Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Pangasinan

For one person, living is cheaper in Pangasinan: $785 a month against $2,698 in Austin, TX, rent and utilities included – about $23,000 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
38

Cost of Living Index in Pangasinan
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Pangasinan Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Pangasinan

🇵🇭 Philippines

$785

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Pangasinan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Pangasinan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $785 in Pangasinan.

Austin, TX $2,698
Pangasinan $785

Estimated couple costs with rent: $4,160 in Austin, TX versus $1,175 in Pangasinan.

Austin, TX $4,160
Pangasinan $1,175

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $1,566 in Pangasinan.

Austin, TX $5,622
Pangasinan $1,566

Living in Austin, TX is roughly 243% more expensive than in Pangasinan, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 99% above, Pangasinan is 42% below.

Meal at Budget Restaurant

$20.63 $20.63

$1.20 ₱75.8

1619.17%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$13.70 ₱862

517.30%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$4.00 ₱252

201.75%

Cappuccino

$5.48 $5.48

$2.55 ₱160

114.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$1.08 ₱68.0

251.85%

Water (0.33 liter bottle)

$2.47 $2.47

$0.53 ₱33.62

366.04%

Local Beer (0.5 liter draught)

$8.05 $8.05

$0.83 ₱52.3

869.88%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$3.15 ₱198

181.90%

Milk (1 liter)

$1.11 $1.11

$1.09 ₱68.9

1.83%

White Bread (500g)

$3.72 $3.72

$0.83 ₱52.0

348.19%

Rice (white) (1kg)

$3.37 $3.37

$0.72 ₱45.61

368.06%

Eggs

$4.32 $4.32

$2.49 ₱157

73.49%

Local Cheese (1kg)

$13.13 $13.13

$7.03 ₱442

86.77%

Chicken Fillets (1kg)

$14.15 $14.15

$4.81 ₱303

194.18%

Beef Round Steak (1kg)

$16.33 $16.33

$7.01 ₱441

132.95%

Apples (1kg)

$4.55 $4.55

$2.36 ₱149

92.80%

Banana (1kg)

$1.46 $1.46

$1.93 ₱122

-24.35%

Oranges (1kg)

$4.71 $4.71

$3.14 ₱198

50.00%

Tomato (1kg)

$4.15 $4.15

$2.39 ₱151

73.64%

Potato (1kg)

$2.58 $2.58

$3.57 ₱225

-27.73%

Onion (1kg)

$2.35 $2.35

$3.45 ₱217

-31.88%

Lettuce (1 head)

$1.77 $1.77

$1.11 ₱70.0

59.46%

Water (1.5 liter bottle)

$2.14 $2.14

$0.58 ₱36.27

268.97%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$2.69 ₱169

275.46%

Wine (Bottle)

$15.19 $15.19

$7.84 ₱494

93.75%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.32 ₱82.9

113.64%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$2.06 ₱130

66.99%

One-way Ticket (Public Transport)

$1.54 $1.54

$0.26 ₱16.50

492.31%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$11.24 ₱708

264.68%

Taxi Start (Normal Tariff)

$2.80 $2.80

$0.66 ₱41.59

324.24%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$0.23 ₱14.50

595.65%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$1.93 ₱121

1679.27%

Gasoline (1 liter)

$0.94 $0.94

$0.92 ₱58.1

2.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$21.2K ₱1.3M

60.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$19.3K ₱1.2M

38.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$153 ₱9,648

45.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$15.75 ₱992

273.97%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$31.66 ₱1,993

122.96%

Gym Membership (Monthly)

$57.7 $57.7

$32.52 ₱2,048

77.43%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$4.58 ₱288

260.92%

Cinema Ticket

$14.26 $14.26

$7.07 ₱445

101.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$132 ₱8,330

1041.97%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$7,373 ₱464.2K

183.33%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$32.82 ₱2,066

56.22%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$19.88 ₱1,252

122.18%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$80.2 ₱5,049

8.48%

Men's Leather Business Shoes

$104 $104

$54.7 ₱3,444

90.77%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$265 ₱16.7K

631.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$169 ₱10.6K

679.10%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$519 ₱32.6K

606.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$360 ₱22.7K

612.21%

Buy Apartment in City Center (m2)

$7,354 $7,354

$2,394 ₱150.7K

207.17%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$986 ₱62.1K

217.35%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

7.5

-9.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Pangasinan: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Pangasinan

$169 21.5% 87.2% $1.1K

Groceries & Markets

Austin, TX

$406 15.1%

Pangasinan

$201 25.7% 50.4% $204

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Pangasinan

$201 25.6% 43% $151

Eating Out

Austin, TX

$350 13%

Pangasinan

$69 8.8% 80.3% $281

Clothing & Footwear

Austin, TX

$129 4.8%

Pangasinan

$84 10.8% 34.6% $45

Sport & Entertainment

Austin, TX

$86 3.2%

Pangasinan

$47 5.9% 45.9% $40

Getting Around

Austin, TX

$58 2.2%

Pangasinan

$14 1.8% 75.7% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $265 in Pangasinan. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $14.00 in Pangasinan for a mid-range dinner for two. Groceries echo the gap at $406 vs $201 per month, with Pangasinan cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇵🇭 Pangasinan

🕒 Local time

16:26 4:26 PM

05:26 5:26 AM

13 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

3,188,540

💱 Currency

United States Dollar USD $

Philippine Peso PHP ₱

📈 Exchange rate

1 USD = 0.89 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, EUR to USD – United States Dollar Converter

🇵🇭 Philippine Peso (₱)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

PHP to USD in detail →

On the map

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Between locations

Austin, TX Pangasinan 13,460 km ≈ 17 h nonstop flight

From you

Austin, TX
Pangasinan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Pangasinan: Cost of Living - Frequently Asked Questions

Pangasinan wins on cost – living expenses run 243% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Pangasinan the obvious pick if budget is a priority.

You'd need roughly $4,046 in Austin, TX and $1,178 in Pangasinan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,940 in Austin, TX versus $265 in Pangasinan. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $785 in Pangasinan – a 243% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Pangasinan runs roughly 265% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $785 in Pangasinan versus $2,698 in Austin, TX, a $1,500 budget is realistic in Pangasinan but tight or insufficient in Austin, TX. The gap between the two cities makes Pangasinan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Pangasinan gentler on the wallet – expenses run 243% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.