Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Opatija

For one person, living is cheaper in Opatija: $1,755 a month against $2,663 in Austin, TX, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index
85

Cost of Living Index in Opatija
Learn more

Opatija Living Index

Jump to prices

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Opatija

🇭🇷 Croatia

$1,755

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Opatija

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Opatija actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $1,755 in Opatija.

Austin, TX $2,663
Opatija $1,755

Estimated couple costs with rent: $4,133 in Austin, TX versus $2,443 in Opatija.

Austin, TX $4,133
Opatija $2,443

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $3,132 in Opatija.

Austin, TX $5,603
Opatija $3,132

Living in Austin, TX is roughly 52% more expensive than in Opatija, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Opatija 30% above.

Meal at Budget Restaurant

$20.77 $20.77

$12.39 €11.02

67.64%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$61.7 €54.8

37.19%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$8.22 €7.31

49.88%

Cappuccino

$5.63 $5.63

$2.43 €2.16

131.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$3.12 €2.77

19.23%

Water (0.33 liter bottle)

$2.50 $2.50

$1.90 €1.69

31.58%

Local Beer (0.5 liter draught)

$8.05 $8.05

$3.27 €2.91

146.18%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$4.50 €4.00

100.22%

Milk (1 liter)

$1.12 $1.12

$1.19 €1.06

-5.88%

White Bread (500g)

$3.75 $3.75

$1.62 €1.44

131.48%

Rice (white) (1kg)

$3.26 $3.26

$2.69 €2.39

21.19%

Eggs

$4.17 $4.17

$3.81 €3.39

9.45%

Local Cheese (1kg)

$12.90 $12.90

$14.69 €13.07

-12.19%

Chicken Fillets (1kg)

$14.16 $14.16

$10.02 €8.91

41.32%

Beef Round Steak (1kg)

$16.22 $16.22

$14.44 €12.84

12.33%

Apples (1kg)

$4.33 $4.33

$1.64 €1.46

164.02%

Banana (1kg)

$1.46 $1.46

$1.73 €1.54

-15.61%

Oranges (1kg)

$4.51 $4.51

$1.89 €1.68

138.62%

Tomato (1kg)

$4.34 $4.34

$2.59 €2.30

67.57%

Potato (1kg)

$2.58 $2.58

$1.31 €1.17

96.95%

Onion (1kg)

$2.35 $2.35

$1.15 €1.02

104.35%

Lettuce (1 head)

$1.78 $1.78

$1.19 €1.06

49.58%

Water (1.5 liter bottle)

$2.22 $2.22

$1.29 €1.15

72.09%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$5.70 €5.07

73.33%

Wine (Bottle)

$15.08 $15.08

$7.59 €6.75

98.68%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.64 €1.46

78.05%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.15 €1.92

60.93%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.63 €1.45

-8.59%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$46.88 €41.70

-11.01%

Taxi Start (Normal Tariff)

$2.73 $2.73

$4.43 €3.94

-38.37%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.43 €1.27

16.08%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$11.65 €10.36

203.00%

Gasoline (1 liter)

$0.95 $0.95

$1.86 €1.65

-48.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$28.4K €25.3K

26.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$24.6K €21.9K

9.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$191 €170

19.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$23.45 €20.86

153.26%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$39.30 €34.95

77.89%

Gym Membership (Monthly)

$57.2 $57.2

$46.83 €41.65

22.23%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$13.90 €12.37

17.48%

Cinema Ticket

$14.28 $14.28

$6.79 €6.04

110.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$486 €432

210.04%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$9,757 €8,679

119.90%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$99.2 €88.3

-46.77%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$42.60 €37.89

2.86%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$97.9 €87.1

-13.39%

Men's Leather Business Shoes

$103 $103

$110 €97.6

-6.12%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$684 €609

178.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$735 €653

73.44%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$974 €867

276.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$869 €773

192.03%

Buy Apartment in City Center (m2)

$7,614 $7,614

$4,263 €3,792

78.59%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$3,478 €3,094

-9.23%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$1,203 €1,070

325.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

3.3

105.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Opatija: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Opatija

$735 41.9% 42.3% $539

Groceries & Markets

Austin, TX

$405 15.2%

Opatija

$285 16.2% 29.6% $120

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Opatija

$254 14.5% 29.1% $104

Eating Out

Austin, TX

$354 13.3%

Opatija

$198 11.3% 43.9% $155

Clothing & Footwear

Austin, TX

$128 4.8%

Opatija

$157 9% 22.9% $29

Sport & Entertainment

Austin, TX

$86 3.2%

Opatija

$60 3.4% 29.6% $25

Getting Around

Austin, TX

$59 2.2%

Opatija

$65 3.7% 10.7% $6.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $684 in Opatija. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 326% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $62.0 in Opatija for a mid-range dinner for two. Groceries echo the gap at $405 vs $285 per month, with Opatija cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇭🇷 Opatija

🕒 Local time

12:32 12:32 PM

19:32 7:32 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

10,619

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.889 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Austin, TX Opatija 9,170 km ≈ 12 h nonstop flight

From you

Austin, TX
Opatija

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Opatija: Cost of Living - Frequently Asked Questions

Opatija wins on cost – living expenses run 52% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Opatija the obvious pick if budget is a priority.

Average pay runs 326% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $684 in Opatija. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $1,755 in Opatija – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Opatija runs roughly 12% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,755 in Opatija versus $2,663 in Austin, TX, a $2,000 budget is realistic in Opatija but tight or insufficient in Austin, TX. The gap between the two cities makes Opatija the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Opatija are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Opatija gentler on the wallet – expenses run 52% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.