Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Osijek

For one person, living is cheaper in Osijek: $1,408 a month against $2,663 in Austin, TX, rent and utilities included – about $15,100 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
69

Cost of Living Index in Osijek
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Osijek Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Osijek

🇭🇷 Croatia

$1,408

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Osijek

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Osijek actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,408 in Osijek.

Austin, TX $2,663
Osijek $1,408

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,194 in Osijek.

Austin, TX $4,133
Osijek $2,194

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $2,979 in Osijek.

Austin, TX $5,603
Osijek $2,979

Living in Austin, TX is roughly 89% more expensive than in Osijek, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 97% above, Osijek 4% above.

Meal at Budget Restaurant

$20.77 $20.77

$11.37 €10.12

82.67%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$56.2 €50.0

50.49%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$8.90 €7.92

38.43%

Cappuccino

$5.63 $5.63

$2.63 €2.34

114.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$3.38 €3.01

10.06%

Water (0.33 liter bottle)

$2.50 $2.50

$2.88 €2.56

-13.19%

Local Beer (0.5 liter draught)

$8.05 $8.05

$5.62 €5.00

43.24%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$5.65 €5.03

59.47%

Milk (1 liter)

$1.12 $1.12

$1.16 €1.03

-3.45%

White Bread (500g)

$3.75 $3.75

$1.56 €1.39

140.38%

Rice (white) (1kg)

$3.26 $3.26

$2.79 €2.49

16.85%

Eggs

$4.17 $4.17

$3.48 €3.09

19.83%

Local Cheese (1kg)

$12.90 $12.90

$11.86 €10.55

8.77%

Chicken Fillets (1kg)

$14.16 $14.16

$8.77 €7.80

61.46%

Beef Round Steak (1kg)

$16.22 $16.22

$11.82 €10.51

37.23%

Apples (1kg)

$4.33 $4.33

$1.72 €1.53

151.74%

Banana (1kg)

$1.46 $1.46

$1.64 €1.46

-10.98%

Oranges (1kg)

$4.51 $4.51

$1.86 €1.66

142.47%

Tomato (1kg)

$4.34 $4.34

$2.57 €2.29

68.87%

Potato (1kg)

$2.58 $2.58

$1.27 €1.13

103.15%

Onion (1kg)

$2.35 $2.35

$1.20 €1.07

95.83%

Lettuce (1 head)

$1.78 $1.78

$1.21 €1.07

47.11%

Water (1.5 liter bottle)

$2.22 $2.22

$1.14 €1.01

94.74%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$5.77 €5.13

71.23%

Wine (Bottle)

$15.08 $15.08

$7.81 €6.95

93.09%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.56 €1.39

87.18%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.06 €1.84

67.96%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.66 €1.47

-10.24%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$36.60 €32.56

13.99%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.29 €2.04

19.21%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.10 €0.98

50.91%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$14.93 €13.28

136.44%

Gasoline (1 liter)

$0.95 $0.95

$1.83 €1.63

-48.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$26.4K €23.4K

36.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$24.3K €21.6K

11.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$191 €170

19.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$21.51 €19.13

176.10%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$44.57 €39.65

56.85%

Gym Membership (Monthly)

$57.2 $57.2

$47.33 €42.10

20.94%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$8.86 €7.88

84.31%

Cinema Ticket

$14.28 $14.28

$10.11 €9.00

41.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$421 €374

257.77%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$4,171 €3,710

414.39%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$101 €89.8

-47.68%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$38.15 €33.93

14.86%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$98.5 €87.6

-13.96%

Men's Leather Business Shoes

$103 $103

$109 €97.2

-5.71%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$640 €570

197.81%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$405 €360

214.90%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,202 €1,069

204.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$809 €719

213.91%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,673 €2,378

184.80%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$2,162 €1,923

46.01%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,368 €1,217

274.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.72

82.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Osijek: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Osijek

$405 28.7% 68.2% $869

Groceries & Markets

Austin, TX

$405 15.2%

Osijek

$258 18.3% 36.2% $146

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Osijek

$257 18.3% 28.3% $101

Eating Out

Austin, TX

$354 13.3%

Osijek

$214 15.2% 39.6% $140

Clothing & Footwear

Austin, TX

$128 4.8%

Osijek

$156 11.1% 22% $28

Sport & Entertainment

Austin, TX

$86 3.2%

Osijek

$68 4.8% 21.2% $18

Getting Around

Austin, TX

$59 2.2%

Osijek

$51 3.6% 13.1% $7.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $640 in Osijek. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 274% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $56.0 in Osijek for a mid-range dinner for two. Groceries echo the gap at $405 vs $258 per month, with Osijek cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇭🇷 Osijek

🕒 Local time

18:40 6:40 PM

01:40 1:40 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

75,535

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.89 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Osijek 9,430 km ≈ 12 h nonstop flight

From you

Austin, TX
Osijek

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Osijek: Cost of Living - Frequently Asked Questions

Osijek wins on cost – living expenses run 89% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Osijek the obvious pick if budget is a priority.

Average pay runs 274% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $640 in Osijek. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,408 in Osijek – a 89% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Osijek runs roughly 14% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,408 in Osijek versus $2,663 in Austin, TX, a $1,500 budget is realistic in Osijek but tight or insufficient in Austin, TX. The gap between the two cities makes Osijek the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Osijek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Osijek gentler on the wallet – expenses run 89% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.