Dollar USD $

Polish Złoty PLN zł

📈 Exchange rate

1 USD = 0.89 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, EUR to USD – United States Dollar Converter

🇵🇱 Polish Złoty (zł)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

PLN to USD in detail →

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Austin, TX Plock 9,000 km ≈ 12 h nonstop flight

From you

Austin, TX
Plock

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Plock: Cost of Living - Frequently Asked Questions

Plock wins on cost – living expenses run 91% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Plock the obvious pick if budget is a priority.

Average pay runs 335% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $609 in Plock. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,392 in Plock – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Plock runs roughly 49% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,392 in Plock versus $2,663 in Austin, TX, a $1,000 budget is realistic in Plock but tight or insufficient in Austin, TX. The gap between the two cities makes Plock the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Plock are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Plock gentler on the wallet – expenses run 91% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.