Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Panglao

For one person, living is cheaper in Panglao: $817 a month against $2,663 in Austin, TX, rent and utilities included – about $22,200 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
40

Cost of Living Index in Panglao
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Panglao Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Panglao

🇵🇭 Philippines

$817

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Panglao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Panglao actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $817 in Panglao.

Austin, TX $2,663
Panglao $817

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,137 in Panglao.

Austin, TX $4,133
Panglao $1,137

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,456 in Panglao.

Austin, TX $5,603
Panglao $1,456

Living in Austin, TX is roughly 226% more expensive than in Panglao, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Panglao is 39% below.

Meal at Budget Restaurant

$20.77 $20.77

$3.08 ₱194

574.35%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$23.75 ₱1,495

256.17%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$3.94 ₱248

212.69%

Cappuccino

$5.63 $5.63

$2.27 ₱143

148.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.60 ₱101

132.50%

Water (0.33 liter bottle)

$2.50 $2.50

$0.53 ₱33.19

371.70%

Local Beer (0.5 liter draught)

$8.05 $8.05

$1.55 ₱97.6

419.35%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$1.90 ₱119

374.21%

Milk (1 liter)

$1.12 $1.12

$1.59 ₱100

-29.56%

White Bread (500g)

$3.75 $3.75

$1.13 ₱70.9

231.86%

Rice (white) (1kg)

$3.26 $3.26

$0.94 ₱59.2

246.81%

Eggs

$4.17 $4.17

$1.79 ₱113

132.96%

Local Cheese (1kg)

$12.90 $12.90

$8.58 ₱540

50.35%

Chicken Fillets (1kg)

$14.16 $14.16

$4.61 ₱290

207.16%

Beef Round Steak (1kg)

$16.22 $16.22

$7.62 ₱480

112.86%

Apples (1kg)

$4.33 $4.33

$1.92 ₱121

125.52%

Banana (1kg)

$1.46 $1.46

$1.39 ₱87.5

5.04%

Oranges (1kg)

$4.51 $4.51

$1.87 ₱118

141.18%

Tomato (1kg)

$4.34 $4.34

$1.53 ₱96.1

183.66%

Potato (1kg)

$2.58 $2.58

$2.41 ₱152

7.05%

Onion (1kg)

$2.35 $2.35

$1.96 ₱123

19.90%

Lettuce (1 head)

$1.78 $1.78

$1.14 ₱71.8

56.14%

Water (1.5 liter bottle)

$2.22 $2.22

$0.47 ₱29.49

372.34%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.91 ₱183

239.52%

Wine (Bottle)

$15.08 $15.08

$5.70 ₱359

164.56%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.79 ₱49.65

269.62%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$1.56 ₱97.9

121.79%

One-way Ticket (Public Transport)

$1.49 $1.49

$0.23 ₱14.60

547.83%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$11.32 ₱713

268.55%

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.73 ₱46.14

273.97%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.23 ₱14.53

621.74%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$1.94 ₱122

1719.59%

Gasoline (1 liter)

$0.95 $0.95

$0.90 ₱57.0

5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$21.2K ₱1.3M

69.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$19.2K ₱1.2M

40.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$58.9 ₱3,711

288.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$6.75 ₱425

779.85%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$24.52 ₱1,544

185.11%

Gym Membership (Monthly)

$57.2 $57.2

$20.96 ₱1,320

173.09%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$4.71 ₱297

246.71%

Cinema Ticket

$14.28 $14.28

$3.92 ₱247

264.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$135 ₱8,504

1014.88%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$7,988 ₱502.9K

168.61%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$32.48 ₱2,045

62.59%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$19.59 ₱1,233

123.69%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$66.4 ₱4,183

27.59%

Men's Leather Business Shoes

$103 $103

$47.63 ₱2,999

116.27%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$280 ₱17.7K

579.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$343 ₱21.6K

271.41%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$567 ₱35.7K

546.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$390 ₱24.6K

550.09%

Buy Apartment in City Center (m2)

$7,614 $7,614

$947 ₱59.6K

704.01%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,014 ₱63.8K

211.46%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

7.2

-5.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Panglao: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Panglao

$343 42% 73.1% $931

Groceries & Markets

Austin, TX

$405 15.2%

Panglao

$183 22.3% 54.9% $222

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Panglao

$90 11% 74.8% $268

Eating Out

Austin, TX

$354 13.3%

Panglao

$84 10.3% 76.3% $270

Clothing & Footwear

Austin, TX

$128 4.8%

Panglao

$75 9.2% 41.6% $53

Sport & Entertainment

Austin, TX

$86 3.2%

Panglao

$29 3.5% 66.4% $57

Getting Around

Austin, TX

$59 2.2%

Panglao

$14 1.7% 75.9% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $280 in Panglao. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $24.00 in Panglao for a mid-range dinner for two. Groceries echo the gap at $405 vs $183 per month, with Panglao cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Panglao

🕒 Local time

16:44 4:44 PM

05:44 5:44 AM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

39,839

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

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Between locations

Austin, TX Panglao 13,750 km ≈ 18 h nonstop flight

From you

Austin, TX
Panglao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Panglao: Cost of Living - Frequently Asked Questions

Panglao wins on cost – living expenses run 226% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Panglao the obvious pick if budget is a priority.

You'd need roughly $3,995 in Austin, TX and $1,226 in Panglao to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,907 in Austin, TX versus $280 in Panglao. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $817 in Panglao – a 226% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Panglao runs roughly 269% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $817 in Panglao versus $2,663 in Austin, TX, a $1,000 budget is realistic in Panglao but tight or insufficient in Austin, TX. The gap between the two cities makes Panglao the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Panglao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Panglao gentler on the wallet – expenses run 226% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.