Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Ontario, CA

For one person, living is cheaper in Austin, TX: $2,607 a month against $3,259 in Ontario, CA, rent and utilities included – about $7,800 less a year. Higher rent and utilities in Ontario, CA outweigh lower spending on other living expenses.

125

Cost of Living Index in Austin, TX
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Austin, TX Living Index
156

Cost of Living Index in Ontario, CA
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Ontario, CA Living Index

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Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Ontario, CA

🇺🇸 United States

$3,259

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Ontario, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Ontario, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,607 in Austin, TX versus $3,259 in Ontario, CA.

Austin, TX $2,607
Ontario, CA $3,259

Estimated couple costs with rent: $4,031 in Austin, TX versus $4,446 in Ontario, CA.

Austin, TX $4,031
Ontario, CA $4,446

Monthly costs for a family of three with rent: $5,454 in Austin, TX versus $5,634 in Ontario, CA.

Austin, TX $5,454
Ontario, CA $5,634

Living in Austin, TX costs roughly 20% less than in Ontario, CA, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Austin, TX 92% above, Ontario, CA 139% above.

Meal at Budget Restaurant

$20.35 $20.35

$20.22 $20.22

0.64%

Three-Course Dinner for Two, Mid-Range

$84.7 $84.7

$76.3 $76.3

10.99%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$14.80 $14.80

-18.11%

Cappuccino

$5.65 $5.65

$5.86 $5.86

-3.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.68 $3.68

$3.19 $3.19

15.36%

Water (0.33 liter bottle)

$2.36 $2.36

Local Beer (0.5 liter draught)

$7.87 $7.87

$7.09 $7.09

11.00%

Imported Beer (0.33 liter bottle)

$8.82 $8.82

$9.62 $9.62

-8.32%

Milk (1 liter)

$1.14 $1.14

$1.09 $1.09

4.59%

White Bread (500g)

$3.69 $3.69

$4.12 $4.12

-10.44%

Rice (white) (1kg)

$3.31 $3.31

$4.70 $4.70

-29.57%

Eggs

$4.15 $4.15

$4.73 $4.73

-12.26%

Local Cheese (1kg)

$12.98 $12.98

$13.18 $13.18

-1.52%

Chicken Fillets (1kg)

$13.86 $13.86

$8.78 $8.78

57.86%

Beef Round Steak (1kg)

$16.34 $16.34

$15.36 $15.36

6.38%

Apples (1kg)

$4.69 $4.69

$4.60 $4.60

1.96%

Banana (1kg)

$1.45 $1.45

$1.71 $1.71

-15.20%

Oranges (1kg)

$5.11 $5.11

$4.08 $4.08

25.25%

Tomato (1kg)

$4.52 $4.52

$5.45 $5.45

-17.06%

Potato (1kg)

$3.08 $3.08

$3.60 $3.60

-14.44%

Onion (1kg)

$2.38 $2.38

$2.25 $2.25

5.78%

Lettuce (1 head)

$1.80 $1.80

$1.98 $1.98

-9.09%

Water (1.5 liter bottle)

$2.22 $2.22

$1.93 $1.93

15.03%

Cigarettes 20 Pack (Marlboro, Camel)

$9.97 $9.97

$12.01 $12.01

-16.99%

Wine (Bottle)

$15.05 $15.05

$14.99 $14.99

0.40%

Local Beer (0.5 liter bottle)

$2.91 $2.91

$1.91 $1.91

52.36%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$4.29 $4.29

-22.38%

One-way Ticket (Public Transport)

$1.22 $1.22

$1.98 $1.98

-38.38%

Public Transport Monthly Pass (Regular Price)

$40.53 $40.53

$45.16 $45.16

-10.25%

Taxi Start (Normal Tariff)

$2.78 $2.78

$6.38 $6.38

-56.43%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

Taxi 1hour Waiting (Normal Tariff)

$35.39 $35.39

Gasoline (1 liter)

$0.95 $0.95

$1.45 $1.45

-34.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.2K $34.2K

$29.0K $29.0K

17.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$27.0K $27.0K

-0.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$216 $216

3.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$68.6 $68.6

-14.80%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$63.4 $63.4

12.29%

Gym Membership (Monthly)

$53.0 $53.0

$47.73 $47.73

11.13%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

$29.40 $29.40

-43.03%

Cinema Ticket

$14.06 $14.06

$17.76 $17.76

-20.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,459 $1,459

$1,169 $1,169

24.83%

International Primary School, 1 Child (Yearly)

$21.3K $21.3K

Jeans (Levis 501 Or Similar)

$52.5 $52.5

$58.5 $58.5

-10.32%

Summer Dress (H&M, Zara, etc)

$42.75 $42.75

$40.06 $40.06

6.71%

Sport Shoes (Adidas, Nike)

$86.4 $86.4

$93.6 $93.6

-7.69%

Men's Leather Business Shoes

$104 $104

-0.42%

1-bedroom Apartment, City Center (Monthly)

$2,112 $2,112

$1,829 $1,829

15.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,230 $1,230

$1,891 $1,891

-34.92%

3-bedroom Apartment, City Center (Monthly)

$3,863 $3,863

$3,154 $3,154

22.48%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 $2,407

$2,621 $2,621

-8.18%

Buy Apartment in City Center (m2)

$7,426 $7,426

$4,369 $4,369

69.98%

Buy Apartment Outside City Center (m2)

$3,060 $3,060

$3,557 $3,557

-13.98%

Average Monthly Net Salary (After Tax)

$5,179 $5,179

$3,635 $3,635

42.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.39

6.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 26, 2026

Last update for Ontario, CA: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.2K 47.2%

Ontario, CA

$1.9K 58% 53.6% $660

Groceries & Markets

Austin, TX

$410 15.7%

Ontario, CA

$391 12% 4.7% $19

Monthly Utilities & Internet

Austin, TX

$353 13.5%

Ontario, CA

$348 10.7% 1.3% $4.7

Eating Out

Austin, TX

$348 13.4%

Ontario, CA

$353 10.8% 1.5% $5.2

Clothing & Footwear

Austin, TX

$128 4.9%

Ontario, CA

$133 4.1% 3.9% $5

Sport & Entertainment

Austin, TX

$81 3.1%

Ontario, CA

$83 2.6% 2.6% $2.1

Getting Around

Austin, TX

$56 2.2%

Ontario, CA

$59 * 1.8% 5.3% $3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,112 in Austin, TX and $1,829 in Ontario, CA. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 43% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $85 in Austin, TX vs $76 in Ontario, CA for a mid-range dinner for two. Groceries echo the gap at $410 vs $391 per month, with Ontario, CA cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Ontario, CA

🕒 Local time

18:22 6:22 PM

16:22 4:22 PM

2 h behind Austin, TX

🌤 Weather

👥 Population

974,447

185,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Ontario, CA 1,920 km ≈ 3 h nonstop flight

From you

Austin, TX
Ontario, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Ontario, CA: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 20% lower than in Ontario, CA. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 43% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,112 in Austin, TX versus $1,829 in Ontario, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,607 per month in Austin, TX versus $3,259 in Ontario, CA – Austin, TX is about 20% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 10% less than in Ontario, CA. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.