Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Palmetto, FL

For one person, living costs are similar in Austin, TX and in Palmetto, FL: $2,607 and $2,655 a month, rent and utilities included.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
127

Cost of Living Index in Palmetto, FL
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Palmetto, FL Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Palmetto, FL

🇺🇸 United States

$2,655

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Palmetto, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Palmetto, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $2,655 in Palmetto, FL.

Austin, TX $2,607
Palmetto, FL $2,655

Estimated couple costs with rent: $4,031 in Austin, TX versus $3,844 in Palmetto, FL.

Austin, TX $4,031
Palmetto, FL $3,844

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $5,033 in Palmetto, FL.

Austin, TX $5,454
Palmetto, FL $5,033

Monthly costs are close between Austin, TX and Palmetto, FL; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Austin, TX 92% above, Palmetto, FL 95% above.

Meal at Budget Restaurant

$20.35 $20.35

$22.46 $22.46

-9.39%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$69.6 $69.6

21.67%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$11.79 $11.79

2.80%

Cappuccino

$5.65 $5.65

$5.57 $5.57

1.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$2.55 $2.55

44.31%

Water (0.33 liter bottle)

$2.36 $2.36

$1.86 $1.86

26.88%

Local Beer (0.5 liter draught)

$7.87 $7.87

$6.17 $6.17

27.55%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$7.65 $7.65

15.29%

Milk (1 liter)

$1.14 $1.14

$0.82 $0.82

39.02%

White Bread (500g)

$3.69 $3.69

$3.26 $3.26

13.19%

Rice (white) (1kg)

$3.31 $3.31

$3.36 $3.36

-1.49%

Eggs

$4.15 $4.15

$2.94 $2.94

41.16%

Local Cheese (1kg)

$12.98 $12.98

$11.99 $11.99

8.26%

Chicken Fillets (1kg)

$13.86 $13.86

$13.43 $13.43

3.20%

Beef Round Steak (1kg)

$16.34 $16.34

$19.49 $19.49

-16.16%

Apples (1kg)

$4.69 $4.69

$7.66 $7.66

-38.77%

Banana (1kg)

$1.45 $1.45

$1.97 $1.97

-26.40%

Oranges (1kg)

$5.11 $5.11

$5.98 $5.98

-14.55%

Tomato (1kg)

$4.52 $4.52

$3.31 $3.31

36.56%

Potato (1kg)

$3.08 $3.08

$1.83 $1.83

68.31%

Onion (1kg)

$2.38 $2.38

$3.30 $3.30

-27.88%

Lettuce (1 head)

$1.80 $1.80

$2.65 $2.65

-32.08%

Water (1.5 liter bottle)

$2.22 $2.22

$2.16 $2.16

2.78%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$9.36 $9.36

6.52%

Wine (Bottle)

$15.05 $15.05

$12.80 $12.80

17.58%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.77 $1.77

64.41%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$4.89 $4.89

-31.90%

One-way Ticket (Public Transport)

$1.22 $1.22

$2.16 $2.16

-43.52%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$59.7 $59.7

-32.05%

Taxi Start (Normal Tariff)

$2.78 $2.78

$3.51 $3.51

-20.80%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.52 $1.52

8.55%

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

$30.36 $30.36

16.57%

Gasoline (1 liter)

$0.95 $0.95

$1.01 $1.01

-5.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$27.9K $27.9K

22.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.4K $25.4K

5.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$236 $236

-5.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$37.44 $37.44

56.20%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$50.9 $50.9

39.88%

Gym Membership (Monthly)

$53.0 $53.0

$43.55 $43.55

21.79%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.06 $14.06

$11.82 $11.82

18.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,012 $1,012

44.18%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

$18.2K $18.2K

17.19%

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$37.95 $37.95

38.31%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$48.98 $48.98

-12.72%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$90.3 $90.3

-4.31%

Men's Leather Business Shoes

$104 $104

$98.0 $98.0

5.88%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,573 $1,573

34.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,304 $1,304

-5.63%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$2,548 $2,548

51.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,095 $2,095

14.91%

Buy Apartment in City Center (m2)

$7,426 $7,426

$2,869 $2,869

158.82%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$2,308 $2,308

32.59%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$5,434 $5,434

-4.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.6

3.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Palmetto, FL: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Palmetto, FL

$1.3K 49.1% 6% $73

Groceries & Markets

Austin, TX

$410 15.7%

Palmetto, FL

$411 15.5% 0.3% $1.3

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Palmetto, FL

$324 12.2% 8.1% $29

Eating Out

Austin, TX

$348 13.4%

Palmetto, FL

$346 13% 0.7% $2.5

Clothing & Footwear

Austin, TX

$128 4.9%

Palmetto, FL

$124 4.7% 3.6% $4.6

Sport & Entertainment

Austin, TX

$81 3.1%

Palmetto, FL

$67 2.5% 17.2% $14

Getting Around

Austin, TX

$56 2.2%

Palmetto, FL

$79 3% 40.6% $23

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,573 in Palmetto, FL. Housing cost is often the main lever when comparing two cities.

Palmetto, FL pays 5% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $85 in Austin, TX vs $70 in Palmetto, FL. Groceries flip the comparison at $410 vs $411, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 Palmetto, FL

🕒 Local time

16:34 4:34 PM

17:34 5:34 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

14,002

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Palmetto, FL 1,510 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Palmetto, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Palmetto, FL: Cost of Living - Frequently Asked Questions

On paper, salaries run 5% lower in Austin, TX. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,112 in Austin, TX versus $1,573 in Palmetto, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Austin, TX runs roughly 32% less than in Palmetto, FL. The price difference matters if you commute daily and watch your budget.

Dining out is cheaper in Palmetto, FL – a meal for two runs $70 versus $85 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

It comes down to priorities – Austin, TX wins on affordability, Palmetto, FL on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.